{"id":23350,"date":"2025-01-23T16:00:02","date_gmt":"2025-01-23T16:00:02","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options\/"},"modified":"2026-05-26T18:25:39","modified_gmt":"2026-05-26T18:25:39","slug":"paying-private-healthcare-your-options","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options","title":{"rendered":"Paying for private healthcare: Your options"},"content":{"rendered":"\n

If you\u2019re one of the growing number of people looking to self-fund private healthcare, it\u2019s important to consider how to draw money from your savings and investments in a way that doesn\u2019t diminish your financial security.<\/p>\n\n\n\n

While this may be a difficult and anxious time, rushing into a decision could create an undue tax burden or prevent your savings from lasting as long as you intended.<\/p>\n\n\n\n

Your financial adviser<\/a> will be able to recommend the best course of action for you, but the following information should help you get started.<\/p>\n\n\n\n

\n
\"Top<\/a><\/div>

A guide to saving for retirement<\/h3>
<\/div>\n

Jam-packed with essential information on how to save for a more comfortable life after work.<\/p>\n\n\n\n

Download guide<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n

Self-funding explained<\/strong><\/h2>\n\n\n\n

Self-funding, or self-pay as it is sometimes called, means paying for your own private healthcare without using medical insurance.<\/p>\n\n\n\n

According to the latest available figures1<\/sup>, more than 278,000 people chose to self-fund private treatment in 2023. This was the highest level of self-pay admissions ever, and an increase of 39% compared to 2019.<\/p>\n\n\n\n

With treatment for some of the most common self-funded procedures in the UK, such as hip and knee replacements, costing more than \u00a312,000 on average2<\/sup>, and as much as \u00a316,000 in some areas, the way in which you pay for treatment needs to be carefully considered.<\/p>\n\n\n\n

Using cash savings<\/h2>\n\n\n\n

The simplest way to pay for private healthcare is to use cash savings. This could be a particularly good option if you have cash savings in excess of an appropriate emergency fund.<\/p>\n\n\n\n

Bear in mind that fixed-term savings accounts typically charge a penalty for withdrawing money before the end of the term. Make sure you check the terms and conditions and, where possible, draw money from easy-access savings accounts that don\u2019t come with exit penalties.<\/p>\n\n\n\n

If you tap into your emergency savings pot to pay for your medical treatment, you should look for ways to start building it up again once you\u2019ve recovered from your treatment. It\u2019s generally considered wise to have at least six months\u2019 worth of essential expenditure saved as an emergency fund if you\u2019re still working, or up to two years\u2019 worth if you\u2019re retired.<\/p>\n\n\n\n

Selling investments<\/strong><\/h2>\n\n\n\n

Another option is to sell some of your investments<\/a> and use the proceeds to help cover your private medical bill. Your investment manager will be able to advise on whether this is a good time to sell your investments and which holdings in your portfolio are most appropriate to sell.<\/p>\n\n\n\n

If you sell investments that have risen in value, you might have to pay capital gains tax (CGT) on the profits. You can make use of your annual CGT exemption, which enables you to make tax-free gains of up to \u00a33,000 in the current tax year. This can\u2019t be carried forward into the next tax year, so if you think you\u2019re going to have a large medical bill in the future, maximising your tax-free exemption each year could help minimise your CGT liability further down the line.<\/p>\n\n\n\n

Gains on investments held inside an ISA wrapper are exempt from CGT. Under flexible ISA rules, it\u2019s possible to withdraw money and then pay the same amount back in again without it affecting your ISA allowance, as long as this occurs in the same tax year. Your financial adviser will be able to explain whether this option is available to you.<\/p>\n\n\n\n

Using your pension tax-free lump sum<\/strong><\/h2>\n\n\n\n

If you\u2019re coming up to retirement<\/a>, another option is to use your pension tax-free lump sum to pay for private healthcare. From the age of 55 (57 from April 2028), you can usually take up to 25% of the amount you\u2019ve built up in pensions as a lump sum and this won\u2019t be subject to tax.<\/p>\n\n\n\n

It\u2019s really important to understand the impact that a large withdrawal could have on your pension. Taking too much money at the start of retirement could mean you have to make cutbacks in the future to avoid running out of money<\/a>. If you don\u2019t need all of your tax-free lump sum right now, you might be able to draw smaller amounts in stages, giving the rest the opportunity to benefit from further investment growth. <\/p>\n\n\n\n

Next steps<\/strong><\/h2>\n\n\n\n

Ultimately, the best way to pay for private healthcare will depend on your individual circumstances, including your financial position, whether you\u2019re still working or retired, your goals, and your attitude to investment risk. Getting some financial advice will help you feel confident you\u2019ve made the right decision with your money, so you can focus on your health and the things that matter most to you. Let our ideas help you plan for the future with confidence.<\/p>\n\n\n\n

\n\n\n\n

1<\/sup> https:\/\/www.phin.org.uk\/news\/phin-private-market-update-june-2024-united-kingdom<\/a><\/a>
2<\/sup> https:\/\/www.privatehealth.co.uk\/costs\/<\/a><\/p>\n\n\n\n

\n\n\n\n
\n
\n

Get financial planning tips straight to your inbox<\/h3>\n\n\n\n

Sign up to our newsletter for expert insights on investing for the future, saving for retirement, passing on assets to the next generation, and much more.<\/p>\n\n\n\n

Subscribe<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n

\n\n\n\n

The value of investments, and any income from them, can fall and you may get back less than you invested. This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. You should always check the tax implications with an accountant or tax specialist. Information is provided only as an example and is not a recommendation to pursue a particular strategy. Information contained in this document is believed to be reliable and accurate, but without further investigation cannot be warranted as to accuracy or completeness.<\/strong><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Find out how to draw money from your savings and investments to help self-fund private healthcare treatment.<\/p>\n","protected":false},"author":97,"featured_media":3415,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcbd_featured_desktop_image_position":"","rbcbd_featured_mobile_image_position":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[803],"tags":[],"rbcwm_content_owner":[],"rbcwm_need":[768,769],"rbcwm_segment":[773,792,772],"rbcwm_solution":[758],"rbcwm_topic":[757],"rbcwm_channel":[99,781],"rbcwm_format":[779],"class_list":["post-23350","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-events","rbcwm_need-grow","rbcwm_need-secure","rbcwm_segment-business-owners","rbcwm_segment-corporate-executives","rbcwm_segment-individuals","rbcwm_solution-wealth-planning","rbcwm_topic-wealth-planning","rbcwm_channel-private-clients","rbcwm_channel-uk-individual","rbcwm_format-article"],"acf":{"rbc_ct_service":"","rbc_ct_theme":false,"rbc_ct_topic":false,"rbcwm_subtitle":"Find out how to draw money from your savings and investments to help self-fund private healthcare treatment.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":"","disclaimer_footnote":""},"rbcwm_insight_cta_id":"","rbcwm_pagination":{"next_link":"","next_link_text":"Next article","previous_link":"","previous_link_text":"Previous article"},"rbcwm_video_duration":"","article_time":3,"rbcwm_enable_toc":false},"yoast_head":"\nPaying for private healthcare: Your options | RBC Wealth Management United Kingdom<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Paying for private healthcare: Your options | RBC Wealth Management United Kingdom\" \/>\n<meta property=\"og:description\" content=\"Find out how to draw money from your savings and investments to help self-fund private healthcare treatment.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options\" \/>\n<meta property=\"og:site_name\" content=\"RBC Wealth Management United Kingdom\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-23T16:00:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-26T18:25:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/Web20Banner_1920x729_private20healthcare.jpg?w=2000\" \/>\n\t<meta property=\"og:image:width\" content=\"5000\" \/>\n\t<meta property=\"og:image:height\" content=\"1899\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Paying for private healthcare: Your options | RBC Wealth Management United Kingdom\" \/>\n<meta name=\"twitter:description\" content=\"Find out how to draw money from your savings and investments to help self-fund private healthcare treatment.\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Paying for private healthcare: Your options\",\"datePublished\":\"2025-01-23T16:00:02+00:00\",\"dateModified\":\"2026-05-26T18:25:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options\"},\"wordCount\":875,\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/07\\\/Web20Banner_1920x729_private20healthcare.jpg\",\"articleSection\":[\"Life events\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options\",\"name\":\"Paying for private healthcare: Your options | RBC Wealth Management United Kingdom\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/07\\\/Web20Banner_1920x729_private20healthcare.jpg\",\"datePublished\":\"2025-01-23T16:00:02+00:00\",\"dateModified\":\"2026-05-26T18:25:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options#primaryimage\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/07\\\/Web20Banner_1920x729_private20healthcare.jpg\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/07\\\/Web20Banner_1920x729_private20healthcare.jpg\",\"width\":5000,\"height\":1899},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/paying-private-healthcare-your-options#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Paying for private healthcare: Your options\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"name\":\"RBC Wealth Management United Kingdom\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\",\"name\":\"RBC Wealth Management United Kingdom\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Wealth Management United Kingdom\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Paying for private healthcare: Your options | RBC Wealth Management United Kingdom","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options","og_locale":"en_GB","og_type":"article","og_title":"Paying for private healthcare: Your options | RBC Wealth Management United Kingdom","og_description":"Find out how to draw money from your savings and investments to help self-fund private healthcare treatment.","og_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options","og_site_name":"RBC Wealth Management United Kingdom","article_published_time":"2025-01-23T16:00:02+00:00","article_modified_time":"2026-05-26T18:25:39+00:00","og_image":[{"width":5000,"height":1899,"url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/Web20Banner_1920x729_private20healthcare.jpg?w=2000","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"Paying for private healthcare: Your options | RBC Wealth Management United Kingdom","twitter_description":"Find out how to draw money from your savings and investments to help self-fund private healthcare treatment.","twitter_misc":{"Written by":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options#article","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options"},"author":{"name":"","@id":""},"headline":"Paying for private healthcare: Your options","datePublished":"2025-01-23T16:00:02+00:00","dateModified":"2026-05-26T18:25:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options"},"wordCount":875,"publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/Web20Banner_1920x729_private20healthcare.jpg","articleSection":["Life events"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options","name":"Paying for private healthcare: Your options | RBC Wealth Management United Kingdom","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options#primaryimage"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/Web20Banner_1920x729_private20healthcare.jpg","datePublished":"2025-01-23T16:00:02+00:00","dateModified":"2026-05-26T18:25:39+00:00","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options#primaryimage","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/Web20Banner_1920x729_private20healthcare.jpg","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/Web20Banner_1920x729_private20healthcare.jpg","width":5000,"height":1899},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/paying-private-healthcare-your-options#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/"},{"@type":"ListItem","position":2,"name":"Paying for private healthcare: Your options"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","name":"RBC Wealth Management United Kingdom","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization","name":"RBC Wealth Management United Kingdom","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","width":3000,"height":2000,"caption":"RBC Wealth Management United Kingdom"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":""}]}},"jetpack_featured_media_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/07\/Web20Banner_1920x729_private20healthcare.jpg","publishpress_future_action":{"enabled":false,"date":"2026-07-13 04:01:15","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Wealth Management United Kingdom","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk","push-errors":false,"last_revision_date":"2026-05-26 18:25:33","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/23350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/users\/97"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/comments?post=23350"}],"version-history":[{"count":23,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/23350\/revisions"}],"predecessor-version":[{"id":54713,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/23350\/revisions\/54713"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/media\/3415"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/media?parent=23350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/categories?post=23350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/tags?post=23350"},{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_content_owner?post=23350"},{"taxonomy":"rbcwm_need","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_need?post=23350"},{"taxonomy":"rbcwm_segment","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_segment?post=23350"},{"taxonomy":"rbcwm_solution","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_solution?post=23350"},{"taxonomy":"rbcwm_topic","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_topic?post=23350"},{"taxonomy":"rbcwm_channel","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_channel?post=23350"},{"taxonomy":"rbcwm_format","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_format?post=23350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}