{"id":1462,"date":"2026-04-28T13:47:43","date_gmt":"2026-04-28T13:47:43","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-je\/legal"},"modified":"2026-06-16T01:49:58","modified_gmt":"2026-06-16T01:49:58","slug":"legal","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-je\/legal","title":{"rendered":"Legal information"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm  rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-em3jrawn6 hide-mobile-energy-lines\"><style>\n\t\t.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-em3jrawn6 .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-em3jrawn6.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-em3jrawn6.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-12 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Legal information<\/span><\/h1><div class=\"rbc-hero-breadcrumb link-chev-left\"><div class=\"rbc-icon mr-half\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-left\" style=\"color:#006ac3\"><\/i><\/div><span style=\"color:#006ac3\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-je\/\">Home<\/a><\/span><\/div><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/><\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap undefined\"><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block overlap-top\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<h3 class=\"wp-block-heading\" id=\"h-royal-bank-of-canada-channel-islands-limited\"><strong>Royal Bank of Canada (Channel Islands) Limited<\/strong><\/h3>\n\n\n\n<p>Royal Bank of Canada (Channel Islands) Limited (\u201cthe Bank\u201d) is regulated by the Jersey Financial Services Commission in the conduct of deposit taking, fund services and investment business in Jersey. The Bank\u2019s general terms and conditions are updated from time to time and can be found at <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/terms-and-conditions\">www.rbcwealthmanagement.com\/en-uk\/terms-and-conditions<\/a>.<\/p>\n\n\n\n<p>Registered office: Gasp\u00e9 House, 66-72 Esplanade, St. Helier, Jersey JE2 3QT, Channel Islands.<\/p>\n\n\n\n<p>Royal Bank of Canada (Channel Islands) Limited is a participant in the Jersey Bank Depositors Compensation Scheme (the Scheme). The Scheme aims to provide protection for eligible depositors of up to \u00a350,000. For further information about the Scheme and to understand your eligibility, please refer to <a href=\"http:\/\/www.jrdca.org.je\/jdcs\" target=\"_blank\" rel=\"noreferrer noopener\">www.jrdca.org.je\/jdcs<\/a>.<\/p>\n\n\n\n<p>Deposits made with Royal Bank of Canada (Channel Islands) Limited in Jersey are not covered by the UK Financial Services Compensation Scheme.<\/p>\n\n\n\n<p>Investment services offered by the Bank are not covered by an investor compensation scheme as there is currently no such scheme operating in Jersey, however \u2018eligible deposits\u2019 held pursuant to investment services may be protected under the Bank Depositors Compensation Scheme described above \u2013 for more information see the Bank\u2019s general terms and conditions. Some of the products that the Bank might recommend to you could be registered overseas and may be covered by a local compensation scheme. Your investment counsellor will provide you with the details of any overseas compensation schemes (where applicable) at the time of making an investment recommendation.<\/p>\n\n\n\n<p>Copies of the latest audited accounts are available upon request from either the registered office or the Guernsey Branch: Royal Chambers, St Julians Avenue, St. Peter Port, Guernsey GY1 4HP, Channel Islands or via\u00a0<a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/documents\/legal\/rbc-channel-islands-annual-report-and-financial-statements.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">this link<\/a>.<\/p>\n\n\n\n<p>JERSEY OFFICE: Gasp\u00e9 House, 66-72 Esplanade, St Helier, Jersey JE2 3QT, Tel: +44 (0) 1534 283000 Fax: +44 (0) 1534 283801<\/p>\n\n\n\n<p>GUERNSEY BRANCH: Royal Chambers, St Julians Avenue, St. Peter Port, Guernsey GY1 4HP, Channel Islands, Tel: +44 (0) 1481 744 000 Fax: +44 (0) 1481 744 001<\/p>\n\n\n\n<p>Copies of the latest audited accounts are available upon request from the registered office.<\/p>\n\n\n\n<p>\u00ae \/ \u2122 Trademark(s) of Royal Bank of Canada. Used under licence.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rbc-trust-company-international-limited\"><strong>RBC Trust Company (International) Limited<\/strong><\/h3>\n\n\n\n<p>RBC Trust Company (International) Limited is regulated by the Jersey Financial Services Commission in the conduct of trust company business. The RBC International Trusts Terms and Conditions are updated from time to time and can be found at <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/terms-and-conditions\">www.rbcwealthmanagement.com\/en-uk\/terms-and-conditions<\/a>. Registered Office: Gasp\u00e9 House, 66-72 Esplanade, St. Helier, Jersey JE2 3QT, Channel Islands. Registered company number 57903.<\/p>\n\n\n\n<p>\u00ae \/ \u2122 Trademark(s) of Royal Bank of Canada. Used under licence.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-note-to-uk-investors-and-risk-warning\"><strong>Note to UK investors and risk warning<\/strong><\/h3>\n\n\n\n<p>Royal Bank of Canada (Channel Islands) Limited and other entities not incorporated in the United Kingdom are not authorised under the UK Financial Services and Markets Act 2000. Potential investors must note that in some or all respects the regulatory regime applying will be different from that of the United Kingdom.<\/p>\n\n\n\n<p>The value of investments can fall as well as rise and investors may not get back the amount originally invested. The information published on this Website is general information only and is not intended to be specific investment or taxation advice. The information on this Website should not be used as the basis for investment decisions and readers of this Website must consult with appropriately qualified professional advisers before making investment or other financial decisions. You should carefully read the regulatory disclosures contained on this Website and in any literature forwarded to you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-general\"><strong>General<\/strong><\/h3>\n\n\n\n<p>All products and services in the pages of this Website are subject to the terms and conditions of the applicable agreements governing their use, which may change from time to time.<\/p>\n\n\n\n<p>This legal information is to be read by you together with any terms, conditions or disclaimers provided in the pages of this Website and in the product-specific legal disclaimers. In the event of any conflict, the product-specific legal disclaimers will govern. The product-specific legal disclaimers relate specifically to a particular product or service and are displayed on each part of this Website that contains product information. The product-specific legal disclaimers contain important information and warnings regarding risks associated with the product or service.<\/p>\n\n\n\n<p><strong>The product-specific legal disclaimers should be accessed by you before reading the information for each product displayed on this Website and it is important that you read all of the information.<\/strong><\/p>\n\n\n\n<p>The information, material and content provided in the pages of this Website (the \u201cInformation\u201d) may be changed at any time without notice. Changes may be made to the terms provided in the pages of this Website and in the product-specific legal disclaimers at any time without notice by updating this posting.<\/p>\n\n\n\n<p>Information provided on this Website, including rates, is believed to be reliable when posted, but there is no guarantee that it is accurate or complete or current at all times.<\/p>\n\n\n\n<p><strong>Local laws<\/strong><\/p>\n\n\n\n<p>It is important to note that the products and services described in this Website may not be available to residents of certain jurisdictions. Accordingly, the financial services detailed in this Website do not constitute an offer to transact business in any jurisdiction where such an offer would be considered unlawful. The Information does not constitute an offer or solicitation to buy or sell any currency, investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorised or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation. In particular, no offer or invitation is made to any U.S. persons (being residents of the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof, pursuant to Section 902(k) of Regulation S of the US Securities Act), who are excluded from the products or services offered in this Website. For information specific to your jurisdiction, please contact your financial adviser.<\/p>\n\n\n\n<p>The terms and conditions applicable to any product or service will be those determined at the time of provision of the product or service. Please be aware of the laws of your country or that otherwise apply to you in relation to any of the matters described in this Website. If you choose to access this Website, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws.<\/p>\n\n\n\n<p><strong>Export control<\/strong><\/p>\n\n\n\n<p>You may not use or export or re-export the Information or any copy or adaptation in violation of any applicable laws or regulations, including export laws and regulations in force from time to time.<\/p>\n\n\n\n<p><strong>No warranties<\/strong><\/p>\n\n\n\n<p>Royal Bank of Canada and any of its affiliates, subsidiaries, officers, directors, employees or agents (collectively, the \u201cBank\u201d) provide this Website and the Information on an \u201cas is\u201d basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to this Website or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currency, reliability and fitness for a particular purpose. Further, the Bank does not represent or warrant that this Website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and\/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.<\/p>\n\n\n\n<p><strong>Trademarks and copyrights<\/strong><\/p>\n\n\n\n<p>Certain names, words, titles, phrases, logos, icons, graphics or designs or other content in the pages of this Website are trade names or trademarks owned by Royal Bank of Canada or its subsidiaries, or trade names or trademarks licensed to them. The trademarks are distinguished from one another and accompanied, at first-time use, with the appropriate trademark symbol: \u00ae \/ \u2122 Trademark of Royal Bank of Canada. Used under license.<\/p>\n\n\n\n<p>The display of trademarks and trade names on pages of this Website does not imply that a license of any kind has been granted to anyone else. The Information is for your personal use only. Any unauthorised downloading, re-transmission, or other copying or modification of trademarks and\/or the contents of this Website may be a violation of any federal or other law that may apply to trademarks and\/or copyrights and could subject the copier to legal action. The Information is protected under the copyright laws of Canada and other countries. Unless otherwise specified, no one has permission to copy, redistribute, reproduce, republish, store in any medium, re-transmit, modify or make public or commercial use of, in any form, the Information.<\/p>\n\n\n\n<p><strong>Internet email<\/strong><\/p>\n\n\n\n<p>Any unprotected email communication over the Internet is, as with communication via any other medium (e.g. cellular phones, post office mail), not confidential, subject to possible interception or loss, and is also subject to possible alteration. The Bank is not responsible for and will not be liable to you or anyone else for any damages in connection with an email sent by you to the Bank or an email sent by the Bank to you at your request or on an ad-hoc basis.<\/p>\n\n\n\n<p><strong>No endorsements<\/strong><\/p>\n\n\n\n<p>No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any Information.<\/p>\n\n\n\n<p><strong>No liability<\/strong><\/p>\n\n\n\n<p>The Bank is not responsible for and will not be liable to you or anyone else for any damages whatsoever (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with your use of or inability to use this Website or the Information, or any action or decision made by you in reliance on this Website or the Information, or any unauthorised use or reproduction of this Website or the Information, even if the Bank has been advised of the possibility of these damages.<\/p>\n\n\n\n<p><strong>Links\/software<\/strong><\/p>\n\n\n\n<p>Links from or to websites outside this Website are meant for convenience only. The Bank does not review, endorse, approve or control, and is not responsible for any websites linked from or to this Website, the content of those websites, the third parties named therein, or their products and services. Linking to any other website is at your sole risk and the Bank will not be responsible or liable for any damages in connection with linking to any such website. Links to downloadable material situated on or through other websites are for convenience only and the Bank is not responsible or liable for any difficulties or consequences associated with downloading such material. Use of any downloaded material is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.<\/p>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-1462","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Legal information | RBC Wealth Management Jersey<\/title>\n<meta name=\"description\" content=\"Legal informationHome Royal Bank of Canada (Channel Islands) Limited Royal Bank of Canada (Channel Islands) Limited (\u201cthe Bank\u201d) is regulated by the\" \/>\n<meta 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