{"id":26746,"date":"2023-10-25T10:46:22","date_gmt":"2023-10-25T10:46:22","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?page_id=26746"},"modified":"2026-06-03T21:05:28","modified_gmt":"2026-06-03T21:05:28","slug":"investment-isa","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investment-isa","title":{"rendered":"Stocks and Shares ISA"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm  rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-nn4zojnk9 hide-mobile-energy-lines is-style-cta-text\"><style>\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9 .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-nn4zojnk9.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-12 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Stocks and Shares ISA<\/span><\/h1><span class=\"rbc-hero-category\"><span>Self-directed investing<\/span><\/span><div class=\"rbc-hero-breadcrumb link-chev-left\"><div class=\"rbc-icon mr-half\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-left\" style=\"color:#006ac3\"><\/i><\/div><span style=\"color:#006ac3\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\" data-type=\"link\" data-id=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online\">BPS<\/a><\/span><\/div><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p class=\"rbc-hero-subtitle\">Our Stocks and Shares ISA lets you save tax-efficiently for your future. Invest up to \u00a320,000 for the tax year and pay no income or capital gains tax on the returns.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap undefined\"><\/div><div class=\"align-self-end order-lg-3 col-lg-7 cta-text\"><div class=\"rbc-button-block row no-gutters align-items-end rbc-hero-button-overlap\"><div class=\"col-lg\"><a href=\"https:\/\/onboarding.bps.brewin.co.uk\/select-product?_gl=1*106bvbd*_gcl_au*MTE2ODk1NTI4Ni4xNzczOTUxMjAx*_ga*ODc0MzkzNjg4LjE3NzM5NTEyMDE.*_ga_CKMDK1SJ9M*czE3Nzg1MTU0MTAkbzUwJGcwJHQxNzc4NTE1NDEwJGo2MCRsMCRoMA..*_ga_2N7PQEQ4QC*czE3Nzg1MTU0MTAkbzY3JGcwJHQxNzc4NTE1NDEwJGo2MCRsMCRoMA..*_ga_BPH6CJ8P9F*czE3Nzg1MTU0MTEkbzY3JGcwJHQxNzc4NTE1NDExJGo2MCRsMCRoMA..\" class=\"rbc-button  rbc-button-large rbc-button-secondary rbc-button-block rbc-button-block-cta\" target=\"_blank\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fa-angle-right fal\"><\/i><\/div>Open or transfer an ISA<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-grey rbc-block-image-bleed rbc-block-image-mobile-top has-theme-color has-block-grey-background-color has-text-color has-background has-link-color wp-elements-be2169aeded32eb95b5fc634453a80bb\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 id=\"h-invest-for-your-future-with-our-stocks-and-shares-isa\" class=\"wp-block-heading\"><strong>Invest for your future with our Stocks and Shares ISA<\/strong><\/h2>\n\n\n\n<p>A Stocks and Shares ISA is an individual savings account that lets you invest your savings in the stock market tax-efficiently. You can open a Stocks and Shares ISA if you\u2019re a UK resident for tax purposes and aged 18 or over.<\/p>\n\n\n\n<h3 id=\"h-key-features-of-a-stocks-and-shares-isa\" class=\"wp-block-heading\"><strong>Key features of a Stocks and Shares ISA<\/strong><\/h3>\n\n\n\n<p><strong>Tax efficient<\/strong><\/p>\n\n\n\n<p>Invest from as little as \u00a3500 up to \u00a320,000 per tax year. You pay no income or capital gains tax on the investment return.<\/p>\n\n\n\n<p><strong>Potential for higher returns<\/strong><\/p>\n\n\n\n<p>Investing in stocks has the potential to deliver higher returns than cash savings. Historically, returns on the stock market have typically outperformed cash over the medium to long term.<\/p>\n\n\n\n<p>However, it\u2019s important to remember that the investment isn\u2019t guaranteed. The value of your investments could fall, and you may get back less than you invested.<\/p>\n\n\n\n<p><strong>Flexible<\/strong><\/p>\n\n\n\n<p>Our Stocks and Shares ISA is a flexible ISA. This means you can withdraw money during the tax year and replace it within the same tax year, without impacting your annual ISA allowance.<\/p>\n\n\n\n<p><strong>Easily accessible<\/strong><\/p>\n\n\n\n<p>Get 24\/7 access to your portfolios with our easy-to-use online portal and BPS app.<\/p>\n\n\n\n<p><strong>Invest your way<\/strong><\/p>\n\n\n\n<p>You can change your investment style and risk level at any time, free of charge.<\/p>\n\n\n\n<h2 id=\"h-why-choose-us\" class=\"wp-block-heading\"><strong>Why choose us?<\/strong><\/h2>\n\n\n\n<p>We have over a century of experience in helping people grow their wealth, taking a long-term view of investment and client relationships.<\/p>\n\n\n\n<p>BPS is an execution only, non-advised service. We provide pre-determined portfolios which are designed by our in-house experts. We take on the hard work of picking what assets are in these portfolios, so you don\u2019t have to. You just need to choose your investment style and risk category \u2013 we will do the rest.<\/p>\n\n\n\n<h3 id=\"h-expert-management-simple-fees\" class=\"wp-block-heading\"><strong>Expert management, simple fees<\/strong><\/h3>\n\n\n\n<p class=\"has-link-color wp-elements-fe54bb9c9ff750b2cde4c49e5b799ef0\">You get access to our expert investment thinking through a range of pre-determined portfolios. Our <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/fees-and-charges\" data-type=\"page\" data-id=\"12387\" class=\"link-underline\">simple fee structure<\/a> ensures you know exactly what you\u2019re paying, while you can track performance any time via our app or online.<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right rbc-image-with-focalpoint-desktop rbc-image-with-focalpoint-mobile\" style=\"--bg-position-x-desktop:45%;--bg-position-y-desktop:23%;--bg-position-x-mobile:44%;--bg-position-y-mobile:21%\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/Investment-ISA-header_1120x534.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 id=\"h-a-human-touch\" class=\"wp-block-heading\">A human touch<\/h2>\n\n\n\n<p>We know how important the human touch is. Our UK-based experts are on hand to answer your questions. You can call us or email us whenever you need support.<\/p>\n\n\n\n<p><strong>Call us <\/strong>on <a href=\"tel:0333 207 9003\" data-type=\"tel\" data-id=\"tel:0333 207 9003\" class=\"link-underline\">0333 207 9003<\/a><br>Monday to Friday 8am to 6pm<br>Saturday 8am to 12pm<\/p>\n\n\n\n<p><strong>Email us<\/strong> at <a href=\"mailto:customer.services@brewin.co.uk\" class=\"link-underline\">customer.services@brewin.co.uk<\/a><\/p>\n\n\n\n<p><strong>Write to us<\/strong> at:<br>Brewin Portfolio Service<br>Sixth Floor, Atria One<br>144 Morrison Street<br>Edinburgh, EH3 8BR<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-0 flex-lg-row-reverse\"><div class=\"rbc-block-image-bleed-img-wrap  d-flex flex-lg-row-reverse\"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-left\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/smiling-woman-with-red-hair-wearing-a-headset-in-an-office-setting.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom overlap-top overlap-bottom\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end justify-content-end blockId-74416774-f2c6-456f-848a-3ed4129d892d\"><div class=\"col-lg-7 order-1\"><a href=\"https:\/\/onboarding.bps.brewin.co.uk\/select-product\" target=\"_blank\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener noreferrer\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right \"><\/i><\/div><span>Open or transfer an ISA<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 id=\"h-common-questions-about-stocks-and-shares-isas\" class=\"wp-block-heading rbc-block-header-title col-lg-12\"><strong>Common questions <\/strong>about Stocks and Shares <strong>ISAs<\/strong><\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p><\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n<div class=\"row blockId-ab8e603f-3765-4749-a433-df7737bfa06b\">\n<div class=\"wp-block-rbcwm-column col-lg-12\">\n<div class=\"wp-block-rbcwm-expandable-container-block rbc-expandable-container\"><div class=\"rbc-card rbc-card-shadow\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body rbc-card-flush rbc-card-box\">\n<div class=\"wp-block-rbcwm-expandable-block rbc-expandable\">\n<div id=\"can-i-transfer-other-isas-into-the-stocks-and-shares-isa\" class=\"wp-block-rbcwm-expandable-block-title rbc-expandable-trigger rbc-expandable-arrow-wrap\"><button aria-expanded=\"false\" aria-controls=\"can-i-transfer-other-isas-into-the-stocks-and-shares-isa-content\" data-target=\"can-i-transfer-other-isas-into-the-stocks-and-shares-isa-content\" data-duration=\"400\" class=\"rbc-expandable-trigger-button rbc-expandable-trigger-button-between\">\n<h3 id=\"h-can-i-transfer-other-isas-into-the-stocks-and-shares-isa\" class=\"wp-block-heading h5\">Can I transfer other ISAs into the Stocks and Shares ISA?<\/h3>\n<div class=\"rbc-icon rbc-expandable-arrow rbc-expandable-arrow-right\"><i class=\"rbc-icon-img fal fa-angle-down\"><\/i><\/div><\/button><\/div>\n\n\n\n<div id=\"can-i-transfer-other-isas-into-the-stocks-and-shares-isa-content\" aria-labelledby=\"can-i-transfer-other-isas-into-the-stocks-and-shares-isa\" class=\"wp-block-rbcwm-expandable-block-content rbc-expandable-content rbc-expandable-content-inner-style content-bc9177bc-205c-414b-a95e-d293808cb0e5\"><div class=\"rbc-expandable-content-body\">\n<p class=\"mt-1\">Yes. Complete an <a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/bps-isa-transfer-authority-form.pdf\" class=\"link-underline\" target=\"_blank\" rel=\"noreferrer noopener\">ISA transfer form<\/a> and we will contact your current provider. We will request that the account is fully liquidated and that they send the proceeds to us. All funds will retain their ISA status. Please note your current provider may charge you for this request.<\/p>\n\n\n\n<p><a id=\"_msocom_1\"><\/a><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-expandable-block rbc-expandable\">\n<div id=\"will-i-be-able-to-buy-and-sell-investments-myself\" class=\"wp-block-rbcwm-expandable-block-title rbc-expandable-trigger rbc-expandable-arrow-wrap\"><button aria-expanded=\"false\" aria-controls=\"will-i-be-able-to-buy-and-sell-investments-myself-content\" data-target=\"will-i-be-able-to-buy-and-sell-investments-myself-content\" data-duration=\"400\" class=\"rbc-expandable-trigger-button rbc-expandable-trigger-button-between\">\n<h3 id=\"h-will-i-be-able-to-buy-and-sell-investments-myself\" class=\"wp-block-heading h5\">Will I be able to buy and sell investments myself?<\/h3>\n<div class=\"rbc-icon rbc-expandable-arrow rbc-expandable-arrow-right\"><i class=\"rbc-icon-img fal fa-angle-down\"><\/i><\/div><\/button><\/div>\n\n\n\n<div id=\"will-i-be-able-to-buy-and-sell-investments-myself-content\" aria-labelledby=\"will-i-be-able-to-buy-and-sell-investments-myself\" class=\"wp-block-rbcwm-expandable-block-content rbc-expandable-content rbc-expandable-content-inner-style content-14d86b57-d32b-4f3a-b268-84da7dd11294\"><div class=\"rbc-expandable-content-body\">\n<p class=\"mt-1\">No. BPS uses pre-determined portfolios. We take on all the hard work of buying and selling individual assets. All you need to decide is what level of risk and investment style you want. Our friendly, UK-based BPS Customer Service team is here to help answer any questions you have about the service or portfolios we offer.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-expandable-block rbc-expandable\">\n<div id=\"can-i-have-more-than-one-stocks-and-shares-isa\" class=\"wp-block-rbcwm-expandable-block-title rbc-expandable-trigger rbc-expandable-arrow-wrap\"><button aria-expanded=\"false\" aria-controls=\"can-i-have-more-than-one-stocks-and-shares-isa-content\" data-target=\"can-i-have-more-than-one-stocks-and-shares-isa-content\" data-duration=\"400\" class=\"rbc-expandable-trigger-button rbc-expandable-trigger-button-between\">\n<h3 id=\"h-can-i-have-more-than-one-stocks-and-shares-isa\" class=\"wp-block-heading h5\">Can I have more than one Stocks and Shares ISA?<\/h3>\n<div class=\"rbc-icon rbc-expandable-arrow rbc-expandable-arrow-right\"><i class=\"rbc-icon-img fal fa-angle-down\"><\/i><\/div><\/button><\/div>\n\n\n\n<div id=\"can-i-have-more-than-one-stocks-and-shares-isa-content\" aria-labelledby=\"can-i-have-more-than-one-stocks-and-shares-isa\" class=\"wp-block-rbcwm-expandable-block-content rbc-expandable-content rbc-expandable-content-inner-style content-4e2f38a6-fe65-47ab-9c9d-e2b17fed20f1\"><div class=\"rbc-expandable-content-body\">\n<p class=\"mt-1\">Yes. While you can have more than one Stocks and Shares ISA, you can only pay into one per tax year.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-expandable-block rbc-expandable\">\n<div id=\"how-often-are-the-portfolios-rebalanced\" class=\"wp-block-rbcwm-expandable-block-title rbc-expandable-trigger rbc-expandable-arrow-wrap\"><button aria-expanded=\"false\" aria-controls=\"how-often-are-the-portfolios-rebalanced-content\" data-target=\"how-often-are-the-portfolios-rebalanced-content\" data-duration=\"400\" class=\"rbc-expandable-trigger-button rbc-expandable-trigger-button-between\">\n<h3 id=\"h-how-often-are-the-portfolios-rebalanced\" class=\"wp-block-heading h5\">How often are the portfolios rebalanced?<\/h3>\n<div class=\"rbc-icon rbc-expandable-arrow rbc-expandable-arrow-right\"><i class=\"rbc-icon-img fal fa-angle-down\"><\/i><\/div><\/button><\/div>\n\n\n\n<div id=\"how-often-are-the-portfolios-rebalanced-content\" aria-labelledby=\"how-often-are-the-portfolios-rebalanced\" class=\"wp-block-rbcwm-expandable-block-content rbc-expandable-content rbc-expandable-content-inner-style content-e94104e9-e3de-4fdd-907c-20f21bcd71c1\"><div class=\"rbc-expandable-content-body\">\n<p class=\"mt-1\">Our portfolios are rebalanced monthly to ensure they maintain the relevant level of risk.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush rbc-block-grey overlap-bottom rbc-block-has-overlap has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 id=\"h-our-insights-and-ideas-nbsp\" class=\"wp-block-heading rbc-block-header-title col-lg-12\"><strong>Our insights and ideas<\/strong>&nbsp;<\/h2>\n\n<\/div>\n<\/div><\/header>\n\n\n\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t<div class=\"row overlap-bottom\">\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/04\/Investing-brochure-thumbnail.png');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>A guide to investing<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tInvesting\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/a-guide-to-investing\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t3 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; A guide to investing<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2025\/10\/man-and-young-boy-sitting-on-a-leather-sofa-looking-at-a-tablet.jpg');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Why long-term investing matters<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tInvesting\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/why-long-term-investing-matters\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t2 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Why long-term investing matters<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2025\/12\/Global-outlook-2026-email-banner-500x333-1.png');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>The investor&#8217;s guide to 2026<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tInvesting\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/the-investors-guide-to-2026\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t10 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; The investor&#8217;s guide to 2026<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<p class=\"is-style-default\">This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. You should always check the tax implications with an accountant or tax specialist. Information is provided only as an example and is not a recommendation to pursue a particular strategy.<\/p>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Grow your wealth tax-efficiently with a BPS Stocks and Shares ISA. Start investing confidently in minutes.<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":25446,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-26746","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Stocks and Shares ISA &#8211; RBC Wealth Management UK<\/title>\n<meta name=\"description\" content=\"Grow your wealth tax-efficiently with a BPS Stocks and Shares ISA. 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