{"id":29549,"date":"2025-08-18T13:24:08","date_gmt":"2025-08-18T17:24:08","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/?p=29549"},"modified":"2025-08-18T13:24:09","modified_gmt":"2025-08-18T17:24:09","slug":"video-what-does-incapacity-mean","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/en-ca\/insights\/video-what-does-incapacity-mean","title":{"rendered":"Video: What does incapacity mean?"},"content":{"rendered":"\t\t<!-- Start of Brightcove Player -->\n\t\t\t\t\t\t<div style=\"display: block; position: relative; min-width: 0px; max-width: 640px;\">\n\t\t\t\t\t<div style=\"padding-top: 360px; \">\n\t\t\t\t\t\t<video-js\n\t\t\t\t\t\t\t\tid=\"6376806726112\"\n\t\t\t\t\t\t\t\tdata-video-id=\"6376806726112\" data-account=\"3187797751001\"\n\t\t\t\t\t\t\t\tdata-player=\"VBE5DE1mC\"\n\t\t\t\t\t\t\t\tdata-usage=\"cms:WordPress:6.9.4:2.8.8:javascript\"\n\t\t\t\t\t\t\t\tdata-embed=\"default\" class=\"video-js\"\n\t\t\t\t\t\t\t\tdata-application-id=\"\"\n\t\t\t\t\t\t\t\tcontrols   \t\t\t\t\t\t\t\tstyle=\"width: 100%; height: 360px; position: absolute; top: 0; bottom: 0; right: 0; left: 0;\">\n\t\t\t\t\t\t<\/video-js>\n\n\t\t\t\t\t\t<script src=\"https:\/\/players.brightcove.net\/3187797751001\/VBE5DE1mC_default\/index.min.js\"><\/script> \t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<!-- End of Brightcove Player -->\n\t\t\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"is-style-footnote\">This video is part of <strong>The Wealthy Barber\u2019s estate planning essentials <\/strong>video series created in collaboration between&nbsp;<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-ca\/royal-trust\" target=\"_blank\" rel=\"noreferrer noopener\">RBC Wealth Management Royal Trust<\/a>&nbsp;and David Chilton. Chilton is the author of bestselling personal finance guides <em>The Wealthy Barber<\/em> and <em>The Wealthy Barber Returns<\/em>, and a former dragon on CBC\u2019s <em>Dragons\u2019 Den. <\/em>Leave a legacy, not a burden\u2122.<\/p>\n\n\n\n<p>Did you know that you could become incapable of caring for yourself at any time? Sadly, \u201cit happens to people much more frequently than you would think,\u201d says David Chilton.<\/p>\n\n\n\n<div class=\"wp-block-rbcwm-well well is-style-b-blue-tint-4\">\n<p>Watch the video to learn more about the many reasons you should have power of attorney documents in place.<\/p>\n<\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-top rbc-block-small rbc-block-flush has-block-grey-background-color has-background\"><div class=\"\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"row justify-content-between blockId-7f7d1fbe-4936-4e1e-a359-2fd5140d1f7b\">\n<div class=\"wp-block-rbcwm-column col-lg-12 has-white-background-color has-background\"><div class=\"wrap\">\n<div class=\"wp-block-rbcwm-expandable-block rbc-expandable\">\n<div id=\"b7cf9608\" class=\"wp-block-rbcwm-expandable-block-title rbc-expandable-trigger rbc-expandable-arrow-wrap\"><button aria-expanded=\"false\" aria-controls=\"b7cf9608-content\" data-target=\"b7cf9608-content\" data-duration=\"400\" class=\"rbc-expandable-trigger-button\">\n<h3 class=\"wp-block-heading h4\" id=\"h-\"><\/h3>\n<span class=\"rbc-display body-size c-secondary mt-quarter\" data-open-text=\"View transcript\" data-close-text=\"Hide transcript\">View transcript<\/span><div class=\"rbc-icon rbc-expandable-arrow rbc-expandable-arrow-right\"><i class=\"rbc-icon-img fal fa-angle-down\"><\/i><\/div><\/button><\/div>\n\n\n\n<div id=\"b7cf9608-content\" aria-labelledby=\"b7cf9608\" class=\"wp-block-rbcwm-expandable-block-content rbc-expandable-content rbc-expandable-content-inner-style content-b7cf9608-4b38-44c2-8289-2e16bf86c515\"><div class=\"rbc-expandable-content-body\">\n<p><strong>David Chilton:<\/strong><br><br>Incapacity, a word you hear in the estate-planning field a lot.<\/p>\n\n\n\n<p>What exactly does it mean? Why should you even care?<\/p>\n\n\n\n<p>Well, in estate planning, it&#8217;s the physical or mental inability to manage one&#8217;s affairs.<\/p>\n\n\n\n<p>The key thing I want to drive home here is that incapacity can hit at any time. It happens to people much more frequently than you would think. Much more, sadly.<\/p>\n\n\n\n<p>The dementia incidence rate, for example, is rising and incapacity often comes on quickly. The mental deterioration does not happen in a linear fashion.<\/p>\n\n\n\n<p>Then there&#8217;s accidents that lead to brain injuries. Those can occur at any age. Strokes. A severe illness. A battle with extreme depression that overwhelms someone.<\/p>\n\n\n\n<p>All horrible things but, tragically, they happen. Too frequently.<\/p>\n\n\n\n<p>And that&#8217;s why it&#8217;s key to have proper power of attorney documents in place.<\/p>\n\n\n\n<p>I hassle my friends about this because, frankly, I know it too often slips between the cracks. They haven&#8217;t been on top of this. It&#8217;s easy to procrastinate here. Don&#8217;t.<\/p>\n\n\n\n<p>Keep an updated will. And get your power of attorney paperwork in good order.<\/p>\n\n\n\n<p>No excuses.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>The Wealthy Barber on why you should protect yourself with powers of attorney if you can no longer care for yourself.<\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcwm_featured_desktop_image_position":"","rbcwm_featured_mobile_image_position":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,10],"tags":[479,164,870,106,770,871],"rbcwm_content_owner":[609],"rbcwm_need":[69],"rbcwm_segment":[66],"rbcwm_solution":[82],"rbcwm_topic":[94],"rbcwm_channel":[],"rbcwm_format":[],"class_list":["post-29549","post","type-post","status-publish","format-standard","hentry","category-estate-planning","category-wealth-planning","tag-appoint-a-power-of-attorney","tag-power-of-attorney","tag-power-of-attorney-in-canada","tag-the-wealthy-barber","tag-video","tag-what-does-incapacity-mean","rbcwm_content_owner-royal-trust","rbcwm_need-support","rbcwm_segment-individuals-and-families","rbcwm_solution-wealth-planning","rbcwm_topic-your-wealth"],"acf":{"rbcwm_subtitle":"The Wealthy Barber on why you should protect yourself with powers of attorney if you can no longer care for yourself.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":["Yes"],"omit_from_pages":"","disclaimer_footnote":"RBC Royal Trust and RBC Wealth Management are business segments of the Royal Bank of Canada. Please click the \u201cLegal\u201d link at the bottom of this page for further information on the entities that are member companies of RBC Wealth Management. The content in this publication is provided for general information only and is not intended to provide any advice or endorse\/recommend the content contained in the publication. \u00ae\/TM Trademark(s) of Royal Bank of Canada. RBC and Royal Trust are registered trademarks of Royal Bank of Canada. Used under license. \u00a9 Royal Bank of Canada 2025. All rights reserved."},"rbcwm_insight_cta_id":[20484],"rbcwm_pagination":{"next_link":"","next_link_text":"Next article","previous_link":"","previous_link_text":"Previous article"},"rbcwm_video_duration":1,"article_time":"","rbcwm_enable_toc":false,"rbcwm_toc_selector":"h2"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Video: What does incapacity mean?<\/title>\n<meta name=\"description\" content=\"The Wealthy Barber on why you should protect yourself with powers of attorney if you can no longer care for yourself.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-ca\/insights\/video-what-does-incapacity-mean\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" 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