{"id":23194,"date":"2024-10-09T16:01:20","date_gmt":"2024-10-09T16:01:20","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio\/"},"modified":"2026-05-26T18:27:56","modified_gmt":"2026-05-26T18:27:56","slug":"how-to-build-a-diversified-portfolio","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio","title":{"rendered":"How to build a diversified portfolio"},"content":{"rendered":"\n<p>Building a diversified <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/private-clients\/our-services\/investment-management\" class=\"link-underline\">investment portfolio<\/a> can help mitigate the impact of market falls on your hard-earned wealth.<\/p>\n\n\n\n<p>In its simplest form, diversification means spreading your money across different asset classes, sectors, regions and countries. But you also need to ensure your portfolio suits your unique circumstances, including your goals and investment timeframe.<\/p>\n\n\n\n<table align=\"center\" border=\"0\" cellpadding=\"10\" cellspacing=\"1\" style=\"width: 90%\">\n<tbody>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<p><\/p>\n<hr><\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/td>\n<td>\n<h5>Download: A guide to investing<\/h5>\n<p>Learn how investing helps your money work harder in our jargon-free guide.<\/p>\n<p><strong><a class=\"link-underline\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/a-guide-to-investing\">Download now<\/a><\/strong><\/p>\n<hr><\/td>\n<td>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<p>&nbsp;<br> Here are some considerations to get started.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-basics\">The basics<\/h2>\n\n\n\n<p>Before you can begin constructing your portfolio, you need to think about your goals and attitude to investment risk.<\/p>\n\n\n\n<p>In general, the longer you are investing for, the more risk you can afford to take on. This is because a <a class=\"link-underline\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/why-long-term-investing-matters\">long-term investment horizon<\/a> gives you more time to make up for any losses during turbulent periods. The last thing you want is for your investments to fall in value just before you need to withdraw the money.<\/p>\n\n\n\n<p>If you are <a class=\"link-underline\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/approaching-retirement-what-should-i-do-now\">approaching or in retirement<\/a>, you might lean towards safer investments like cash and fixed interest investments. In contrast, younger investors with a long investment timeframe might choose to put a bigger chunk of their money in equities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-building-a-portfolio\">Building a portfolio<\/h2>\n\n\n\n<p>Here are some important considerations when building your portfolio:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Think about your goals and whether you are saving for the short, medium or long term. Ideally, you should invest for at least five to ten years.<\/li>\n\n\n\n<li>Accept that the value of any investments can fall as well as rise. Investing carries risk, but <a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/why-long-term-investing-matters\">equities have typically outperformed cash over the long term<\/a>.<\/li>\n\n\n\n<li>Make sure your investments are in line with your attitude to risk, and that you don\u2019t invest more than you can afford to lose.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Diversifying your investments<\/h2>\n\n\n\n<p>Whatever your approach to risk, it is wise to ensure you are not relying on one type of investment for returns within your portfolio. This means spreading your money across a range of asset classes, including cash, fixed-interest investments such as corporate bonds and gilts, and equities.<\/p>\n\n\n\n<p>Some asset classes are \u2018negatively correlated\u2019, which means they tend to react differently to economic shocks. If one part of your portfolio isn\u2019t performing well during current circumstances, the other investments might compensate for losses and smooth overall performance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Broadening your approach<\/h2>\n\n\n\n<p>Even within different asset classes, you can still look at diversifying further, such as by including international exposure or investing in different sectors.<\/p>\n\n\n\n<p>If you are seeking income from your investments, you can also broaden your search. Historically, fixed interest has been favoured for income, but investors can also look to property, infrastructure, and some private equity firms.<\/p>\n\n\n\n<p>Of course, there are no guarantees of returns wherever or whenever you invest. However, over time, a balanced, broadly diversified portfolio should be well-placed to weather storms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Next steps<\/h2>\n\n\n\n<p>Building a diversified and robust investment portfolio that suits your individual circumstances can seem a daunting prospect, and that\u2019s where getting some financial advice can help.<\/p>\n\n\n\n<p>A&nbsp;<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/private-clients\/our-services\/financial-planning-and-advice\" class=\"link-underline\">financial adviser<\/a>&nbsp;can structure a balanced portfolio tailored to your individual needs, whether you want to grow your money over time, or produce an income. They can also rebalance your portfolio to ensure that it continues to reflect your needs over the longer term. This will give you the confidence that your money is working as hard as it should be without being exposed to undue risk. Let\u2019s work together and build a plan that helps you achieve your goals and realise your ideas.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<table align=\"center\" border=\"0\" cellpadding=\"10\" cellspacing=\"1\" style=\"width: 90%\">\n<tbody>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<p><\/p>\n<hr><\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/td>\n<td>\n<h5>Get financial planning tips straight to your inbox<\/h5>\n<p>Sign up to our newsletter for expert insights on investing for the future, saving for retirement, passing on assets to the next generation, and much more.<\/p>\n<p><strong><a class=\"link-underline\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/subscribe-to-our-newsletter\">Subscribe<\/a><\/strong><\/p>\n<hr><\/td>\n<td>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>The value of investments, and any income from them, can fall and you may get back less than you invested. Investment values may increase or decrease as a result of currency fluctuations. Information is provided only as an example and is not a recommendation to pursue a particular strategy.&nbsp;<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Diversifying your investments can help minimise the impact of market falls on your portfolio. Here\u2019s how to get started.<\/p>\n","protected":false},"author":97,"featured_media":52956,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcbd_featured_desktop_image_position":"","rbcbd_featured_mobile_image_position":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[193],"tags":[],"rbcwm_content_owner":[],"rbcwm_need":[768,769],"rbcwm_segment":[772],"rbcwm_solution":[759],"rbcwm_topic":[114],"rbcwm_channel":[99,781],"rbcwm_format":[779],"class_list":["post-23194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","rbcwm_need-grow","rbcwm_need-secure","rbcwm_segment-individuals","rbcwm_solution-investments","rbcwm_topic-investing","rbcwm_channel-private-clients","rbcwm_channel-uk-individual","rbcwm_format-article"],"acf":{"rbc_ct_service":"","rbc_ct_theme":false,"rbc_ct_topic":false,"rbcwm_subtitle":"Diversifying your investments can help minimise the impact of market falls on your portfolio. Here\u2019s how to get started.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":"","disclaimer_footnote":""},"rbcwm_insight_cta_id":"","rbcwm_pagination":{"next_link":"","next_link_text":"Next article","previous_link":"","previous_link_text":"Previous article"},"rbcwm_video_duration":"","article_time":3,"rbcwm_enable_toc":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to build a diversified portfolio | RBC Wealth Management United Kingdom<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to build a diversified portfolio | RBC Wealth Management United Kingdom\" \/>\n<meta property=\"og:description\" content=\"Diversifying your investments can help minimise the impact of market falls on your portfolio. Here\u2019s how to get started.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio\" \/>\n<meta property=\"og:site_name\" content=\"RBC Wealth Management United Kingdom\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-09T16:01:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-26T18:27:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg?w=2000\" \/>\n\t<meta property=\"og:image:width\" content=\"3210\" \/>\n\t<meta property=\"og:image:height\" content=\"2140\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"How to build a diversified portfolio | RBC Wealth Management United Kingdom\" \/>\n<meta name=\"twitter:description\" content=\"Diversifying your investments can help minimise the impact of market falls on your portfolio. Here\u2019s how to get started.\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"How to build a diversified portfolio\",\"datePublished\":\"2024-10-09T16:01:20+00:00\",\"dateModified\":\"2026-05-26T18:27:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio\"},\"wordCount\":706,\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2024\\\/10\\\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg\",\"articleSection\":[\"Investing\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio\",\"name\":\"How to build a diversified portfolio | RBC Wealth Management United Kingdom\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2024\\\/10\\\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg\",\"datePublished\":\"2024-10-09T16:01:20+00:00\",\"dateModified\":\"2026-05-26T18:27:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio#primaryimage\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2024\\\/10\\\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2024\\\/10\\\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg\",\"width\":3210,\"height\":2140,\"caption\":\"thoughtful man with glasses looking at tablet on couch\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/how-to-build-a-diversified-portfolio#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to build a diversified portfolio\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"name\":\"RBC Wealth Management United Kingdom\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\",\"name\":\"RBC Wealth Management United Kingdom\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Wealth Management United Kingdom\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to build a diversified portfolio | RBC Wealth Management United Kingdom","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio","og_locale":"en_GB","og_type":"article","og_title":"How to build a diversified portfolio | RBC Wealth Management United Kingdom","og_description":"Diversifying your investments can help minimise the impact of market falls on your portfolio. Here\u2019s how to get started.","og_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio","og_site_name":"RBC Wealth Management United Kingdom","article_published_time":"2024-10-09T16:01:20+00:00","article_modified_time":"2026-05-26T18:27:56+00:00","og_image":[{"width":3210,"height":2140,"url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg?w=2000","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"How to build a diversified portfolio | RBC Wealth Management United Kingdom","twitter_description":"Diversifying your investments can help minimise the impact of market falls on your portfolio. Here\u2019s how to get started.","twitter_misc":{"Written by":"","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio#article","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio"},"author":{"name":"","@id":""},"headline":"How to build a diversified portfolio","datePublished":"2024-10-09T16:01:20+00:00","dateModified":"2026-05-26T18:27:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio"},"wordCount":706,"publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg","articleSection":["Investing"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio","name":"How to build a diversified portfolio | RBC Wealth Management United Kingdom","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio#primaryimage"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg","datePublished":"2024-10-09T16:01:20+00:00","dateModified":"2026-05-26T18:27:56+00:00","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio#primaryimage","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg","width":3210,"height":2140,"caption":"thoughtful man with glasses looking at tablet on couch"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/how-to-build-a-diversified-portfolio#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/"},{"@type":"ListItem","position":2,"name":"How to build a diversified portfolio"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","name":"RBC Wealth Management United Kingdom","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization","name":"RBC Wealth Management United Kingdom","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","width":3000,"height":2000,"caption":"RBC Wealth Management United Kingdom"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":""}]}},"jetpack_featured_media_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2024\/10\/thoughtful-man-with-glasses-looking-at-tablet-on-couch.jpg","publishpress_future_action":{"enabled":false,"date":"2026-07-04 00:36:04","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Wealth Management United Kingdom","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk","push-errors":false,"last_revision_date":"2026-05-12 19:55:01","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/23194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/users\/97"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/comments?post=23194"}],"version-history":[{"count":12,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/23194\/revisions"}],"predecessor-version":[{"id":52959,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/23194\/revisions\/52959"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/media\/52956"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/media?parent=23194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/categories?post=23194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/tags?post=23194"},{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_content_owner?post=23194"},{"taxonomy":"rbcwm_need","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_need?post=23194"},{"taxonomy":"rbcwm_segment","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_segment?post=23194"},{"taxonomy":"rbcwm_solution","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_solution?post=23194"},{"taxonomy":"rbcwm_topic","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_topic?post=23194"},{"taxonomy":"rbcwm_channel","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_channel?post=23194"},{"taxonomy":"rbcwm_format","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_format?post=23194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}