{"id":27884,"date":"2023-10-25T11:58:48","date_gmt":"2023-10-25T11:58:48","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?page_id=27884"},"modified":"2026-06-11T00:23:51","modified_gmt":"2026-06-11T00:23:51","slug":"investment-choices","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investment-choices","title":{"rendered":"Investment choices"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm rbc-hero-has-image-bleed rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-nn4zojnk9 hide-mobile-energy-lines is-style-cta-text\"><style>\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9 .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-nn4zojnk9.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-7 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Investment choices<\/span><\/h1><span class=\"rbc-hero-category\"><span>Self-directed investing<\/span><\/span><div class=\"rbc-hero-breadcrumb link-chev-left\"><div class=\"rbc-icon mr-half\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-left\" style=\"color:#006ac3\"><\/i><\/div><span style=\"color:#006ac3\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\" data-type=\"page\" data-id=\"25446\">BPS<\/a><\/span><\/div><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p class=\"rbc-hero-subtitle\">Use our tool to find out how our solutions can help you reach your financial goals. Just choose an investment style and risk level that suits you to see what you could achieve.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 order-2 order-lg-1\"><div class=\"rbc-hero-img bleed-img-right d-none d-lg-block \" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/04\/BPS-Investment-Choices_2.webp?w=1600)\"><\/div><\/div><div class=\"align-self-end order-lg-3 col-lg-7 cta-text\"><div class=\"rbc-button-block row no-gutters align-items-end rbc-hero-button-overlap\"><div class=\"col-lg\"><a href=\"https:\/\/onboarding.bps.brewin.co.uk\/select-product?_gl=1*116q8mp*_gcl_au*MTE2ODk1NTI4Ni4xNzczOTUxMjAx*_ga*ODc0MzkzNjg4LjE3NzM5NTEyMDE.*_ga_CKMDK1SJ9M*czE3NzgxODc1MTMkbzQ3JGcxJHQxNzc4MTg3NTE5JGo1NCRsMCRoMA..*_ga_2N7PQEQ4QC*czE3NzgxODc1MTMkbzY0JGcxJHQxNzc4MTg3NTE5JGo1NCRsMCRoMA..*_ga_BPH6CJ8P9F*czE3NzgxODc1MTMkbzY0JGcxJHQxNzc4MTg3NTE5JGo1NCRsMCRoMA..\" class=\"rbc-button  rbc-button-large rbc-button-secondary rbc-button-block rbc-button-block-cta\" target=\"_blank\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fa-angle-right fal\"><\/i><\/div>See how your money could grow<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top has-theme-color has-text-color has-link-color wp-elements-4d2681cbe21ca9d052444f9ec02d8a0a\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 id=\"h-invest-on-your-terms-with-rbc-brewin-portfolio-service-bps\" class=\"wp-block-heading\"><strong>Invest on your terms with RBC Brewin Portfolio Service (BPS)<\/strong><\/h2>\n\n\n\n<p>Start investing on your terms from \u00a3500. You choose the investments, decide when to buy and sell, and shape your portfolio to match your goals. We provide the platform, research tools and ongoing support.<\/p>\n\n\n\n<p>Get started in four steps.<a id=\"_msocom_1\"><\/a><a id=\"_msocom_1\"><\/a><\/p>\n<\/div><\/div>\n\n\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h3 id=\"h-step-1-choose-the-right-account-for-your-goals\" class=\"wp-block-heading rbc-block-header-title col-lg-12 h3 has-primary-color has-text-color has-link-color has-extra-large-font-size wp-elements-1a59ee4bf4155038a38cb6c10bf2e887\">Step 1: Choose the right account for your goals<\/h3>\n\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>All our solutions allow you to start investing with a \u00a3500 lump sum. You can also set up regular investments from \u00a325 per month.<\/p>\n<\/div><\/header>\n\n\n\n<div class=\"wp-block-rbcwm-media-card-columns row\">\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-6 col-md-4 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investment-isa\" class=\"rbc-media-card-title-link link-chev rbc-card-link-full\"><span>Stock and Shares ISA<\/span><div id=\"rbc93\" class=\"rbc-icon\"><i id=\"rbc93Icon\" aria-hidden=\"true\" role-img-alt=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/h4><p class=\"\">Make your money go further. Invest up to \u00a320,000 per tax year in the stock market, with tax-free returns and withdrawals anytime.<\/p><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-6 col-md-4 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/junior-isa\" class=\"rbc-media-card-title-link link-chev rbc-card-link-full\"><span>Junior ISA<\/span><div id=\"rbc93\" class=\"rbc-icon\"><i id=\"rbc93Icon\" aria-hidden=\"true\" role-img-alt=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/h4><p class=\"\">Give your child a financial head start. Invest up to \u00a39,000 per child each tax year with income and growth free from tax.<\/p><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-6 col-md-4 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/general-investment-account\" class=\"rbc-media-card-title-link link-chev rbc-card-link-full\"><span>General Investment Account<\/span><div id=\"rbc93\" class=\"rbc-icon\"><i id=\"rbc93Icon\" aria-hidden=\"true\" role-img-alt=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/h4><p class=\"\">Used up your ISA allowance? With this account, there are no limits to how much money you can invest. Withdrawals can be made at any time, with profits taxed.<\/p><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-6 col-md-4 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/bare-trust\" class=\"rbc-media-card-title-link link-chev rbc-card-link-full\"><span>Bare Trust<\/span><div id=\"rbc93\" class=\"rbc-icon\"><i id=\"rbc93Icon\" aria-hidden=\"true\" role-img-alt=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a><\/h4><p class=\"\">Bare Trusts* are a simple form of trust used to invest money for a child until they&#8217;re 18. A Bare Trust lets you withdraw money under limited circumstances before they\u2019re 18, for things like education (but returns may be taxed).<br><br>*To open a bare trust, contact us directly <\/p><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h3 id=\"h-step-2-decide-how-much-to-invest-and-your-investment-approach\" class=\"wp-block-heading rbc-block-header-title col-lg-12 h3 has-primary-color has-text-color has-link-color has-extra-large-font-size wp-elements-0475f907af79e89d599977003d316753\"><strong>Step 2: Decide how much to invest and your investment approach<\/strong><\/h3>\n\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Invest a lump sum from \u00a3500 with the option to make monthly contributions. Choose an investment style from:<\/p>\n<\/div><\/header>\n\n\n\n<div class=\"wp-block-rbcwm-media-card-columns row\">\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-6 col-md-4 col-12\"><div class=\"rbc-card rbc-media-card false rbc-media-card-stacked-vertical \" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Active investing <\/span><\/span><\/h4><p class=\"rbc-media-card-text\">\u2022 Designed to outperform the market over the long term.<br>\u2022 Build your portfolio from individual shares, bonds and funds. Our Voyager range offers actively managed funds across different risk levels.<br>\u2022 Your portfolio is automatically rebalanced every month by our in-house experts to maintain your chosen risk level.<br>\u2022 Extra management means Active comes with higher management fees than our Passive approach.<\/p><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-6 col-md-4 col-12\"><div class=\"rbc-card rbc-media-card false rbc-media-card-stacked-vertical \" data-observe=\"{&quot;add&quot;:&quot;ani-card-up&quot;,&quot;remove&quot;:&quot;ani-card-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Passive investing<\/span><\/span><\/h4><p class=\"rbc-media-card-text\">\u2022 Designed to track global markets rather than outperform them.<br>\u2022 Track market performance through low-cost index funds.<br>\u2022 Your portfolio is automatically rebalanced every month by our in-house experts to maintain your chosen risk level.<br>\u2022 As Passive is easier to manage, it costs less than Active.<\/p><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-embed alignfull is-type-video is-provider-vimeo wp-block-embed-vimeo wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Understanding Active and Passive investments\" src=\"https:\/\/player.vimeo.com\/video\/1079842183?dnt=1&amp;app_id=122963\" width=\"500\" height=\"281\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n<\/div><\/figure>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-top rbc-block-small\"><div class=\"\"><div class=\"row \"><div class=\"col-lg-12\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h3 id=\"h-step-3-choose-your-risk-level\" class=\"wp-block-heading rbc-block-header-title col-lg-12 h3 has-primary-color has-text-color has-link-color has-extra-large-font-size wp-elements-9216003b08f9dc734d6e439d40198eaa\">Step 3: Choose your risk level<\/h3>\n\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>BPS offers a range of solutions held across our risk levels three to eight\u2013allowing you to invest your way. Your choice depends on your goals, time horizon and comfort with market fluctuations.<\/p>\n\n\n\n<p>Our helpful risk guide shows the asset mix and simulated performance for each investment solution. It also contains tables showing how the investments may have responded during the last five to 10 years \u2013 highlighting what the largest annual loss might have been.<a id=\"_msocom_1\"><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/BPS-Risk-Guide.pdf\" class=\"link-chev\" target=\"_blank\" rel=\"noreferrer noopener\">Download our risk guide<\/a><\/p>\n<\/div><\/header>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush rbc-block-small\"><div class=\"\"><div class=\"row \"><div class=\"col-lg-12\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-top rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h3 id=\"h-step-4-start-investing\" class=\"wp-block-heading rbc-block-header-title col-lg-12 h3 has-primary-color has-text-color has-link-color has-extra-large-font-size wp-elements-defedc6ab302ff7c3b6c987919222a06\"><strong>Step 4: Start investing<\/strong><\/h3>\n\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Once you\u2019ve added your details, your account can be opened in as little as 10 minutes. We\u2019ll then provide you with access to our online platform and BPS app so you can review and manage your investments at any time.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/key-investor-information-and-documents\" class=\"link-chev\">View key investor information documents<\/a><\/p>\n\n\n\n<p class=\"is-style-footnote\">The value of investments and any income from them can fall and you may get back less than you invested. This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. You should always check the tax implications with an accountant or tax specialist. Information is only provided as an example and is not a recommendation to pursue a particular strategy. <\/p>\n<\/div><\/header>\n<\/div><\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 id=\"h-a-human-touch\" class=\"wp-block-heading\">A human touch<\/h2>\n\n\n\n<p>We know how important the human touch is. Our UK-based experts are on hand to answer your<br>questions. You can call us or email us whenever you need support.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Call us <\/strong>on <a href=\"tel:0333 207 9003\" data-type=\"tel\" data-id=\"tel:0333 207 9003\" class=\"link-underline\">0333 207 9003<\/a><br>Monday to Friday 8am to 6pm<br>Saturday 8am to 12pm<\/p>\n\n\n\n<p><strong>Email us<\/strong> at <a href=\"mailto:customer.services@brewin.co.uk\" class=\"link-underline\">customer.services@brewin.co.uk<\/a><\/p>\n\n\n\n<p><strong>Write to us<\/strong> at:<br>Brewin Portfolio Service<br>Sixth Floor, Atria One<br>144 Morrison Street<br>Edinburgh, EH3 8BR<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-0 flex-lg-row-reverse\"><div class=\"rbc-block-image-bleed-img-wrap  d-flex flex-lg-row-reverse\"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-left\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/smiling-woman-with-red-hair-wearing-a-headset-in-an-office-setting.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey overlap-top overlap-bottom rbc-block-has-overlap has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 id=\"h-our-insights-and-ideas-nbsp\" class=\"wp-block-heading rbc-block-header-title col-lg-12\"><strong>Our insights and ideas<\/strong>&nbsp;<\/h2>\n\n<\/div>\n<\/div><\/header>\n\n\n\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t<div class=\"row overlap-bottom\">\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2025\/04\/older-woman-looking-at-laptop-screen.jpg');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>How to navigate the annual allowance taper<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tTax strategies\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-navigate-the-annual-allowance-taper\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t4 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; How to navigate the annual allowance taper<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch-thumbnail.jpg');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>How to build a diversified portfolio<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tInvesting\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t3 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; How to build a diversified portfolio<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/11\/BDM4780_1308548754_2177x729.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Where to save and invest a lump sum of money<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tInvesting\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/where-save-and-invest-lump-sum-money\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t3 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Where to save and invest a lump sum of money<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t<div class=\"rbc-button-block row no-gutters align-items-end rbc-block-spacer-t justify-content-end\">\n\t\t\t\t\t\t\t\t<div class=\"col-lg-5 order-1\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"rbc-icon rbc-button-icon-right\">\n\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tBrowse more insights\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover how Investment choices can support your wealth goals with expert, tailored guidance. Learn more today.<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":25446,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-27884","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Investment Choices - RBC Wealth Management United Kingdom<\/title>\n<meta name=\"description\" content=\"Discover how Investment choices can support your wealth goals with expert, tailored guidance. 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