{"id":1481,"date":"2023-06-02T14:57:15","date_gmt":"2023-06-20T10:31:34","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-eu\/?p=1481"},"modified":"2024-05-31T12:57:28","modified_gmt":"2024-05-31T16:57:28","slug":"responsible-and-sustainable-investing","status":"publish","type":"rbcwm_solutions","link":"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\/responsible-and-sustainable-investing","title":{"rendered":"Responsible and sustainable investing"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm rbc-hero-has-image-bleed rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-8wk7aowru hide-mobile-energy-lines is-style-cta-text rbc-overlap-zindex-1\"><style>\n\t\t.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-8wk7aowru .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-8wk7aowru.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-8wk7aowru.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-7 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Responsible and sustainable investing<\/span><\/h1><span class=\"rbc-hero-category\"><span>Investments<\/span><\/span><div class=\"rbc-hero-breadcrumb link-chev-left\"><div class=\"rbc-icon mr-half\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-left\" style=\"color:#006ac3\"><\/i><\/div><span style=\"color:#006ac3\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\/\" data-type=\"URL\" data-id=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\/\">Solutions<\/a><\/span><\/div><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p>As a company, our purpose is to help our clients thrive and communities prosper. Our approach to responsible and sustainable investing is one way to bring that purpose to life.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 order-2 order-lg-1\"><div class=\"rbc-hero-img bleed-img-right  rbc-hero-img-desktop-bottom-center rbc-hero-img-mobile-bottom-center\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/02\/solar-panels-in-aerial-view.jpg?w=1600)\"><\/div><\/div><div class=\"align-self-end order-lg-3 col-lg-7 cta-text\"><div class=\"rbc-button-block row no-gutters align-items-end rbc-hero-button-overlap overlap-top\"><div class=\"col-lg\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/documents\/rbc-europe-limited-wm-2024-climate-report.pdf\" class=\"rbc-button  rbc-button-large rbc-button-primary rbc-button-block rbc-button-block-cta\" target=\"_blank\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fa-angle-right fal\"><\/i><\/div>Download the 2024 RBC Wealth Management Europe Climate Report<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-block-grey-background-color has-background\" data-location_id=\"RSI - body copy\"><div class=\"container\"><div class=\"row justify-content-center\"><div class=\"col-lg-12\"><div class=\"wrap\">\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>As an investor, you have the power to support the growing number of companies embracing innovative sustainability and responsible business practices through your investments.<\/p>\n\n\n\n<p>We can help you align your investments with your values and financial goals through our approach to responsible and sustainable investing. But we understand that navigating the world of responsible and sustainable investing can be complex. We\u2019re here to guide you through the different approaches and industry terminology to help you to make informed investment decisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading h3\" id=\"h-what-is-responsible-investing\">What is responsible investing?<\/h2>\n\n\n\n<p>A strategy and practice to incorporate environmental, social and governance (ESG) factors in investment decisions and active ownership.<\/p>\n\n\n\n<h2 class=\"wp-block-heading h3\" id=\"h-what-is-sustainable-investing\">What is sustainable investing?<\/h2>\n\n\n\n<p>Sustainable investing involves investing with the stated intention of achieving positive sustainability outcomes (i.e. with a sustainability objective) alongside financial returns.<\/p>\n\n\n\n<h2 class=\"wp-block-heading h3\" id=\"h-our-responsible-and-sustainable-investment-framework-rsif\">Our Responsible and Sustainable Investment Framework (RSIF)<\/h2>\n\n\n\n<p>We have developed a comprehensive framework for RBC Wealth Management that gives you greater transparency and outlines our approach to responsible and sustainable investment.<\/p>\n\n\n\n<p>This framework is consistent with the Financial Conduct Authority\u2019s Sustainability Disclosure Requirements (SDR) anti-greenwashing rules and aligns with the SDR labelling regime.<\/p>\n\n\n\n<h3 class=\"wp-block-heading h4\" id=\"h-understanding-our-approach\">Understanding our approach<\/h3>\n\n\n\n<p>At the heart of the framework and our investment approach is a distinction between a <em>core<\/em> responsible investment strategy and an <em>additional <\/em>sustainable investment approach. These are explained below.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"395\" width=\"1024\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/02\/understanding-our-RSIF.png?w=1024\" alt=\"Core: Responsible investment approach includes ESG integration, stewardship, exclusions (optional) and thematic (optional).  Addition sustainability investment SDR-labelled funds include sustainability improvers, sustainability impact, sustainability mixed goals and sustainability focus.\" class=\"wp-image-14198\" style=\"width:767px;height:296px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/02\/understanding-our-RSIF.png 1380w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/02\/understanding-our-RSIF.png?resize=300,116 300w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/02\/understanding-our-RSIF.png?resize=768,296 768w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/02\/understanding-our-RSIF.png?resize=1024,395 1024w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">* For discretionary investments<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading h3\" id=\"h-core-responsible-investment\">Core: Responsible Investment<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-1969c2fb-b560-4176-8221-c17c92dc7284\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon.png?w=150&amp;h=150&amp;crop=1\" alt=\"icon of a group of people\" class=\"wp-image-14411\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-who-s-it-for\">Who\u2019s it for?<\/h4>\n\n\n\n<p>Discretionary investment clients are covered by our core responsible investment approach. This approach is applied to all direct equities and funds covered by our central investment team, ensuring that your investments are managed responsibly.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-1969c2fb-b560-4176-8221-c17c92dc7284\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon.png?w=150&amp;h=150&amp;crop=1\" alt=\"icon of a target and arrow located on bull's eye\" class=\"wp-image-14424\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-what-s-the-objective\">What\u2019s the objective?<\/h4>\n\n\n\n<p>Meet your investment objectives, namely, maximise investment returns for a given level of risk.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-1969c2fb-b560-4176-8221-c17c92dc7284\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon.png?w=150&amp;h=150&amp;crop=1\" alt=\"an icon of a winning ribbon with a checkmark in the middle\" class=\"wp-image-14425\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-how-do-we-apply-the-approach\">How do we apply the approach?<\/h4>\n\n\n\n<p>We apply this by employing an ESG integration approach in our investment decision making and through stewardship activities. Depending on your preferences, we can also exclude specific sectors and include thematic investments. <\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-1969c2fb-b560-4176-8221-c17c92dc7284\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon.png?w=150&amp;h=150&amp;crop=1\" alt=\"an icon of a clipboard with a list of items checked off\" class=\"wp-image-14426\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-what-s-the-key-feature\">What\u2019s the key feature?<\/h4>\n\n\n\n<p>The core responsible investing approach relates to investments that may have sustainability characteristics, but do not have sustainability objectives.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-core-terminology\">Core terminology<\/h3>\n\n\n\n<figure class=\"wp-block-rbcwm-table table-responsive\"><table class=\"table table-compact table-border-horizontal table-border-vertical\"><thead><tr><th>Term<\/th><th>Definition<\/th><\/tr><\/thead><tbody><tr><td><strong>ESG integration<\/strong><\/td><td>The practice of including ESG factors in investment analysis and decisions to better manage risks and improve returns.<\/td><\/tr><tr><td><strong>Stewardship<\/strong><\/td><td>The responsible allocation, management and oversight of capital to create long-term value for clients and beneficiaries leading to sustainable benefits for the economy, the environment and society.<\/td><\/tr><tr><td><strong>Exclusions<\/strong><\/td><td>Applying screens to exclude assets from the investment space.<\/td><\/tr><tr><td><strong>Thematic<\/strong><\/td><td>Investing in assets involved in a particular ESG-related theme or seeking to address a specific social or environmental issue.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading h3\" id=\"h-additional-sustainable-investment\"><strong>Additional:<\/strong> Sustainable investment<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-af2af1d8-140a-4092-ae29-a6ebdd6e82ae\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon-seaweed.png?w=150&amp;h=150&amp;crop=1\" alt=\"icon of a group of people\" class=\"wp-image-14472\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon-seaweed.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon-seaweed.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/people-icon-seaweed.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-who-s-it-for-0\">Who\u2019s it for?<\/h4>\n\n\n\n<p>Our additional sustainable investment approach is for discretionary investment clients with additional sustainability-related preferences. We may seek to meet these preferences by investing a proportion of a portfolio in funds that have SDR labels, where available and suitable<sup>\u00b9<\/sup>. <\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-af2af1d8-140a-4092-ae29-a6ebdd6e82ae\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon-seaweed.png?w=150&amp;h=150&amp;crop=1\" alt=\"icon of a target and arrow located on bull's eye\" class=\"wp-image-14474\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon-seaweed.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon-seaweed.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/bulls-eye-icon-seaweed.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-what-s-the-objective-0\">What\u2019s the objective?<\/h4>\n\n\n\n<p>SDR-labelled fund investments will have a specific sustainability objective, as per the SDR regulations. Investing a proportion of a portfolio in these funds can help align your portfolio with your values and contribute to seeking positive environmental and\/or social outcomes.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-af2af1d8-140a-4092-ae29-a6ebdd6e82ae\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon-seaweed.png?w=150&amp;h=150&amp;crop=1\" alt=\"an icon of a winning ribbon with a checkmark in the middle\" class=\"wp-image-14475\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon-seaweed.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon-seaweed.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/ribbon-icon-seaweed.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-how-do-we-apply-the-approach-0\">How do we apply the approach?<\/h4>\n\n\n\n<p>Where discretionary investment clients state additional sustainability-related preferences, we may seek to meet these preferences by investing a proportion of a portfolio in SDR-labelled funds, where available and suitable. Our sustainable investment approach is additional to our responsible investment approach. <\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container-fluid\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"row blockId-af2af1d8-140a-4092-ae29-a6ebdd6e82ae\">\n<div class=\"wp-block-rbcwm-column col-lg-2\">\n<figure class=\"wp-block-image size-thumbnail is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"150\" width=\"150\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon-seaweed.png?w=150&amp;h=150&amp;crop=1\" alt=\"an icon of a clipboard with a list of items checked off\" class=\"wp-image-14476\" style=\"width:75px;height:75px\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon-seaweed.png 534w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon-seaweed.png?resize=150,150 150w, https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2024\/05\/clipboard-icon-seaweed.png?resize=300,300 300w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-9\">\n<h4 class=\"wp-block-heading\" id=\"h-what-s-the-key-feature-0\">What\u2019s the key feature?<\/h4>\n\n\n\n<p>SDR-labelled funds employ ESG integration and stewardship activities and may also include exclusions. On top of these &#8216;core&#8217; features, they have &#8216;additional&#8217; sustainability objectives. These funds fall under four labels: Sustainability Focus, Sustainability Improvers, Sustainability Impact, and Sustainability Mixed Goals and each must meet specific criteria, and focus on delivering sustainability outcomes.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-additional-terminology\">Additional terminology<\/h3>\n\n\n\n<figure class=\"wp-block-rbcwm-table table-responsive\"><table class=\"table table-compact table-border-horizontal table-border-vertical\"><thead><tr><th>Term<\/th><th>Definition<\/th><\/tr><\/thead><tbody><tr><td><strong>SDR-labelled funds<\/strong><\/td><td>Investing with the stated intention of achieving positive sustainability outcomes (a sustainability objective). Products must meet criteria to use one of the four labels below as part of the FCA\u2019s SDR regime.<\/td><\/tr><tr><td><strong>Sustainability Focus\u2122<\/strong><\/td><td>Invests in assets that are environmentally and\/or socially sustainable, determined using a robust, evidence-based standard that is an absolute measure of sustainability.<\/td><\/tr><tr><td><strong>Sustainability Improvers\u2122<\/strong><\/td><td>Invests in assets that may not be sustainable now but have the potential to improve environmental and\/or social sustainability over time.<\/td><\/tr><tr><td><strong>Sustainability Impact\u2122<\/strong><\/td><td>Achieves a pre-defined positive measurable impact in relation to an environmental and\/or social outcome.<\/td><\/tr><tr><td><strong>Sustainability Mixed Goals\u2122<\/strong><\/td><td>Invests at least 70 percent in a mix of assets that either focus on sustainability, aim to improve their sustainability over time, or aim to achieve a positive impact for people or the planet (a combination of the sustainability objectives for the other labels).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-disclaimer\"><div class=\"my-1\"><div class=\"disclaimer\">\n<p>\u00b9 Important: Until SDR rules are published for wealth and portfolio managers, we will not be able to offer \u2018sustainability investment\u2019 labelled products or services. When the rules are published, we may be able to offer labelled products or services, supported by an appropriate advice, suitability, and governance process. However, from July 2024 clients may have exposure to SDR-labelled funds in their portfolios.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading h3\" id=\"h-our-commitment\">Our commitment<\/h2>\n\n\n\n<p>At RBC, our purpose is to help clients thrive and communities prosper. This includes addressing societal challenges that could impact our collective success, which we believe are critical to the prosperity of the communities where we live and work.<\/p>\n\n\n\n<p>In 2023, RBC introduced its Purpose Framework \u2013 Powering Ideas for People and Planet, which aims to create clarity and structure around three societal ambitions where we believe RBC can have a meaningful impact. Our ambitions are to:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Accelerate the transition to a greener economy<\/li>\n\n\n\n<li>Equip people with skills for a thriving future<\/li>\n\n\n\n<li>Drive more equitable prosperity in our communities<\/li>\n<\/ol>\n\n\n\n<p>But we know ambitions are not enough. At RBC we will drive towards our ambitions, leveraging the full force of our global organisation \u2013 our business and operations, people, research and insights and community investments \u2013 to make important contributions.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbc.com\/our-impact\/index.html\" class=\"link-external\" target=\"_blank\" rel=\"noreferrer noopener\">Find out more about how we are powering ideas for people and planet<\/a>.<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-disclaimer\"><div class=\"my-1\"><div class=\"disclaimer\">\n<p class=\"body-size light\">This document contains general information only. It is not intended to be specific investment advice, or an investment recommendation. Please bear in mind that the investments and services contained within this document may not be suitable for all investors.<\/p>\n\n\n\n<p>RBC 1880<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<p><\/p>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey rbc-block-has-overlap rbc-block-small has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end b-white blockId-95d73c8c-b0b0-4f46-87a9-08b319ab8f2c blockId-fd879525-8557-4743-91a0-d9cb4876022f blockId-33926a2d-cf2d-4516-bbc8-4cac5fc9a768 blockId-e372040b-15e7-4b7e-ba92-6eec9b1c8da1 blockId-9af3a7e5-179e-4985-95c7-e267f2822205 blockId-964a6e9b-9421-48e2-96d2-c05373f339b9 blockId-731af849-8867-4921-9c9f-573f7147dc94 blockId-d7499fb9-96ce-452a-8ce9-7efc2c27efd6 blockId-fbeefbff-aa56-411c-b924-228bb1b2f604 blockId-8998584e-516e-4287-a13b-b603caa504b1 blockId-857ec439-9710-4e99-811d-512b8870269c blockId-c8de847f-b836-4a45-bfd6-9b2d8c64223e blockId-7219af80-3ef0-433f-91e0-686299452132 blockId-334c2f8b-5e78-4c33-80dd-3e0618ba391a overlap-bottom\"><div class=\"rbc-card\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col-lg-8\"><h3 class=\"mb-0 rbc-button-block-title\"><span>Invest with a greater purpose<\/span><\/h3><hr class=\"hr-mini my-1-half bdr-warm-grey\"\/>\n<p class=\"paragraph-intro\">RBC Wealth Management can help you integrate responsible and sustainable investments into your portfolio.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-7\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/contact\/\" target=\"_self\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-warm-grey rbc-button-block\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right\"><\/i><\/div><span>Contact us<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\t\t\t<section class=\"rbc-block rbc-block-featured b-primary\" data-location_id=\"Related solutions - Article two column card list\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div>\n\t\t\t\t\t\t<header class=\"row rbc-block-header\">\n\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"rbc-block-header-title col-lg-8\">Related solutions<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 rbc-block-header-cta-wrap text-lg-right text-left mb-half mb-lg-0\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\" class=\"link-chev rbc-block-header-cta wp-block-rbcwm-related-solutions-link\"><span>All solutions<\/span><div class=\"rbc-icon\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/header>\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t\t\t\t\t<div class=\"wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card rbc-card-cta rbc-card-mb rbc-card-hover rbc-card-cta-translucent ani-card-up\">\n\t\t\t\t\t\t\t\t\t\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col d-flex\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row w-100 align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"rbc-card-cta-title h5\">Investment management<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7 rbc-card-cta-seperator\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Choose how your investment portfolio is managed, based on a customised strategy that reflects your risk tolerance and personal goals.<\/p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\/investment-management\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Investment management<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card rbc-card-cta rbc-card-mb rbc-card-hover rbc-card-cta-translucent ani-card-up\">\n\t\t\t\t\t\t\t\t\t\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col d-flex\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row w-100 align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"rbc-card-cta-title h5\">Wealth planning<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7 rbc-card-cta-seperator\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>A personalised plan can help make it easier for you to manage your wealth, so you can focus on what\u2019s important to you and your loved ones.<\/p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\/wealth-planning\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Wealth planning<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card rbc-card-cta rbc-card-mb rbc-card-hover rbc-card-cta-translucent ani-card-up\">\n\t\t\t\t\t\t\t\t\t\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col d-flex\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row w-100 align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"rbc-card-cta-title h5\">Trust and fiduciary<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7 rbc-card-cta-seperator\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Access professional trustees and flexible trust capabilities to help protect and preserve your wealth today and for generations to come.<\/p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\/trust-fiduciary\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Trust and fiduciary<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey rbc-block-has-overlap has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-our-insights\">Our insights<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p><\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t<div class=\"row overlap-bottom\">\n\t\t\t\t\t\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2025\/03\/westminster-big-ben-tower-and-bridge-London-sunset-3210x2140-1.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>UK Spring Statement 2025: What it means for your wealth<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tAnalysis\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/insights\/uk-spring-statement-2025-what-it-means-for-your-wealth\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t6 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; UK Spring Statement 2025: What it means for your wealth<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/04\/woman-with-headache-at-desk.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Why you should hold your nerve in a market downturn<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tInvesting\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/insights\/why-you-should-hold-your-nerve-in-a-market-downturn\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t7 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Why you should hold your nerve in a market downturn<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-eu\/wp-content\/uploads\/sites\/9\/2023\/04\/businessmen-working-on-digital-tablet.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Four financial planning opportunities for private equity professionals<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tWealth planning\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/insights\/four-financial-planning-opportunities-for-private-equity-professionals\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t8 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Four financial planning opportunities for private equity professionals<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t<div class=\"rbc-button-block row no-gutters align-items-end rbc-block-spacer-t justify-content-end\">\n\t\t\t\t\t\t\t\t<div class=\"col-lg-5 order-1\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/insights\/\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"rbc-icon rbc-button-icon-right\">\n\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tBrowse more insights\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Align your investments with your values and financial goals through responsible and sustainable investing.<\/p>\n","protected":false},"author":68,"featured_media":0,"template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-1481","rbcwm_solutions","type-rbcwm_solutions","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Responsible and sustainable investing \u2013 RBC Wealth Management<\/title>\n<meta name=\"description\" content=\"Align your investments with your values and financial goals through responsible and sustainable investing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-eu\/solutions\/responsible-and-sustainable-investing\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" 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