{"id":2898,"date":"2019-02-18T19:00:00","date_gmt":"2019-02-19T00:00:00","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/insights\/the-wealthy-barber-on-why-a-diy-approach-for-executors-is-often-unwise\/"},"modified":"2024-10-22T11:10:29","modified_gmt":"2024-10-22T15:10:29","slug":"the-wealthy-barber-on-why-a-diy-approach-for-executors-is-often-unwise","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/insights\/the-wealthy-barber-on-why-a-diy-approach-for-executors-is-often-unwise","title":{"rendered":"The Wealthy Barber on why a DIY approach for executors is often unwise"},"content":{"rendered":"\n<p class=\"is-style-footnote\"><em>This article is&nbsp;part of a series created in collaboration between <a href=\"\/royal-trust\/\" target=\"_blank\" rel=\"noopener\" class=\"link-ext\">RBC Wealth Management Royal Trust<\/a> and David Chilton, author of best-selling personal finance guides The Wealthy Barber and The Wealthy Barber Returns, and former dragon on CBC\u2019s Dragons\u2019 Den. #TrustRoyalTrust<\/em><\/p>\n\n\n\n<p>I\u2019m 57 years old (though, I would argue I look only 56). At this age, my generation\u2019s parents are passing away with saddening regularity. My mother (and hero) died two summers ago and I seem to attend at least one funeral a month of a friend\u2019s mom or dad.<\/p>\n\n\n\n<p>It\u2019s never easy on family. Ever.<\/p>\n\n\n\n<p>Even when the parent has been battling a major health issue and, thus, enduring a low quality of life. Even when the parent has been blessed to live into his or her late 80s or 90s.<\/p>\n\n\n\n<p>It\u2019s still the loss of a mom. Or a dad. A grandparent. An inspiration. A huge influence. A big part of who we are.<\/p>\n\n\n\n<p>The grief and its associated stress are difficult to cope with for all of us.<\/p>\n\n\n\t\t<!-- Start of Brightcove Player -->\n\t\t\t\t\t\t<div style=\"display: block; position: relative; min-width: 0px; max-width: 640px;\">\n\t\t\t\t\t<div style=\"padding-top: 56%; \">\n\t\t\t\t\t\t<video-js\n\t\t\t\t\t\t\t\tid=\"6044851665001\"\n\t\t\t\t\t\t\t\tdata-video-id=\"6044851665001\" data-account=\"3187797751001\"\n\t\t\t\t\t\t\t\tdata-player=\"VBE5DE1mC\"\n\t\t\t\t\t\t\t\tdata-usage=\"cms:WordPress:6.9.4:2.8.8:javascript\"\n\t\t\t\t\t\t\t\tdata-embed=\"default\" class=\"video-js\"\n\t\t\t\t\t\t\t\tdata-application-id=\"\"\n\t\t\t\t\t\t\t\tcontrols   \t\t\t\t\t\t\t\tstyle=\"width: 100%; height: 100%; position: absolute; top: 0; bottom: 0; right: 0; left: 0;\">\n\t\t\t\t\t\t<\/video-js>\n\n\t\t\t\t\t\t<script src=\"https:\/\/players.brightcove.net\/3187797751001\/VBE5DE1mC_default\/index.min.js\"><\/script> \t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<!-- End of Brightcove Player -->\n\t\t\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Compounding the challenge is the fact that we\u2019re often also doing our best to help others (for example, our children, the deceased\u2019s grandchildren) to deal with this extremely emotional experience.<\/p>\n\n\n\n<p>It\u2019s incredibly draining. Many describe it, and I would agree, as trying to function while in a mental fog. Interestingly, I found when my mom passed the person I most often wanted, even sometimes started, to call to help me work through the pain was, of course, my mom.<\/p>\n\n\n\n<p>As I said, it\u2019s never easy on family. Ever.<\/p>\n\n\n\n<p>Yet, precisely at this most difficult of times, often a particular family member is asked to take on a significant task\u2014to act as <a href=\"\/insights\/youve-been-made-an-executor-what-you-need-to-know\">the will\u2019s executor<\/a>.<\/p>\n\n\n\n<p>I would argue, and many, many of my friends would aggressively second, that \u201cburden\u201d is a more appropriate word than \u201ctask.\u201d<\/p>\n\n\n\n<p>Being an executor&nbsp;is always a huge responsibility. And frequently it involves a tremendous amount of time and <a href=\"\/insights\/is-your-will-up-to-date-the-challenges-of-settling-an-estate-after-a-sudden-loss\">a tremendous amount of stress<\/a>.<\/p>\n\n\n\n<p>A tremendous amount.<\/p>\n\n\n\n<p>And, again, all of this is shouldered as the&nbsp;executor deals with his or her own grief and that of family members.<\/p>\n\n\n\n<p>Why not get help? Why not turn to the professionals?<\/p>\n\n\n\n<p>It seems odd to me that many executors, even when feeling overwhelmed, insist on being a DIYer. Does that seem wise with all the aforementioned stress? With the potential for personal liability? With the chance (perhaps good chance) that there will be at least some family conflict?<\/p>\n\n\n\n<p>To repeat, why not get help?<\/p>\n\n\n\n<p>Help from experienced professionals. Help from people who have seen it all before. Help from people who know the subtleties of the legal- and tax-filing requirements. Help from people who offer a detached perspective. Help from people who work in this field all day, every day.<\/p>\n\n\n\n<p>Help from the experts.<\/p>\n\n\n\n<p>It just makes good sense to have a seasoned professional working with you on certain facets of the estate-settlement process. There to handle as many of the details on your behalf as your specific case requires. All the while with you retaining the authority to make final decisions.<\/p>\n\n\n\n<p>This isn\u2019t just about executing the will\u2019s instructions as well as is possible. Though, that\u2019s ultra-important\u2014remember, being an executor is all about carrying out the deceased\u2019s last wishes, and, of course, you owe it to him\/her to do that exceptionally well. But getting professional help is also about peace of mind and family harmony. That\u2019s the part that\u2019s way too frequently forgotten or underestimated.<\/p>\n\n\n\n<p>Professional help seems a wise investment, indeed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Being an executor is a huge responsibility and frequently involves a tremendous amount of time and stress. Why not get help?<\/p>\n","protected":false},"author":15,"featured_media":2900,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcwm_featured_desktop_image_position":"","rbcwm_featured_mobile_image_position":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[746,258,253,257,100,747,259,106,260],"rbcwm_content_owner":[609],"rbcwm_need":[84],"rbcwm_segment":[66],"rbcwm_solution":[99,82],"rbcwm_topic":[65,94],"rbcwm_channel":[],"rbcwm_format":[],"class_list":["post-2898","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estate-planning","tag-afe","tag-chilton-campaign","tag-david-chilton","tag-estate-and-trust","tag-estate-planning","tag-estate-planning-grief","tag-executor-services","tag-the-wealthy-barber","tag-why-do-i-need-a-professional-executor-of-my-will","rbcwm_content_owner-royal-trust","rbcwm_need-protect","rbcwm_segment-individuals-and-families","rbcwm_solution-trusts","rbcwm_solution-wealth-planning","rbcwm_topic-education","rbcwm_topic-your-wealth"],"acf":{"rbcwm_subtitle":"Getting professional help is about peace of mind and family harmony. That\u2019s the part that\u2019s way too frequently forgotten or underestimated.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":[],"disclaimer_footnote":"RBC\u00a0Royal Trust and RBC Wealth Management are business segments of the Royal Bank of Canada. Please click the \u201cLegal\u201d link at the bottom of this page for further information on the entities that are member companies of RBC Wealth Management. The content in this publication is provided for general information only and is not intended to provide any advice or endorse\/recommend the content contained in the publication. \u00ae\/TM Trademark(s) of Royal Bank of Canada. Used under licence. \u00a9 Royal Bank of Canada 2024. All rights reserved."},"rbcwm_insight_cta_id":[11937],"rbcwm_pagination":{"next_link":"","next_link_text":"","previous_link":"","previous_link_text":""},"rbcwm_video_duration":"","article_time":"","rbcwm_enable_toc":false,"rbcwm_toc_selector":"h2"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The Wealthy Barber on why a DIY approach for executors is often unwise<\/title>\n<meta name=\"description\" content=\"Being an executor is a huge responsibility and frequently involves a tremendous amount of time and stress. 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