{"id":3711,"date":"2026-04-28T15:19:07","date_gmt":"2026-04-28T15:19:07","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-ie\/our-terms"},"modified":"2026-06-23T13:15:49","modified_gmt":"2026-06-23T13:15:49","slug":"our-terms","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-ie\/our-terms","title":{"rendered":"Our terms"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm  rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-ftad2c2wr hide-mobile-energy-lines\"><style>\n\t\t.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-ftad2c2wr .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-ftad2c2wr.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-ftad2c2wr.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-12 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Our Terms<\/span><\/h1><div class=\"rbc-hero-breadcrumb link-chev-left\"><div class=\"rbc-icon mr-half\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-left\" style=\"color:#006ac3\"><\/i><\/div><span style=\"color:#006ac3\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/\" data-type=\"page\" data-id=\"316\">Home<\/a><\/span><\/div><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/><\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap undefined\"><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block has-white-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-8\">\n<div class=\"row justify-content-between no-gutters blockId-2872b8e1-17c7-4bc6-b99d-18df69a753ec\">\n<div class=\"wp-block-rbcwm-column col-md-8 col-lg-12\"><div class=\"wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-current-terms\">Current Terms<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here you can find our current Terms and Conditions (\u201cTerms\u201d) for the following services.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Retail Client Terms &amp; Conditions<\/li>\n\n\n\n<li>Retail Terms &amp; Conditions \u2013 For the clients of financial advisers<\/li>\n\n\n\n<li>Managed Advisory Terms &amp; Conditions<\/li>\n\n\n\n<li>Side Letter: Financial Planning Advisory Services<\/li>\n\n\n\n<li>Brewin Portfolio Service Terms &amp; Conditions<\/li>\n\n\n\n<li>Ways to add funds to your RBC Brewin Dolphin accounts<\/li>\n\n\n\n<li>Financial Services Compensation Scheme<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/RBC-Europe-Limited-Retail-Client-Terms-Conditions-Direct-Client.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"link-cta link-download\">Retail Client Terms &amp; Conditions<\/a><br><\/strong>Terms for clients using our Wealth Management, Discretionary Investment Management, Financial Planning and Execution Only services. Effective from 1 December 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/RBC-Europe-Limited-Retail-Terms-Conditions-for-the-clients-of-financial-advisers.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"link-cta link-download\">Retail Terms &amp; Conditions \u2013 For the clients of financial advisers<\/a><br><\/strong>Terms for clients accessing our investment management services via an Intermediary. Effective from 1 December 2025.\u00a0\u00a0\u00a0<em>\u00a0\u00a0\u00a0\u00a0\u00a0<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/RBC-Europe-Limited-Managed-Advisory-Terms-Conditions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"link-cta link-download\">Managed Advisory Terms &amp; Conditions<\/a><br><\/strong>Terms for clients using our Managed Advisory services, to be read in conjunction with the Retail Client Terms &amp; Conditions. Effective from 1 December 2025.\u00a0\u00a0\u00a0<em>\u00a0\u00a0\u00a0\u00a0\u00a0<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/RBC-Europe-Limited-Side-Letter-Financial-Planning-Advisory-Services.pdf\" class=\"link-cta link-download\" target=\"_blank\" rel=\"noreferrer noopener\">Side Letter: Financial Planning Advisory Services<\/a><br><\/strong>Side Letter for clients using our Financial Planning service who also receive certain nominee services, to be read in conjunction with the Retail Client Terms &amp; Conditions. Effective from 4 November 2024.&nbsp;&nbsp;&nbsp;<em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/RBCBPS-BPS-Our-Agreement-With-You.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"link-cta link-download\">Brewin Portfolio Service Terms &amp; Conditions<\/a><br><\/strong>Terms for clients using our Brewin Portfolio Service (BPS). Effective from 4 November 2024.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/BDM6327_1125_Ways_to_add_funds_to_your_RBC_Brewin_Dolphin_accounts.pdf\" class=\"link-cta link-download\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Ways to add funds to your RBC Brewin Dolphin accounts<\/strong><\/a><strong><br><\/strong>Ways to add funds to your RBC Brewin Dolphin accounts. Effective from 10 November 2025.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/financial-services-compensation-scheme\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"link-cta link-download\"><strong>Financial Services Compensations Scheme<\/strong><\/a><strong><br><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/transfer-to-rbc-europe-limited\">Other important documentation associated with the Transfer of Brewin Dolphin Limited\u2019s UK business to RBC Europe Limited<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Review our Our Terms to understand how we protect your interests and maintain full transparency.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-3711","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Our terms &#8211; 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