{"id":44743,"date":"2025-10-17T08:39:07","date_gmt":"2025-10-17T08:39:07","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?p=44743"},"modified":"2026-05-26T18:18:48","modified_gmt":"2026-05-26T18:18:48","slug":"inheritance-tax-what-to-do-when-your-second-parent-dies","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies","title":{"rendered":"Inheritance tax: What to do when your second parent dies"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/our-people\/michelle-holgate\">Michelle Holgate<\/a><br>Director, Wealth Manager<br>RBC Brewin Dolphin<\/p>\n\n\n\n<div class=\"well b-blue-tint-4 mb-3\">\n<h2>Key highlights<\/h2>\n      <ul class=\"list-spaced\">\n        <li><strong>Initial steps to take after a loss: <\/strong>understanding the practical steps you\u2019ll need to consider such as registering the death, finding the will, and valuing the estate.<\/li>\n        <li><strong>Tax allowances and reliefs: <\/strong> careful planning could allow for the transfer of unused allowances.<\/li>\n <li><strong>Maximising your tax allowances: <\/strong> claiming available allowances, such as the nil-rate band and residence nil-rate band, can help you manage your inheritance tax (IHT).<\/li>\n      <\/ul>\n    <\/div>\n\n\n\n<p>The upset of losing a second parent is an emotionally difficult time, and understanding the potential implications of estate planning and IHT can also feel extremely daunting.<\/p>\n\n\n\n<p>Here are some of the main considerations to help you through this time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-working-out-the-initial-steps-you-should-take-after-your-loss\"><strong>Working out the initial steps you should take after your loss<\/strong><\/h2>\n\n\n\n<p>At such an emotional time, it\u2019s difficult to turn your mind to the practical steps you need to take after losing a loved one. Here are the key steps you could start with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Register your parent\u2019s death<\/strong>: the first step is to register the death and obtain a death certificate.<\/li>\n\n\n\n<li><strong>Check to see if they had a will:<\/strong> you should locate the will, if there is one, if not, the rules of intestacy will apply.<\/li>\n\n\n\n<li><strong>Ensure the estate is professionally valued<\/strong>: you\u2019ll need to get a professional valuation of all assets, for example savings and investments, property, art etc.<\/li>\n\n\n\n<li><strong>Apply for probate<\/strong> (if needed): this is the legal process of managing your parent\u2019s estate.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-understanding-iht-and-why-it-matters\"><strong>Understanding IHT and why it matters<\/strong><\/h2>\n\n\n\n<p>IHT is a tax on the transfer of wealth. In the UK, most people benefit from a nil-rate band (currently \u00a3325,000) and residence nil-rate band (currently up to \u00a3175,000) \u2013 meaning you typically don\u2019t pay IHT on estates up to this value (currently \u00a3500,000).<\/p>\n\n\n\n<p>It\u2019s important to note that each estate is assessed independently, following each passing. This is where a key difference arises compared to the first loss in a couple. While the first passing triggers the possibility of using the nil-rate band and residence nil-rate band, with the second loss, any unused portion from the first parent&#8217;s estate can be transferred, potentially doubling the tax-free amount available. This means that a couple could potentially pass on up to \u00a31m before IHT becomes due.<\/p>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcbd-download-banner rbc-card rbc-card-primary-tint\"><div draggable=\"false\" class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row justify-content-center align-items-center\"><div class=\"col-7 col-md-4 col-lg-2 mb-1 mb-md-0\"><a class=\"rbc-link-thumbnail\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/a-guide-to-inheritance-tax-planning\"><img decoding=\"async\" src=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/A-guide-to-IHT-planning-download.png\" alt=\"A guide to IHT pdf download\"\/><\/a><\/div><div class=\"col-md-8 col-lg-10\"><h3>A guide to inheritance tax planning<\/h3><div class=\"hr-mini my-1-half bdr-accent\"><\/div>\n<p class=\"paragraph-intro\">Learn more about estate planning, and how writing a will, lifetime gifting and managing your IHT liability can help you and your loved ones in our comprehensive guide.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/a-guide-to-inheritance-tax-planning\" data-type=\"post\" class=\"link-cta link-chev\">Download guide<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-making-the-most-of-tax-allowances-and-reliefs\"><strong>Making the most of tax allowances and reliefs<\/strong><\/h2>\n\n\n\n<p>Several allowances and reliefs can help you manage your IHT liability, these include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A deed of variation<\/strong>: this allows you to make changes to a will after your parent has passed away. This could help you manage your IHT.<\/li>\n\n\n\n<li><strong>Unused nil-rate band allowances<\/strong>: you can claim unused nil-rate band allowances from the first parent\u2019s estate.<\/li>\n\n\n\n<li><strong>The residence nil-rate band<\/strong>: this applies when a property is passed to direct descendants (children or grandchildren). Certain conditions apply.<\/li>\n\n\n\n<li><strong>Donating to a charity:<\/strong> leaving a portion of the estate to charity can reduce IHT.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-some-common-challenges-you-may-face\"><strong>Some common challenges you may face<\/strong><\/h2>\n\n\n\n<p>You may have to deal with an estate with numerous assets or international holdings, which often require specialist advice. There may be family or beneficiary disputes which may need open communication and mediation. There\u2019ll also be deadlines to meet, such as IHT payment deadlines \u2013 making sure your make payments within six months will prevent interest charges.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-next-steps\"><strong>Next steps<\/strong><\/h2>\n\n\n\n<p>Seeking guidance from a wealth manager, solicitor, and tax specialist can support and provide you with personalised solutions tailored to your unique circumstances.<\/p>\n\n\n\n<p>Find out more from our dedicated support team by calling us on 020 7246 1111. Opening hours are Monday to Friday 9am to 5pm.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-rbcwm-card rbc-card rbc-card-shadow\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div>\n<h3 class=\"wp-block-heading\" id=\"h-about-the-author\">About the author<\/h3>\n\n\n\n<div class=\"wp-block-rbcwm-columns container\"><div class=\"row blockId-3998998e-490c-401b-aef4-823af6407248\">\n<div class=\"wp-block-rbcwm-column col-lg-4\">\n<figure class=\"wp-block-image size-large is-style-rounded\"><img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/wme\/uk\/Michelle-Holgate-256x256-1.png?w=256\" alt=\"Michelle Holgate\" class=\"wp-image-39094\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-8\">\n<h4 class=\"wp-block-heading\" id=\"h-michelle-holgate\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/our-people\/michelle-holgate\">Michelle Holgate<\/a><\/h4>\n\n\n\n<p class=\"is-style-subheader\">Director, Wealth Manager<\/p>\n\n\n\n<p>Michelle has 20 years\u2019 experience specialising in providing financial advice on IHT planning, pensions, investments, and trusts to high-net-worth clients across the UK.<\/p>\n\n\n\n<p><\/p>\n<\/div>\n<\/div><\/div>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>The value of investments, and any income from them, can fall and you may get back less than you invested. This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. You should always check the tax implications with an accountant or tax specialist. Information is provided only as an example and is not a recommendation to pursue a particular strategy. Investment values may increase or decrease as a result of currency fluctuations. Information contained in this document is believed to be reliable and accurate, but without further investigation cannot be warranted as to accuracy or completeness.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Losing a second parent can be overwhelming \u2013 and inheritance tax adds another layer of complexity. Wealth Manager Michelle Holgate provides some key considerations.<\/p>\n","protected":false},"author":145,"featured_media":44758,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcbd_featured_desktop_image_position":"","rbcbd_featured_mobile_image_position":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[785],"tags":[],"rbcwm_content_owner":[],"rbcwm_need":[770],"rbcwm_segment":[773,792,772],"rbcwm_solution":[758],"rbcwm_topic":[120],"rbcwm_channel":[99,781],"rbcwm_format":[779],"class_list":["post-44743","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inheritance","rbcwm_need-live-well","rbcwm_segment-business-owners","rbcwm_segment-corporate-executives","rbcwm_segment-individuals","rbcwm_solution-wealth-planning","rbcwm_topic-inheritance-and-estate-planning","rbcwm_channel-private-clients","rbcwm_channel-uk-individual","rbcwm_format-article"],"acf":{"rbc_ct_service":"","rbc_ct_theme":false,"rbc_ct_topic":false,"rbcwm_subtitle":"Losing a second parent can be overwhelming \u2013 and inheritance tax adds another layer of complexity. Wealth Manager Michelle Holgate provides some key considerations.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":"","disclaimer_footnote":""},"rbcwm_insight_cta_id":"","rbcwm_pagination":{"next_link":"","next_link_text":"Next article","previous_link":"","previous_link_text":"Previous article"},"rbcwm_video_duration":"","article_time":"","rbcwm_enable_toc":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Inheritance tax: What to do when your second parent dies &#8211; RBC Wealth Management United Kingdom<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inheritance tax: What to do when your second parent dies\" \/>\n<meta property=\"og:description\" content=\"Losing a second parent can be overwhelming \u2013 and inheritance tax adds another layer of complexity. Wealth Manager Michelle Holgate provides some key considerations.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies\" \/>\n<meta property=\"og:site_name\" content=\"RBC Wealth Management United Kingdom\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-17T08:39:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-26T18:18:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/web-header_2177x729px-e1760106385800.jpg?w=2000\" \/>\n\t<meta property=\"og:image:width\" content=\"1680\" \/>\n\t<meta property=\"og:image:height\" content=\"728\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Inheritance tax: What to do when your second parent dies\",\"datePublished\":\"2025-10-17T08:39:07+00:00\",\"dateModified\":\"2026-05-26T18:18:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies\"},\"wordCount\":735,\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/10\\\/web-header_2177x729px-e1760106385800.jpg\",\"articleSection\":[\"Inheritance\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies\",\"name\":\"Inheritance tax: What to do when your second parent dies &#8211; RBC Wealth Management United Kingdom\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/10\\\/web-header_2177x729px-e1760106385800.jpg\",\"datePublished\":\"2025-10-17T08:39:07+00:00\",\"dateModified\":\"2026-05-26T18:18:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/10\\\/web-header_2177x729px-e1760106385800.jpg\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2023\\\/10\\\/web-header_2177x729px-e1760106385800.jpg\",\"width\":1680,\"height\":728,\"caption\":\"Inheritance tax\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/insights\\\/inheritance-tax-what-to-do-when-your-second-parent-dies#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Inheritance tax: What to do when your second parent dies\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"name\":\"RBC Wealth Management United Kingdom\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#organization\",\"name\":\"RBC Wealth Management United Kingdom\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/wp-content\\\/uploads\\\/sites\\\/23\\\/2026\\\/05\\\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Wealth Management United Kingdom\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/en-uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Inheritance tax: What to do when your second parent dies &#8211; RBC Wealth Management United Kingdom","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies","og_locale":"en_GB","og_type":"article","og_title":"Inheritance tax: What to do when your second parent dies","og_description":"Losing a second parent can be overwhelming \u2013 and inheritance tax adds another layer of complexity. Wealth Manager Michelle Holgate provides some key considerations.","og_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies","og_site_name":"RBC Wealth Management United Kingdom","article_published_time":"2025-10-17T08:39:07+00:00","article_modified_time":"2026-05-26T18:18:48+00:00","og_image":[{"width":1680,"height":728,"url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/web-header_2177x729px-e1760106385800.jpg?w=2000","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies#article","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies"},"author":{"name":"","@id":""},"headline":"Inheritance tax: What to do when your second parent dies","datePublished":"2025-10-17T08:39:07+00:00","dateModified":"2026-05-26T18:18:48+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies"},"wordCount":735,"publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/web-header_2177x729px-e1760106385800.jpg","articleSection":["Inheritance"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies","name":"Inheritance tax: What to do when your second parent dies &#8211; RBC Wealth Management United Kingdom","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/web-header_2177x729px-e1760106385800.jpg","datePublished":"2025-10-17T08:39:07+00:00","dateModified":"2026-05-26T18:18:48+00:00","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies#primaryimage","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/web-header_2177x729px-e1760106385800.jpg","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/web-header_2177x729px-e1760106385800.jpg","width":1680,"height":728,"caption":"Inheritance tax"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/insights\/inheritance-tax-what-to-do-when-your-second-parent-dies#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/"},{"@type":"ListItem","position":2,"name":"Inheritance tax: What to do when your second parent dies"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","name":"RBC Wealth Management United Kingdom","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#organization","name":"RBC Wealth Management United Kingdom","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2026\/05\/rbc.png","width":3000,"height":2000,"caption":"RBC Wealth Management United Kingdom"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":""}]}},"jetpack_featured_media_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-content\/uploads\/sites\/23\/2023\/10\/web-header_2177x729px-e1760106385800.jpg","publishpress_future_action":{"enabled":false,"date":"2026-07-07 06:20:33","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Wealth Management United Kingdom","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/en-uk","push-errors":false,"last_revision_date":"2025-10-27 16:28:01","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/44743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/users\/145"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/comments?post=44743"}],"version-history":[{"count":5,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/44743\/revisions"}],"predecessor-version":[{"id":44846,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/posts\/44743\/revisions\/44846"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/media\/44758"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/media?parent=44743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/categories?post=44743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/tags?post=44743"},{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_content_owner?post=44743"},{"taxonomy":"rbcwm_need","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_need?post=44743"},{"taxonomy":"rbcwm_segment","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_segment?post=44743"},{"taxonomy":"rbcwm_solution","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_solution?post=44743"},{"taxonomy":"rbcwm_topic","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_topic?post=44743"},{"taxonomy":"rbcwm_channel","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_channel?post=44743"},{"taxonomy":"rbcwm_format","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-uk\/wp-json\/wp\/v2\/rbcwm_format?post=44743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}