{"id":27891,"date":"2023-10-25T11:58:44","date_gmt":"2023-10-25T11:58:44","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?page_id=27891"},"modified":"2026-06-16T20:47:12","modified_gmt":"2026-06-16T20:47:12","slug":"investing-for-children","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children","title":{"rendered":"Investing for children"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm rbc-hero-has-image-bleed rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-nn4zojnk9 hide-mobile-energy-lines is-style-cta-text\"><style>\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-nn4zojnk9 .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-nn4zojnk9.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-nn4zojnk9.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-7 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Investing for children\u00a0<\/span><\/h1><span class=\"rbc-hero-category\"><span>Self-directed investing<\/span><\/span><div class=\"rbc-hero-breadcrumb link-chev-left\"><div class=\"rbc-icon mr-half\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-left\" style=\"color:#006ac3\"><\/i><\/div><span style=\"color:#006ac3\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\">BPS<\/a><\/span><\/div><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p class=\"rbc-hero-subtitle\">Give your child or grandchild a head start in life by investing in their future. We have two options available, Junior ISAs and Bare Trusts.<br><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 order-2 order-lg-1\"><div class=\"rbc-hero-img bleed-img-right d-none d-lg-block rbc-image-with-focalpoint-desktop rbc-image-with-focalpoint-mobile\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/06\/investing-for-children-3210x2140-1.jpg?w=1600);--bg-position-x-desktop:48%;--bg-position-y-desktop:37%;--bg-position-x-mobile:50%;--bg-position-y-mobile:45%\"><\/div><\/div><div class=\"align-self-end order-lg-3 col-lg-7 cta-text\"><div class=\"rbc-button-block row no-gutters align-items-end rbc-hero-button-overlap\"><div class=\"col-lg\"><a href=\"https:\/\/onboarding.bps.brewin.co.uk\/select-product\" class=\"rbc-button  rbc-button-large rbc-button-secondary rbc-button-block rbc-button-block-cta\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fa-angle-right fal\"><\/i><\/div>Open or transfer a Junior ISA<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom overlap-bottom has-white-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-junior-isa\" style=\"padding-bottom:var(--wp--preset--spacing--40)\">Junior ISA<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p class=\"has-theme-color has-text-color has-link-color wp-elements-74488c6848a66ffe9ef1301daa7bd427\">With a <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/junior-isa\" data-type=\"page\" data-id=\"27881\" class=\"link-underline\">Junior ISA (JISA)<\/a>, you can invest up to \u00a39,000 on behalf of each child in each tax year. There&#8217;s no income tax or capital gains tax due on your returns, and the money\u2019s locked away until the child turns 18.<\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-benefits-of-investing-in-a-junior-isa\" style=\"padding-bottom:var(--wp--preset--spacing--40)\"><strong>Benefits of investing in a Junior ISA<\/strong><\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container\"><div class=\"row blockId-5f764164-9784-45e3-a08e-cb59bcee0e62\">\n<div class=\"wp-block-rbcwm-column col-lg-6\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<h4 class=\"wp-block-heading\" id=\"h-regular-investing-made-easy\"><strong>Regular investing made easy<\/strong><\/h4>\n\n\n\n<p>Set up a direct debit from as little as \u00a325 a month to help make regular savings into the child\u2019s account.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-6\">\n<h4 class=\"wp-block-heading\" id=\"h-ready-access-to-your-investments\">Ready access to your investments<\/h4>\n\n\n\n<p>View your portfolios 24\/7 with our easy-to-use online portal. You can also access your account through the BPS app.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-columns container\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\"><div class=\"row blockId-b8289365-1ab9-4bf3-9bdf-616f6d29a1fd\">\n<div class=\"wp-block-rbcwm-column col-lg-6\">\n<h4 class=\"wp-block-heading\" id=\"h-higher-returns\"><strong>Higher returns<\/strong><\/h4>\n\n\n\n<p>As your money is invested in the stock market, it has the potential to deliver higher returns than savings accounts. But it\u2019s important to remember that investments aren\u2019t guaranteed. The value of your investments could fall, and you may get back less than you invested.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div><\/header>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-is-a-junior-isa-right-for-your-child\" style=\"padding-bottom:var(--wp--preset--spacing--40)\">Is a Junior ISA right for your child?<\/h2>\n\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Only parents or guardians can open an account. But anyone can contribute.<\/li>\n\n\n\n<li>Money can only be accessed when the child turns 18 years old.<\/li>\n\n\n\n<li>You can invest up to \u00a39,000 on behalf of each child each tax year.<\/li>\n\n\n\n<li>All resulting dividends and capital gains are tax free.<\/li>\n<\/ul>\n<\/div><\/header>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom overlap-top overlap-bottom\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end justify-content-end blockId-74416774-f2c6-456f-848a-3ed4129d892d\"><div class=\"col-lg-7 order-1\"><a href=\"https:\/\/onboarding.bps.brewin.co.uk\/select-product\" target=\"_blank\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener noreferrer\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right \"><\/i><\/div><span>Open or transfer a Junior ISA<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-theme-color has-block-grey-background-color has-text-color has-background has-link-color wp-elements-2c43b298aa30c906422ac17245c7e772\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-bare-trust\" style=\"padding-bottom:var(--wp--preset--spacing--40)\">Bare Trust<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p class=\"has-theme-color has-text-color has-link-color wp-elements-1c10b46d73fa17f9a075917b37f3c5e9\">A <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/bare-trust\" data-type=\"page\" data-id=\"28006\" class=\"link-underline\">Bare Trust<\/a> allows you to invest as much as you like for your child or grandchild&#8217;s future. By appointing yourself as a trustee, you can retain some control over what the money is used for.<\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header has-white-color has-text-color has-link-color wp-elements-8000d1225f4b681898c6fe7ff4c8ac25\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-is-a-bare-trust-right-for-my-child\" style=\"padding-bottom:var(--wp--preset--spacing--40)\">Is a Bare Trust right for my child?<\/h2>\n\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-theme-color has-text-color has-link-color wp-elements-d0c4fade6dfb0927d46ade85b9512c24\">All children are eligible and there are no investment limits.<\/li>\n\n\n\n<li class=\"has-theme-color has-text-color has-link-color wp-elements-5ad33fc3c2189fe83d9cde66c3595ef0\">Money held can be used for the child\u2019s benefit before they turn 18 under limited circumstances, e.g. for education (but returns may be taxed).<\/li>\n\n\n\n<li class=\"has-theme-color has-text-color has-link-color wp-elements-858713a1dba0be8b039efe71f433ef98\">Gains or income will typically use the child\u2019s personal allowances for income and capital gains taxes.*<\/li>\n\n\n\n<li class=\"has-theme-color has-text-color has-link-color wp-elements-ab1422e8bc2ccb24c008cb64ee81c78c\">The account can remain open beyond the child\u2019s 18th birthday.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-theme-color has-text-color has-link-color wp-elements-ba44052bce1facbba5aa9d675ac907e0\">* An exception is gifts for parents \u2013 if the income exceeds \u00a3100, the full income for the account will be taxed as if it belongs to the parent.<\/p>\n<\/div><\/header>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end justify-content-end blockId-74416774-f2c6-456f-848a-3ed4129d892d\"><div class=\"col-lg-7 order-1\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/bps-bare-trust-account-opening-form.pdf\" target=\"_blank\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener noreferrer\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right \"><\/i><\/div><span>Download the Bare Trust application form<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom overlap-top has-theme-color has-white-background-color has-text-color has-background has-link-color wp-elements-47ca2cd191c5bd58e6650eaf857616e6\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush overlap-top\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-child-trust-fund\" style=\"padding-bottom:var(--wp--preset--spacing--40)\">Child Trust Fund<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p class=\"is-style-default has-theme-color has-text-color has-link-color wp-elements-7ad17ba5b26c4f0eb9f48ed6638a0483\">Child Trust Funds (CTFs) were offered by the government to children born between 2002 and 2011. Children received cash vouchers of \u00a3250 (or \u00a3500 if you were on a low income), which were added to their CTF by the government.<\/p>\n\n\n\n<p class=\"has-theme-color has-text-color has-link-color wp-elements-8ba436fd03577a127de1a5712e7c341c\">New CTFs can no longer be opened, but your child may still have one. You can add up to \u00a39,000 a year into it, or you can transfer a CTF into a Junior ISA. To do this, simply open a Junior ISA and <a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/bps-jisa-and-ctf-tansfer-form.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"link-underline\">complete a transfer form<\/a>.<\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header has-white-color has-text-color has-link-color wp-elements-331366fda6b68178d5d4c0970b2719d0\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-should-i-transfer-my-child-trust-fund-to-a-junior-isa\" style=\"padding-bottom:var(--wp--preset--spacing--40)\">Should I transfer my Child Trust Fund to a Junior ISA?<\/h2>\n\n<\/div>\n\n\n\n<p class=\"has-theme-color has-text-color has-link-color wp-elements-1044258f5d4c3652e69521637bdd5a90\">There are some potential benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list has-theme-color has-text-color has-link-color wp-elements-c1e85bf9ddc1587b18f8b9f483b37fdf\">\n<li>CTFs have limited investment options compared to Junior ISAs. Our Junior ISA currently offers 11 different portfolio options.<\/li>\n\n\n\n<li>Some CTF providers only allow accounts to be managed via post or over the phone. Our Junior ISA can be managed online 24\/7, as well as via phone and post.<\/li>\n\n\n\n<li>Even if you\u2019ve utilised your full CTF allowance, you can still transfer into a Junior ISA.<\/li>\n<\/ul>\n<\/div><\/header>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end justify-content-end blockId-74416774-f2c6-456f-848a-3ed4129d892d\"><div class=\"col-lg-7 order-1\"><a href=\"https:\/\/onboarding.bps.brewin.co.uk\/select-product\" target=\"_blank\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener noreferrer\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right \"><\/i><\/div><span>Open or transfer a Junior ISA<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush rbc-block-small overlap-bottom\"><div class=\"\"><div class=\"row \"><div class=\"col-lg-12\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush rbc-block-small\"><div class=\"\"><div class=\"row \"><div class=\"col-lg-12\">\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-grey overlap-top has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<h3 class=\"wp-block-heading\" id=\"h-why-choose-us\"><strong>Why choose us?<\/strong><\/h3>\n\n\n\n<p>We have over a century of experience in helping people grow their wealth, taking a long-term view of investment and client relationships.<\/p>\n\n\n\n<p>BPS is an execution only, non-advised service. We provide pre-built portfolios which are designed by our in-house experts. We take on the hard work of picking what assets are in these portfolios, so you don\u2019t have to. You just need to choose your investment style and risk category \u2013 we will do the rest.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-expert-management-simple-fees\"><strong>Expert management, simple fees<\/strong><a id=\"_msocom_1\"><\/a><\/h3>\n\n\n\n<p>You get access to our expert investment thinking through a range of pre-determined portfolios. Our <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/fees-and-charges\" class=\"link-underline\">simple fee structure<\/a> ensures you know exactly what you\u2019re paying, while you can track performance any time via our app or online.<\/p>\n<\/div><\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-a-human-touch\">A human touch<\/h2>\n\n\n\n<p>We know how important the human touch is, so you&#8217;ll always speak directly to a member of the team. Our UK-based experts are on hand when you need them to answer any questions you may have.<\/p>\n\n\n\n<p><strong>Call us <\/strong>on <a href=\"tel:0333 207 9003\" data-type=\"tel\" data-id=\"tel:0333 207 9003\" class=\"link-underline\">0333 207 9003<\/a><br>Monday to Friday 8am to 6pm<br>Saturday 8am to 12pm<\/p>\n\n\n\n<p><strong>Email us<\/strong> at <a href=\"mailto:customer.services@brewin.co.uk\" class=\"link-underline\">customer.services@brewin.co.uk<\/a><\/p>\n\n\n\n<p><strong>Write to us<\/strong> at:<br>Brewin Portfolio Service<br>Sixth Floor, Atria One<br>144 Morrison Street<br>Edinburgh, EH3 8BR<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-0 flex-lg-row-reverse\"><div class=\"rbc-block-image-bleed-img-wrap  d-flex flex-lg-row-reverse\"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-left\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/537212737_Customer-Service.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush has-white-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end justify-content-end blockId-74416774-f2c6-456f-848a-3ed4129d892d\"><div class=\"col-lg-7 order-1\"><a href=\"https:\/\/onboarding.bps.brewin.co.uk\/select-product\" target=\"_blank\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener noreferrer\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right \"><\/i><\/div><span>Open or transfer a Junior ISA<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-grey overlap-top has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-common-questions-about-investing-for-children\">Common questions about investing for children<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p><\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n<div class=\"row blockId-ab8e603f-3765-4749-a433-df7737bfa06b\">\n<div class=\"wp-block-rbcwm-column col-lg-12\">\n<div class=\"wp-block-rbcwm-expandable-container-block rbc-expandable-container\"><div class=\"rbc-card rbc-card-shadow\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body rbc-card-flush rbc-card-box\">\n<div class=\"wp-block-rbcwm-expandable-block rbc-expandable\">\n<div id=\"is-the-investment-guaranteed\" class=\"wp-block-rbcwm-expandable-block-title rbc-expandable-trigger rbc-expandable-arrow-wrap\"><button aria-expanded=\"false\" aria-controls=\"is-the-investment-guaranteed-content\" data-target=\"is-the-investment-guaranteed-content\" data-duration=\"400\" class=\"rbc-expandable-trigger-button rbc-expandable-trigger-button-between\">\n<h3 class=\"wp-block-heading h5\" id=\"h-is-the-investment-guaranteed\">Is the investment guaranteed?<\/h3>\n<div class=\"rbc-icon rbc-expandable-arrow rbc-expandable-arrow-right\"><i class=\"rbc-icon-img fal fa-angle-down\"><\/i><\/div><\/button><\/div>\n\n\n\n<div id=\"is-the-investment-guaranteed-content\" aria-labelledby=\"is-the-investment-guaranteed\" class=\"wp-block-rbcwm-expandable-block-content rbc-expandable-content rbc-expandable-content-inner-style content-aaf50fac-a428-4929-a532-8ad2834fffbf\"><div class=\"rbc-expandable-content-body\">\n<p class=\"mt-1\">No. The investment is exposed to risk. The value of the underlying stock market investments can fall as well as rise.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-expandable-block rbc-expandable\">\n<div id=\"will-i-be-able-to-buy-and-sell-investments-myself\" class=\"wp-block-rbcwm-expandable-block-title rbc-expandable-trigger rbc-expandable-arrow-wrap\"><button aria-expanded=\"false\" aria-controls=\"will-i-be-able-to-buy-and-sell-investments-myself-content\" data-target=\"will-i-be-able-to-buy-and-sell-investments-myself-content\" data-duration=\"400\" class=\"rbc-expandable-trigger-button rbc-expandable-trigger-button-between\">\n<h3 class=\"wp-block-heading h5\" id=\"h-will-i-be-able-to-buy-and-sell-investments-myself\">Will I be able to buy and sell investments myself?<\/h3>\n<div class=\"rbc-icon rbc-expandable-arrow rbc-expandable-arrow-right\"><i class=\"rbc-icon-img fal fa-angle-down\"><\/i><\/div><\/button><\/div>\n\n\n\n<div id=\"will-i-be-able-to-buy-and-sell-investments-myself-content\" aria-labelledby=\"will-i-be-able-to-buy-and-sell-investments-myself\" class=\"wp-block-rbcwm-expandable-block-content rbc-expandable-content rbc-expandable-content-inner-style content-3ff473be-eef0-4bd3-be18-1a667cc11f3d\"><div class=\"rbc-expandable-content-body\">\n<p class=\"mt-1\">No. BPS uses pre-determined portfolios. We take on all the hard work of buying and selling individual assets. All you need to decide is what level of risk and investment style (active or passive) you want. Our friendly, UK-based BPS Customer Service team is here to help answer any questions you have about the service or portfolios we offer.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-top rbc-block-grey rbc-block-has-overlap has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-our-insights-and-ideas-nbsp\"><strong>Our insights and ideas<\/strong>&nbsp;<\/h2>\n\n<\/div>\n<\/div><\/header>\n\n\n\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t<div class=\"row overlap-bottom\">\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/investing20for20children20large.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>A guide to investing for children<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tFamily finances\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/a-guide-to-investing-for-children\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t3 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; A guide to investing for children<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/04-thumbnail.jpg');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Tips for passing on wealth to children<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tWealth transfer\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/when-is-the-best-time-to-pass-on-wealth\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t3 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Tips for passing on wealth to children<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2025\/09\/woman-and-young-girl-sitting-crosslegged-on-a-white-sofa-talking.jpg');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Investing for children \u2013 your options<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tFamily finances\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/investing-for-children-your-options\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t3 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Investing for children \u2013 your options<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-top rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<p class=\"is-style-default\">This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client. It may be subject to change in the future. You should always check the tax implications with an accountant or tax specialist. Information is provided only as an example and is not a recommendation to pursue a particular strategy.<\/p>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Invest in your child or grandchild&#8217;s future with expertly managed Junior ISAs and Bare Trusts from BPS. Build lasting wealth today.<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":25446,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-27891","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Investing for children - RBC Wealth Management UK<\/title>\n<meta name=\"description\" content=\"Invest in your child or grandchild&#039;s future with expertly managed Junior ISAs and Bare Trusts from BPS. Build lasting wealth today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investing for children &#8211; RBC Wealth Management United Kingdom\" \/>\n<meta property=\"og:description\" content=\"Invest in your child or grandchild&#039;s future with expertly managed Junior ISAs and Bare Trusts from BPS. Build lasting wealth today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children\" \/>\n<meta property=\"og:site_name\" content=\"RBC Wealth Management United Kingdom\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-16T20:47:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/share-logo-rbc-wm.png?w=2000\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Investing for children &#8211; RBC Wealth Management United Kingdom\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/online-investing-with-bps\\\/investing-for-children\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/online-investing-with-bps\\\/investing-for-children\",\"name\":\"Investing for children - RBC Wealth Management UK\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\"},\"datePublished\":\"2023-10-25T11:58:44+00:00\",\"dateModified\":\"2026-06-16T20:47:12+00:00\",\"description\":\"Invest in your child or grandchild's future with expertly managed Junior ISAs and Bare Trusts from BPS. Build lasting wealth today.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/online-investing-with-bps\\\/investing-for-children#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/online-investing-with-bps\\\/investing-for-children\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/online-investing-with-bps\\\/investing-for-children#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Brewin Portfolio Service\",\"item\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/online-investing-with-bps\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Investing for children\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"name\":\"RBC Wealth Management United Kingdom\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\",\"name\":\"RBC Wealth Management United Kingdom\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Wealth Management United Kingdom\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Investing for children - RBC Wealth Management UK","description":"Invest in your child or grandchild's future with expertly managed Junior ISAs and Bare Trusts from BPS. Build lasting wealth today.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children","og_locale":"en_GB","og_type":"article","og_title":"Investing for children &#8211; RBC Wealth Management United Kingdom","og_description":"Invest in your child or grandchild's future with expertly managed Junior ISAs and Bare Trusts from BPS. Build lasting wealth today.","og_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children","og_site_name":"RBC Wealth Management United Kingdom","article_modified_time":"2026-06-16T20:47:12+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/share-logo-rbc-wm.png?w=2000","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_title":"Investing for children &#8211; RBC Wealth Management United Kingdom","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children","name":"Investing for children - RBC Wealth Management UK","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website"},"datePublished":"2023-10-25T11:58:44+00:00","dateModified":"2026-06-16T20:47:12+00:00","description":"Invest in your child or grandchild's future with expertly managed Junior ISAs and Bare Trusts from BPS. Build lasting wealth today.","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps\/investing-for-children#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/"},{"@type":"ListItem","position":2,"name":"Brewin Portfolio Service","item":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/online-investing-with-bps"},{"@type":"ListItem","position":3,"name":"Investing for children"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","name":"RBC Wealth Management United Kingdom","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization","name":"RBC Wealth Management United Kingdom","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","width":3000,"height":2000,"caption":"RBC Wealth Management United Kingdom"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/"}}]}},"publishpress_future_action":{"enabled":false,"date":"2026-07-13 22:42:35","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"rbcwm_content_owner","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Wealth Management United Kingdom","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk","push-errors":false,"last_revision_date":"2026-06-16 20:47:11","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/pages\/27891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/comments?post=27891"}],"version-history":[{"count":323,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/pages\/27891\/revisions"}],"predecessor-version":[{"id":56963,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/pages\/27891\/revisions\/56963"}],"up":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/pages\/25446"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/media?parent=27891"}],"wp:term":[{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_content_owner?post=27891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}