{"id":2784,"date":"2023-06-27T23:41:13","date_gmt":"2021-11-12T10:40:22","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-eu\/?page_id=2784"},"modified":"2023-11-01T11:09:40","modified_gmt":"2023-11-01T15:09:40","slug":"open-banking","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-eu\/open-banking","title":{"rendered":"Open banking"},"content":{"rendered":"\n

Open banking<\/span><\/h1><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n
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Royal Bank of Canada Wealth Management International-RBC Europe Limited<\/h4>\n\n\n\n

Open banking is an industry-wide change introduced by The Competition & Markets Authority in the UK. It will deliver a platform for greater competition, innovation and choice for clients. This means these new services won\u2019t just be offered by Royal Bank of Canada, but by other banks and companies as well. It gives you, as clients, more control and freedom over your financial data – helping you to bank in new ways.<\/p>\n\n\n\n

It will enable personal clients, should you choose to do so, to share your data securely with other banks and regulated third parties, allowing them to compare products, initiate payments and request account information. The data is shared via Application Programming Interfaces (APIs).<\/p>\n\n\n\n

It will always be up to you if you want to share data with an Open Banking service, which means nothing is shared with services you haven\u2019t signed up for.<\/p>\n\n\n\n

The regulation that supports open banking only applies to clients that hold payments accounts with Royal Bank of Canada in the United Kingdom. As this is a UK initiative, the service is not currently available for Channel Islands clients.<\/p>\n\n\n\n

Third Party Provider Portal<\/h4>\n\n\n\n

If you are a Financial Conduct Authority (FCA) authorised Third Party Provider (TPP) please click here<\/a> to access our dedicated Open Banking portal.<\/p>\n\n\n\n

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Registered Office<\/h5>\n\n\n\n

RBC Europe Ltd, 100 Bishopsgate, London, EC2N 4AA
+44 (0) 20 7653 4000<\/a>
+44 (0) 20 7329 6145
international_enquiries@rbc.com<\/a>
www.rbcwealthmanagement.com<\/a>
Registered in England and Wales No. 995939
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority for UK banking business.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n

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Let’s connect<\/span><\/h3>
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We want to talk about your financial future.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

<\/i><\/div>Let us contact you<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":68,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"open-banking","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-2784","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nOpen banking - RBC Wealth Management<\/title>\n<meta name=\"description\" content=\"Open banking Royal Bank of Canada Wealth Management International-RBC Europe Limited Open banking is an industry-wide change introduced by The\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/open-banking\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Open banking\" \/>\n<meta property=\"og:description\" content=\"Open banking Royal Bank of Canada Wealth Management International-RBC Europe Limited Open banking is an industry-wide change introduced by The\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/open-banking\" \/>\n<meta property=\"og:site_name\" content=\"RBC Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2023-11-01T15:09:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/02\/share-logo-1200x630-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Open banking\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/open-banking\/\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/open-banking\/\",\"name\":\"Open banking - 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