Individual pension plans
Enhance your retirement benefits
As a business owner, you have unique retirement planning opportunities.
To help you achieve the retirement you’ve been dreaming about, we can help you take advantage of an Individual Pension Plan (IPP), a tax-advantaged retirement strategy ideal for incorporated business owners and key employees.
With an IPP, you can enhance your retirement benefits by making greater contributions compared to a regular RRSP, which are tax deductible to your business. What’s more, investments within your IPP grow on a tax-deferred basis.
Access comprehensive wealth planning through these RBC businesses:
Investment management and advice
Benefit from professional advice on the full range of investments uniquely personalized investment management and comprehensive financial, retirement and estate planning.
RBC Dominion SecuritiesInvestment counselling
Realize your financial goals through consistent investment management, led by our firm's established approach, which is tailored to your family’s circumstances by a personal investment counsellor.
RBC PH&N Investment CounselEstate, trust and elder care solutions
Preserve your wealth for future generations while getting the professional assistance you need to navigate complex and sometimes emotional decisions.
RBC Royal TrustBanking and credit
Receive customized wealth management, sophisticated banking, cash management and high-net-worth credit solutions, from a dedicated private banker and their team.
RBC Private Banking