{"id":2645,"date":"2021-06-21T19:00:00","date_gmt":"2021-06-22T00:00:00","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/insights\/how-canadas-diverse-communities-can-advocate-for-safer-and-more-compassionate-care\/"},"modified":"2024-10-22T09:27:04","modified_gmt":"2024-10-22T13:27:04","slug":"how-canadas-diverse-communities-can-advocate-for-safer-and-more-compassionate-care","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/insights\/how-canadas-diverse-communities-can-advocate-for-safer-and-more-compassionate-care","title":{"rendered":"How Canada\u2019s diverse communities can advocate for safer and more compassionate care"},"content":{"rendered":"\n<p>Canadians over the age of 65 <a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/corporate\/reports\/esdc-transition-binders\/seniors-2021-infographic.html\" target=\"_blank\" rel=\"noopener\" class=\"link-ext\">will make up almost a quarter of the country&#8217;s population by 2038 <\/a>, becoming the most     diverse group of older generations the country has ever seen.<\/p>\n\n\n\n<p>There&#8217;s a growing awareness among eldercare specialists that a one-size-fits-all approach does not work. An     individual&#8217;s ethnicity, religion, gender identity or sexual orientation are among some of the many elements that     should factor into how best to care for older Canadians.<\/p>\n\n\n\n<p>Industry professionals say it&#8217;s important not only for our institutions, laws and healthcare practices to evolve to     meet the needs of diverse backgrounds and lived experiences, but also to ensure one has legal protections and     planning in place when those systems are slow to change.<\/p>\n\n\n\n<p>During a recent panel discussion,&nbsp;<i>Diversity and aging: Honouring our identities<\/i>, health care and estate     planning specialists described how service providers need to create safe and comfortable environments for patients     and clients to speak up. This includes using inclusive language, recognizing their own limitations and being mindful     of making assumptions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-creating-a-safe-environment-for-diverse-communities\">Creating a safe environment for diverse communities<\/h2>\n\n\n\n<p>\u201cThis is about vulnerability and the importance of why we need to be able to provide culturally safe and     culturally competent care so that people can be themselves,\u201d Dr. Samir Sinha, director of Health Policy     Research at the<span>&nbsp;<\/span><a href=\"https:\/\/www.nia-ryerson.ca\/\" target=\"_blank\" class=\"link-ext\" rel=\"noopener\">National Institute of Ageing<\/a>, told the panel, hosted by Leanne Kaufman, president and CEO     of<span>&nbsp;<\/span><a href=\"\/royal-trust\/\">RBC Royal Trust<\/a>.<\/p>\n\n\n\n<p>The disproportionate way with which COVID-19 has devastated older Canadians\u2014especially in long-term care     settings\u2014has also raised the basic question of how our institutions care for our elderly.<\/p>\n\n\n\n<p>\u201cIt strikes me how different societies and different communities value aging more than others,\u201d says     Sinha, pointing to Indigenous communities and the way they prioritize and protect their elders.<\/p>\n\n\n\n<p>Sinha&#8217;s own patients have included Holocaust and residential school survivors. Knowing a patient&#8217;s background, he     says, is incredibly helpful not only from a compassionate viewpoint but also in identifying issues that might     reappear as dementia progresses, such as reliving past trauma. These details also influence how you care for older     Canadians and respect their own preferences and choices as they age, explains Sinha, who&#8217;s also the director of     Geriatrics at<span>&nbsp;<\/span><a href=\"https:\/\/sinaigeriatrics.ca\/\" target=\"_blank\" class=\"link-ext\" rel=\"noopener\">Sinai Health System<\/a><span>&nbsp;<\/span>and the University Health Network in Toronto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-using-a-power-of-attorney-to-map-future-care\">Using a power of attorney to map future care<\/h2>\n\n\n\n<p><a href=\"\/insights\/is-your-will-up-to-date-the-challenges-of-settling-an-estate-after-a-sudden-loss\">Having         legal documents in order<\/a><span>&nbsp;<\/span>can also help support the care you need in the future.     \u201cMaintaining control is an important factor in aging in keeping with your identity,\u201d notes Kaufman.     \u201cThe way to do that is to document your wishes for your property and your care in powers of attorney.\u201d <\/p>\n\n\n\n<p>Some people may think<span>&nbsp;<\/span><a href=\"\/royal-trust\/\" target=\"_blank\" class=\"link-ext\" rel=\"noopener\">a power of attorney for personal care<\/a><span>&nbsp;<\/span>is a document that     only kicks in when they become incapacitated. But it can also include decisions around where a person will live and     what type of home care they&#8217;ll receive when they become sick. The key question to ask is: who would you want to make     decisions on your behalf should you become incapacitated through health?<\/p>\n\n\n\n<p>\u201cIt&#8217;s a very powerful document that gives the person in charge a lot of control,\u201d Darren Lund, a partner     with Miller Thomson LLP who specializes in estate planning, estate administration and private client matters, told     the panel.<\/p>\n\n\n\n<p>\u201cThe implications can be very significant if the wrong person is making decisions.\u201d<\/p>\n\n\n\n<p>Older members of the LGBT+ community, in particular, may have serious concerns as they age, including the question of     whether they can continue to live openly and comfortably should they become dependent on others for care. Who&#8217;ll be     responsible should they become incapacitated?<\/p>\n\n\n\n<p>\u201cOne of the issues we&#8217;ve seen is that people sometimes feel they have to go back into the closet; they no     longer want to disclose their sexuality because they&#8217;re afraid that the people coming into their home to care for     them will actually not treat them well,\u201d Sinha says.<\/p>\n\n\n\n<p>\u201cSo for people who&#8217;ve been trying to live independently and freely, they now feel they could be victimized in     their own home and might not feel safe. It&#8217;s that notion of having to go back into the closet, which can be     incredibly damaging and concerning.\u201d<\/p>\n\n\n\n<p>When there&#8217;s inadequate preparation and protection in place, the fallout can be costly, not just from a financial     point of view, but also from an emotional and mental wellbeing point of view, the panelists explained.<\/p>\n\n\n\n<p>In the absence of adequate estate planning, for example, the law often defaults the decision-making priority to the     next of kin. The assumption is the person in charge will understand your wishes and needs. But unless you&#8217;ve gone     through the planning process with them and documented those wishes, they may go unfulfilled.<\/p>\n\n\n\n<p>You could end up with the wrong people making critical life decisions on your behalf. Will your burial wishes be     respected? Will you get culturally appropriate care? What if you have a fractious relationship with your family or     are estranged from them? And if you&#8217;re part of the LGBT+ community, what if you&#8217;re not out to your family?<\/p>\n\n\n\n<p>This can lead to damaged relationships and expensive legal challenges, says Lund.<\/p>\n\n\n\n<p>\u201cI hear stories of clients who were quite devout during their lifetime and then in their burial, their wishes     were not fulfilled because the wrong executor was in charge,\u201d he explains.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-legal-rights-vary-across-canada\">Legal rights vary across Canada<\/h2>\n\n\n\n<p>There are some aspects of LGBT+ law that still need work. Each jurisdiction is different across Canada, but in     Ontario, for example, common-law spouses are not automatically included in the distribution of an estate if a person     dies without a Will, according to Lund.<\/p>\n\n\n\n<p>\u201cI think this comes as a surprise to a lot of clients,\u201d Lund adds, noting the disproportionate impact     that can have when two-thirds of same-sex relationships remain common-law.<\/p>\n\n\n\n<p>\u201cFor a lot of older LGBTQ-plus clients, their relations were formed before same-sex marriage was even an     option.\u201d He says despite marriage equity, many don&#8217;t want to get married and this can have a huge impact when     it comes to estate planning.<\/p>\n\n\n\n<p>Lund has also seen instances where a common-law spouse is the first in line to make decisions, but the family doesn&#8217;t     recognize the relationship and there&#8217;s no power of attorney in place.<\/p>\n\n\n\n<p>\u201cYou can get enveloped in a dispute about whether that person really is a spouse and whether they do have     control. So, even though the laws are on your side \u2026 if you have that extra layer of family conflict, that     can slow the process down and it can lead to a situation where you&#8217;re going before an administrative tribunal to     sort out who&#8217;s going to be the decision-maker.\u201d<\/p>\n\n\n\n<p>These delays can be extremely harmful to the person at the centre of the dispute, especially in cases where decisions     about care are urgently required.<\/p>\n\n\n\n<p>Sinha recalls an encounter with a couple who came in with freshly signed powers of attorney and tried to claim they     were attorneys for one of his patients, who was living with dementia. Sinha had already helped the patient undergo a     licensed capacity assessment and activated her previously declared, long-standing powers of attorney for property     and for personal care. Sinha was able to protect the patient&#8217;s legacy and wishes that were clearly articulated to     him and documented over the course of several years.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-plan-ahead-for-unforeseen-circumstances\">Plan ahead for unforeseen circumstances<\/h2>\n\n\n\n<p>\u201cI always say to my patients a great defense is a brilliant offense. And planning ahead just protects you from     the things that you sometimes don&#8217;t believe could happen, but sadly sometimes do.\u201d<\/p>\n\n\n\n<p>\u201cIt&#8217;s important to think about and voice how we will live and be cared for as we age, and how we want to leave     things for our loved ones when we are gone,\u201d says Kaufman. \u201cIndividualized pre-planning is critical in     this, taking into account our backgrounds and the way we choose to identify when it comes to all aspects of our     lives.\u201d<\/p>\n\n\n\n<p>The pandemic has highlighted the vulnerability of the unexpected, but this is particularly true for older Canadians.     Getting compassionate care and advice can go a long way in reassuring our needs and wishes will be met as we age. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>With the right plan and conversations, older Canadians can chart a course for safeguarding control and expression of their identity as they age.<\/p>\n","protected":false},"author":15,"featured_media":12274,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcwm_featured_desktop_image_position":"","rbcwm_featured_mobile_image_position":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[179,204,733,35,164],"rbcwm_content_owner":[609],"rbcwm_need":[68,69],"rbcwm_segment":[66],"rbcwm_solution":[82],"rbcwm_topic":[65],"rbcwm_channel":[],"rbcwm_format":[],"class_list":["post-2645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eldercare","tag-caregiving","tag-diversity","tag-diversity-and-aging","tag-eldercare","tag-power-of-attorney","rbcwm_content_owner-royal-trust","rbcwm_need-grow","rbcwm_need-support","rbcwm_segment-individuals-and-families","rbcwm_solution-wealth-planning","rbcwm_topic-education"],"acf":{"rbcwm_subtitle":"With the right plan, people and conversations, older Canadians can chart a course for safeguarding control and expression of their identity as they age.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":[],"disclaimer_footnote":"RBC Royal Trust and RBC Wealth Management are business segments of the Royal Bank of Canada. Please click the \u201cLegal\u201d link at the bottom of this page for further information on the entities that are member companies of RBC Wealth Management.\u00a0 The content in this publication is provided for general information only and is not intended to provide any advice or endorse\/recommend the content contained in the publication.\u00a0 \u00ae\/TM Trademark(s) of Royal Bank of Canada. Used under license. \u00a9 Royal Bank of Canada\u00a0 2024. All rights reserved."},"rbcwm_insight_cta_id":[20484],"rbcwm_pagination":{"next_link":"","next_link_text":"","previous_link":"","previous_link_text":""},"rbcwm_video_duration":"","article_time":"","rbcwm_enable_toc":false,"rbcwm_toc_selector":"h2"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Canada\u2019s diverse communities can advocate for safer and more compassionate care<\/title>\n<meta name=\"description\" content=\"With the right plan and conversations, older Canadians can chart a course for safeguarding control and expression of their identity as they age.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-ca\/insights\/how-canadas-diverse-communities-can-advocate-for-safer-and-more-compassionate-care\" 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