{"id":7115,"date":"2021-10-22T07:36:49","date_gmt":"2021-10-22T12:36:49","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/royal-trust\/story\/welcomed-support-given-complex-family-dynamics\/"},"modified":"2025-04-01T15:24:16","modified_gmt":"2025-04-01T19:24:16","slug":"story-welcomed-support-given-complex-family-dynamics","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/royal-trust\/story\/welcomed-support-given-complex-family-dynamics","title":{"rendered":"Welcomed support given complex family dynamics"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm  rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-zlztqw5mc hide-mobile-energy-lines\"><style>\n\t\t.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-zlztqw5mc .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-zlztqw5mc.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-zlztqw5mc.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-12 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Welcomed support given complex family dynamics<\/span><\/h1><span class=\"rbc-hero-category\"><span>FAMILY FINANCES<\/span><\/span><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/><\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 order-2 order-lg-1\"><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-columns container\"><div class=\"row wrap blockId-6be06345-bada-4a6b-8a28-165b83fe9227\">\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h2 class=\"wp-block-heading\" id=\"h-read-michelle-s-story-and-how-we-helped-her-address-issues-around-family-conflict\">Read Michelle\u2019s story and how we helped her address issues around family conflict.<\/h2>\n\n\n\n<p>Linda, a widow and mother of five children, began to experience common symptoms of Alzheimer\u2019s disease. She was becoming increasingly forgetful, had difficulty communicating and exhibited frequent changes in mood and behaviour. Unfortunately Linda had become incapable of making her own financial and personal decisions.<\/p>\n\n\n\n<p>Linda had established a Power of Attorney several years back and had named her youngest daughter, Michelle, as attorney for her property and financial affairs. This responsibility only added to the difficult and complex relationship that Michelle had with her four siblings, all of whom were also beneficiaries of Linda\u2019s estate. While everyone agreed that Linda should be placed into a private nursing care home, there was disagreement as to how her long-term care should be financed. One of Michelle\u2019s brothers strongly believed that Linda\u2019s care should be financed from the sale of her $500,000 home. Michelle\u2019s sister was reluctant to sell the home as she had hoped to inherit it in Linda\u2019s Will and argued that Linda\u2019s care should be financed with the income from her investment portfolio. Family arguments became quite heated and Michelle became increasingly overwhelmed about making the right decisions for her mother.<\/p>\n\n\n\n<p>Michelle contacted an RBC Royal Trust Advisor to provide the analysis needed to help her make a decision, and to also serve as an unbiased third party in dealing with her family. A Royal Trust Advisor met with Michelle to discuss all the various services available. Michelle hired RBC&nbsp;Royal Trust to consolidate all of Linda\u2019s assets into one account and prepare an income and expense statement. The analysis indicated that Linda faced a $40,000 per year cash flow shortfall. If the children did not make a decision about selling the home soon, her investment portfolio would likely be depleted within 5 to 10 years, assuming there would be no unexpected expenses or increases in her personal care costs. Based on the presentation to the family, Michelle and her siblings agreed that selling the home soon was the best option for financing their mother\u2019s personal care.<\/p>\n\n\n\n<p>Michelle was grateful to RBC Royal Trust&nbsp;for providing the necessary analysis to help them make the best decision for her mother and limit the family conflict.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end b-white blockId-ca5c3445-c404-4ed4-bb5b-b811562a84a0 blockId-59477dfd-bd8e-4b20-91aa-1d61e9a31c67 blockId-aa737c95-3838-48c1-b4ae-86ea1ef8b294 overlap-bottom font-size-2\"><div class=\"rbc-card\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col-lg-8\"><h3 class=\"mb-0 rbc-button-block-title\"><span>Let us guide you<\/span><\/h3><hr class=\"hr-mini my-1-half bdr-accent\"\/>\n<p class=\"paragraph-intro\">Contact one of our skilled RBC Royal Trust professionals to find out more about the right services for you.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-7\"><a href=\"ttps:\/\/www.rbcwealthmanagement.com\/en-ca\/royal-trust\/contact\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right\"><\/i><\/div><span>Request a call<\/span><\/a><\/div><div class=\"rbc-button-block-text-col d-flex col-lg-5\"><div class=\"rbc-button-block-text flex-grow-1\"><div><span><a href=\"tel:18558336511\" class=\"link-underline\">1-855-833-6511<\/a><\/span><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":68,"featured_media":8346,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"royal-trust\/story\/welcomed-support-given-complex-family-dynamics","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-7115","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Welcomed support given complex family dynamics - RBC Wealth Management<\/title>\n<meta name=\"description\" content=\"Welcomed support given complex family dynamicsFAMILY FINANCES Read Michelle\u2019s story and how we helped her address issues around family conflict. 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