Legal

1) For full details on Visa Infinite Privilege, visit visainfinite.ca/privilege or refer to the Visa Infinite Privilege – Benefit and Services Terms and Conditions at www.rbcroyalbank.com/cards/documentation (opens new window). You must be an eligible Visa Infinite Privilege cardholder with a valid Visa Infinite Privilege card to take advantage of the Visa Infinite Privilege offers, benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor Royal Bank of Canada is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers, benefits and services at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions (opens external website in new window), including third party suppliers’ terms and conditions, available at www.visainfinite.ca/privilege (opens external website in new window). The Visa Infinite Privilege privacy policy (opens external website in new window), available at www.visainfinite.ca/privilege (opens external website in new window), applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website or mobile app. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege cardholders are subject to such third parties’ own privacy policies.

2) RBC Rewards points are earned on net purchases only; they are not earned on cash advances (including RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and bill payments that are not preauthorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

3) All rewards are subject to availability. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit: www.rbcrewards.com (opens new window) or call 1-800-769-2512.

4) When you book air travel through Carlson Wagonlit Travel, you may redeem RBC Rewards points at the rate of 100 points per CAD $1.50 to pay for all or part of any flight ticket, taxes and service fees (including sales, GST, departure and transportation taxes and fees, airport improvement fees, or other taxes), excess baggage charges, immigration fees, governmental fees and levies, customs charges and passenger facilities charges, health or other inspection fees, fuel surcharges and other non-ticket costs or charges which may be imposed. For any other type of travel, you may redeem RBC Rewards points at the rate of 100 points per CAD $1.00 to pay for all or part of your booking, including associated taxes and fees. For complete terms, conditions and restrictions that apply to the RBC Rewards program, visit: www.rbcrewards.com (opens new window)

5) Insurance is subject to limitations and exclusions. Please refer to your Certificate of Insurance for complete details. Underwritten by RBC Insurance Company of Canada and RBC General Insurance Company.

6) Clients aged 65 and over who are travelling longer than 7 days can top-up their Out of Province/Country Emergency Medical Insurance for the additional days. They may purchase Travel HealthProtector by calling the enrolment centre at 1-800-565-3129.