{"id":21789,"date":"2025-06-09T14:25:44","date_gmt":"2025-06-09T18:25:44","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-us\/?page_id=21789"},"modified":"2025-06-20T16:58:28","modified_gmt":"2025-06-20T20:58:28","slug":"cwealth-transfer-are-you-ready","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready","title":{"rendered":"Wealth transfer: Are you ready?"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm rbc-hero-has-image-bleed rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-226k6vl9l hide-mobile-energy-lines is-style-cta-text\"><style>\n\t\t.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-226k6vl9l .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-226k6vl9l.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-226k6vl9l.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-7 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Wealth transfer: Are you ready?<\/span><\/h1>\n<p>A recent RBC Wealth Management survey reveals key factors and unique insights for a successful wealth transfer.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 order-2 order-lg-1\"><div class=\"rbc-hero-img bleed-img-right  rbc-hero-img-desktop-center-center rbc-hero-img-mobile-center-center\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/multigen-family-overlooking-beautiful-fields-3210x2140-1.jpg?w=1600)\"><\/div><\/div><div class=\"align-self-end order-lg-3 col-lg-7 cta-text\"><div class=\"rbc-button-block row no-gutters align-items-end rbc-hero-button-overlap overlap-top\"><div class=\"col-lg\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/contact\" class=\"rbc-button  rbc-button-large rbc-button-primary rbc-button-block rbc-button-block-cta\" target=\"_blank\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fa-angle-right fal\"><\/i><\/div>Contact your financial advisor<\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"row justify-content-start wrap blockId-3eb76c40-6017-4c86-8a89-68ef662960d9\">\n<div class=\"wp-block-rbcwm-column col-lg-6\">\n<h2 class=\"wp-block-heading\" id=\"h-the-time-to-plan-for-wealth-transfer-is-now\">The time to plan for wealth transfer is now<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-6 mt-3 my-lg-auto\">\n<p>According to a report by Cerulli Associates, an estimated $124 trillion is set to change hands to heirs and charities by 2048, including $54 trillion to widowed spouses.* However, most of the wealth will flow from baby boomer parents (Givers) to their Gen X and millennial children (Receivers).<\/p>\n\n\n\n<p>In 2024, RBC Wealth Management\u2013U.S. surveyed 1,500 people with at least $1 million in investable assets to explore what\u2019s important to each generation\u2014both Givers and Receivers\u2014and how this may impact wealth transfer planning.&nbsp;&nbsp;<\/p>\n\n\n\n<p>The great wealth transfer is underway, with each Gen Xer and millennial expected to inherit an average of $1.7 million and $2.4 million*, respectively. We want to ensure you feel confident about your estate plans, your family\u2019s financial security and the legacy you leave behind.<\/p>\n\n\n\n<p class=\"is-style-footnote\">* The Cerulli Report: <em>High-Net-Worth and Ultra-High-Net-Worth Markets 2024: The Great Wealth Transfer: Capturing Money in Motion<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-image-bleed rbc-block-image-mobile-top\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-our-wealth-transfer-thought-leadership-report\"><strong>Our Wealth Transfer Thought Leadership Report<\/strong><\/h2>\n\n\n\n<p>Learn more about factors and trends influencing generational wealth transfer and discover additional insights from RBC Wealth Management to better navigate your role as a Giver or Receiver.&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/documents\/campaign\/wealth-insights-wealth-transfer-guide.pdf\" data-type=\"link\" data-id=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/documents\/campaign\/wealth-insights-wealth-transfer-guide.pdf\" class=\"link-chev\" target=\"_blank\" rel=\"noreferrer noopener\">Download the report<\/a><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-0 flex-lg-row-reverse\"><div class=\"rbc-block-image-bleed-img-wrap  d-flex flex-lg-row-reverse\"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-left\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/happy-diverse-family-in-kitchen-3210x2140-1.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block b-primary rbc-block-circles has-white-color has-primary-background-color has-text-color has-background b-primary\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<style> .blockId-74c4085b-fe40-42a2-ac7e-2267daf29083 { align-items: center } <\/style><div class=\"row justify-content-center blockId-74c4085b-fe40-42a2-ac7e-2267daf29083\">\n<div class=\"wp-block-rbcwm-column col-lg-6\"><div class=\"wrap\">\n<h2 class=\"wp-block-heading h1 c-white\" id=\"h-factors-for-a-successful-wealth-transfer\">Factors for a successful wealth transfer<\/h2>\n\n\n\n<p>At RBC Wealth Management, we understand that wealth transfer is about more than money. It\u2019s about your family legacy and aligning your priorities, passions and values with the next generation.<\/p>\n\n\n\n<p>Unsure about where to start? Discover how your thoughts compare with other Givers (baby boomers) and Receivers (Gen Xers and millennials).<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-6 rbc-block-spacer-t-sm mb-lg-0 text-center\">\n\t\t<div class=\"wp-block-rbcwm-wheel-slider wheel-slider-tabbed_large\"\n\t\t\t data-slider-type=\"tabbed_large\"\n\t\t\t data-rotation_degree=\"72\"\n\t\t\t id=\"95d3e963-9d94-40ca-9885-3dc3e93c1c05\"\n\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"position-relative d-inline-block\">\n\t\t\t\t\t<svg style=\"opacity: 0; transition: opacity 1s ease-in-out;\" aria-hidden=\"true\" class=\"rbc-circle-dash\"><circle cx=\"200\" cy=\"200\" r=\"200\" class=\"rbc-circle-dash-stroke rbc-circle-dash-stroke-1\" style=\"transform: scale(1.046);\"><\/circle><circle cx=\"200\" cy=\"200\" r=\"400\" class=\"rbc-circle-dash-stroke rbc-circle-dash-stroke-2\" style=\"transform: scale(1.092);\"><\/circle><circle cx=\"200\" cy=\"200\" r=\"770\" class=\"rbc-circle-dash-stroke rbc-circle-dash-stroke-3\" style=\"transform: scale(1.138);\"><\/circle><\/svg>\n\t\t\t\t\t<span class=\"wheel-content position-absolute h-100 w-100 d-flex align-items-center justify-content-center text-center h3 c-white mb-0\" style=\"pointer-events: none;\">\n\t\t\t\t\t\tKey\t\t\t\t\t\t<br \/>\n\t\t\t\t\t\tfactors\t\t\t\t\t<\/span>\n\t\t\t\t\t<svg id=\"approachWheel\" data-tab_ids=\"[&quot;familyvalues&quot;,&quot;preparedness&quot;,&quot;financialsecurity&quot;,&quot;discussion&quot;,&quot;guidance&quot;]\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 268 268\" aria-labelledby=\"wheelTitle\" role=\"img\" class=\"wheel-svg rbc-display rbcwm-tabbed-wheel position-relative zi-5 overflow-visible\">\n\t\t\t\t\t\t<title id=\"wheelTitle\">\n\t\t\t\t\t\t\tKey factors\t\t\t\t\t\t<\/title>\n\t\t\t\t\t\t<defs><path id=\"wheelTextPath-tabbed-large\" d=\"M22.8,135A112.2,112.2,0,1,1,135,247.2,112.2,112.2,0,0,1,22.8,135\"><\/path><\/defs>\n\t\t\t\t\t\t<g role=\"tablist\" class=\"wheel-wrap\" style=\"transform: rotate(0deg);\">\n\t\t\t\t\t\t\t<g transform=\"rotate(0, 134, 134)\" class=\"wheel-group active\">\n\t\t\t\t\t\t\t\t<path d=\"M134.81,35.5a98.46,98.46,0,0,1,57.83,19.38l20.85-28.16C166-8.41,104.4-8.94,56.31,25.38L76.68,53.89A98.35,98.35,0,0,1,134.81,35.5Z\" class=\"wheel-slice\"><\/path>\n\t\t\t\t\t\t\t\t<text class=\"wheel-slice-text wheel-text\"><textPath xlink:href=\"#wheelTextPath-tabbed-large\" startOffset=\"175\">Family values<\/textPath><\/text>\n\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t<g transform=\"rotate(72, 134, 134)\" class=\"wheel-group\">\n\t\t\t\t\t\t\t\t<path d=\"M134.81,35.5a98.46,98.46,0,0,1,57.83,19.38l20.85-28.16C166-8.41,104.4-8.94,56.31,25.38L76.68,53.89A98.35,98.35,0,0,1,134.81,35.5Z\" class=\"wheel-slice\"><\/path>\n\t\t\t\t\t\t\t\t<text class=\"wheel-slice-text wheel-text\"><textPath xlink:href=\"#wheelTextPath-tabbed-large\" startOffset=\"175\">Preparedness<\/textPath><\/text>\n\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t<g transform=\"rotate(144, 134, 134)\" class=\"wheel-group\">\n\t\t\t\t\t\t\t\t<path d=\"M134.81,35.5a98.46,98.46,0,0,1,57.83,19.38l20.85-28.16C166-8.41,104.4-8.94,56.31,25.38L76.68,53.89A98.35,98.35,0,0,1,134.81,35.5Z\" class=\"wheel-slice\"><\/path>\n\t\t\t\t\t\t\t\t<text class=\"wheel-slice-text wheel-text\"><textPath xlink:href=\"#wheelTextPath-tabbed-large\" startOffset=\"175\">Financial security<\/textPath><\/text>\n\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t<g transform=\"rotate(216, 134, 134)\" class=\"wheel-group\">\n\t\t\t\t\t\t\t\t<path d=\"M134.81,35.5a98.46,98.46,0,0,1,57.83,19.38l20.85-28.16C166-8.41,104.4-8.94,56.31,25.38L76.68,53.89A98.35,98.35,0,0,1,134.81,35.5Z\" class=\"wheel-slice\"><\/path>\n\t\t\t\t\t\t\t\t<text class=\"wheel-slice-text wheel-text\"><textPath xlink:href=\"#wheelTextPath-tabbed-large\" startOffset=\"175\">Discussion<\/textPath><\/text>\n\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t<g transform=\"rotate(288, 134, 134)\" class=\"wheel-group\">\n\t\t\t\t\t\t\t\t<path d=\"M134.81,35.5a98.46,98.46,0,0,1,57.83,19.38l20.85-28.16C166-8.41,104.4-8.94,56.31,25.38L76.68,53.89A98.35,98.35,0,0,1,134.81,35.5Z\" class=\"wheel-slice\"><\/path>\n\t\t\t\t\t\t\t\t<text class=\"wheel-slice-text wheel-text\"><textPath xlink:href=\"#wheelTextPath-tabbed-large\" startOffset=\"175\">Guidance<\/textPath><\/text>\n\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t<\/g>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-tk-tabs rbc-tab-expandable rbc-tab-medium rbc-tab-nav-between overlap-top overlap-bottom rbc-tab-flush rbc-block-grey\"><nav class=\"rbc-tab-nav\"><button class=\"rbc-tab-scroll-button rbc-tab-scroll-button-left rbc-d-none\"><div class=\"rbc-icon rbc-tab-scroll-button-icon\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fas fa-angle-left\"><\/i><\/div><span class=\"sr-only\">Move left<\/span><\/button><div class=\"rbc-tab-scroll-wrap\"><ul role=\"tablist\" class=\"rbc-tab-items\"><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"familyvalues\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"0\">Family values<\/span><\/span><\/button><\/li><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"preparedness\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"1\">Preparedness<\/span><\/span><\/button><\/li><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"financialsecurity\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"2\">Financial security<\/span><\/span><\/button><\/li><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"discussion\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"3\">Discussion<\/span><\/span><\/button><\/li><li role=\"none\" class=\"rbc-tab-item\"><button aria-controls=\"guidance\" aria-selected=\"false\" role=\"tab\" class=\"single-item rbc-tab-link\"><span class=\"rbc-tab-link-text\"><span data-id=\"4\">Guidance<\/span><\/span><\/button><\/li><\/ul><\/div><button class=\"rbc-tab-scroll-button rbc-tab-scroll-button-right rbc-d-none\"><div class=\"rbc-icon rbc-tab-scroll-button-icon\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fas fa-angle-right\"><\/i><\/div><span class=\"sr-only\">Move right<\/span><\/button><\/nav><section class=\"wp-block-tk-blocks-tabs\">\n<div data-tab-id=\"0\" class=\"wp-block-tk-tab-content active\"><section class=\"rbc-tab-content-wrap\"><div id=\"familyvalues\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-it-s-easier-to-pass-down-your-money-than-your-values\"><strong>It\u2019s easier to pass down your money than your values<\/strong><\/h2>\n\n\n\n<p>In our survey, every generation agreed (over 90 percent) that their family values are the foundation of their financial values. Yet having your family values resonate with the next generation requires intention and time. Perhaps that&#8217;s why just 52 percent of Givers have discussed their values with their intended beneficiaries.<\/p>\n\n\n\n<p>Givers who have had conversations about their values with intended beneficiaries are much more likely to feel very prepared to leave an inheritance (71 percent compared to 51 percent of all Givers).<\/p>\n\n\n\n<p><strong>Have you thought about your family&#8217;s values and how to ensure they carry on?<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/mother-hugging-daughter-bride-outdoor-wedding-3210x2140-1.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n\n\n\n<div data-tab-id=\"1\" class=\"wp-block-tk-tab-content\"><section class=\"rbc-tab-content-wrap\"><div id=\"preparedness\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-avoid-confusion-chaos-and-conflict\"><strong>Avoid confusion, chaos and conflict<\/strong><\/h2>\n\n\n\n<p>Our survey revealed that family harmony is one of the most important aspects of family legacy across all generations (54 percent of baby boomers, 46 percent of Gen Xers and 53 percent of millennials). However, harmony is only possible when everyone understands their role in the wealth-transfer process.<\/p>\n\n\n\n<p>Eighty-three percent of Givers don\u2019t believe their heirs are informed and prepared about the wealth they will be inheriting, yet 61 percent have not provided guidance or direction to their beneficiaries. On the other hand, only 54 percent of Receivers feel very prepared to receive an inheritance. Despite these findings, 89 percent of Gen Xers and 82 percent of millennials indicated that receiving an inheritance would allow them to start thinking about their own legacy.<\/p>\n\n\n\n<p><strong>How prepared are you as a Giver or Receiver?<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/senior-couple-doing-paperwork-at-home-3210x2140-1.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n\n\n\n<div data-tab-id=\"2\" class=\"wp-block-tk-tab-content\"><section class=\"rbc-tab-content-wrap\"><div id=\"financialsecurity\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-provide-your-heirs-with-financial-security-not-a-life-of-leisure\"><strong>Provide your heirs with financial security, not a life of leisure<\/strong><\/h2>\n\n\n\n<p>The majority (84 percent) of surveyed Givers agreed that ensuring their family is financially secure for generations is a top priority. However, 75 percent of Givers also want to enjoy life now, even if it means passing on less to their heirs.<\/p>\n\n\n\n<p>Ninety-four percent of Receivers indicated they would treat the money they inherit differently than what they earn, and 93 percent don\u2019t anticipate spending their inheritance but investing it. Giving while living allows you to witness the impact of your wealth. Your RBC Wealth Management financial advisor can help you create or review your retirement income plan to determine when and how much you can give.<\/p>\n\n\n\n<p><strong>How will giving now affect your future?<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/couple-reading-on-couch-3210x2140-1.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n\n\n\n<div data-tab-id=\"3\" class=\"wp-block-tk-tab-content\"><section class=\"rbc-tab-content-wrap\"><div id=\"discussion\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-start-the-conversation\"><strong>Start the conversation<\/strong><\/h2>\n\n\n\n<p>All generations of survey respondents agreed that it\u2019s important to talk about an inheritance with those who will receive it (89 percent of baby boomers, 98 percent of&nbsp;Gen Xers and 97 percent of millennials).<\/p>\n\n\n\n<p>Despite this, only 39 percent of Givers have provided guidelines or direction to their beneficiaries. The time to have the family inheritance discussion is now, not when the heirlooms and assets are passed down. Ninety-nine percent of all Receivers indicated they want to respect the wishes of those leaving them an inheritance.<\/p>\n\n\n\n<p>Sharing your thoughts with each other now helps your heirs better understand your wishes and not feel paralyzed by their newfound wealth.<\/p>\n\n\n\n<p><strong>Have you and your beneficiaries had a real conversation about what\u2019s to come?<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/young-woman-having-coffee-with-parents-at-home-3210x2140-1.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n\n\n\n<div data-tab-id=\"4\" class=\"wp-block-tk-tab-content\"><section class=\"rbc-tab-content-wrap\"><div id=\"guidance\" role=\"tabpanel\" class=\"rbc-tab-expandable-content rbc-tab-content\"><div class=\"rbc-tab-content-body\">\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-flush rbc-block-image-bleed rbc-block-image-mobile-top has-white-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-your-financial-advisor-is-uniquely-positioned-to-help-you\">Your financial advisor is uniquely positioned to help you<\/h2>\n\n\n\n<p>According to our survey, financial advisors are the primary resource high-net-worth individuals would consult to learn more about inheritances: 78 percent for baby boomers, 71 percent for Gen Xers and 67 percent for millennials.<\/p>\n\n\n\n<p>Think beyond investment strategies and tax minimization. Your RBC Wealth Management financial advisor can help you live for today, plan for tomorrow and navigate conversations with your loved ones to ensure your legacy and family values continue.<\/p>\n\n\n\n<p><strong>Is your wealth transfer plan ready?<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/financial-advisor-with-senior-couple-at-home-3210x2140-1.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n<\/div><\/div><\/section><\/div>\n<\/section><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-grey rbc-block-flush-bottom rbc-block-image-bleed rbc-block-image-mobile-top has-block-grey-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<h2 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-3936e37a726962cfdb585dac2cf66900\" id=\"h-gain-peace-of-mind-about-the-future\">Gain peace of mind about the future<\/h2>\n\n\n\n<p class=\"has-theme-color has-text-color has-link-color wp-elements-2def88bb3937d6434f0520aeb3038873\">Our RBC WealthPlan interactive technology, including RBC Retirement Paycheck, helps you and your financial advisor visualize and prepare for your retirement and wealth transfer, no matter when you plan to give to heirs or causes.<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-0 flex-lg-row-reverse\"><div class=\"rbc-block-image-bleed-img-wrap  d-flex flex-lg-row-reverse\"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-left\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/06\/senior-couple-with-advisor-in-home-3210x2140-1.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block alignfull rbc-block rbc-block-flush-bottom rbc-block-grey rbc-block-has-overlap rbc-block-small has-theme-color has-block-grey-background-color has-text-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button rbc-button-block row no-gutters align-items-end b-white blockId-e3c1857d-d45e-42f7-b502-4822a2427512 blockId-ced33434-fb18-449a-a45d-a1d5b7c2982e blockId-e5be623c-9a8d-4a66-aebb-8f44f969e9d6 blockId-9c5d2c53-9359-4c8d-bb54-5b909fef916d blockId-cf4d1698-756b-4cb0-9c14-33e384dfc320 blockId-d0121a51-394d-4ab3-b79e-a34457794a45 blockId-7882534e-fb40-4045-a1b3-ec3d9a5a634e blockId-71b5decf-64b0-42bf-8d6a-ec645b9a56ac blockId-c8c4513a-b9e2-4fa6-8a71-eeecb95dc76b blockId-1c9749f9-42ad-4f45-a0e4-61ec6678beec blockId-3290a08d-b93c-4339-9b87-e427b538d684 blockId-6f323766-6080-4a90-b0fe-6772aa3ec275 blockId-b7fe3f00-12b0-48ec-86f8-e6c787c2d002 blockId-4cc204b1-ff93-479d-b737-9de1444750dd blockId-edfd76fb-986c-4359-94b1-1ffbb6afd081 blockId-62177ac0-0f36-430c-829e-789ea616a92b blockId-db8991fd-0224-45fe-ad9d-d7428d399db6 blockId-5f0844ec-3be6-46bd-afbb-60e8235e805b blockId-ed0e8e78-2fc9-45cf-8927-e523da72bc00 blockId-4538a9df-18fd-4a1c-848e-a0e1b1d60afb blockId-0a445c5b-08d3-4184-8a04-382fcd86e962 blockId-f0701536-de4c-43fb-baa0-697518ebe51f blockId-fe270b94-c51e-424b-9ea4-fba78d078e52 blockId-4485ebdd-aa76-48b8-80c6-d538200a4503 blockId-2cd61ff9-2bac-4fa7-a3bd-2ef8287aeb03 blockId-d065d8bf-d139-423b-a911-3e571df00aae blockId-fdfb9998-4ad3-4df5-be8e-6b9a78b34a3a blockId-46c2d367-a2fe-49fe-b78e-2417f3ccc0de blockId-c66ddcf3-7dbc-490b-b731-1e95f0caf663 rbc-block-has-overlap overlap-bottom\"><div class=\"rbc-card\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col-lg-8\"><h3 class=\"mb-0 rbc-button-block-title\"><span>Make informed decisions for today and tomorrow<\/span><\/h3><hr class=\"hr-mini my-1-half bdr-accent\"\/>\n<p class=\"paragraph-intro\">Get started on your wealth transfer planning with guidance&nbsp;from your RBC Wealth Management financial advisor.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-7\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/contact\" target=\"_self\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right\"><\/i><\/div><span>Contact us<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block has-white-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-related-articles\">Related articles<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p><\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t<div class=\"row overlap-bottom\">\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2019\/08\/rear-view-of-multi-generation-family-holding-hands-in-park.jpg');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Family wealth: How to engage the next generation<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tGlobal wealth\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<p class=\"rbc-media-card-text\"><p>Taking the time to prepare the next generation can help make sure they have a concrete understanding of the values underpinning your family wealth goals.<\/p>\n<\/p>\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/family-wealth-how-to-engage-the-next-generation\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t6 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Family wealth: How to engage the next generation<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/grandfather-grandson-building-jigsaw-puzzle-in-page.jpg?w=778');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Giving while living: How to start gifting assets during your lifetime<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tWealth transfer\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<p class=\"rbc-media-card-text\"><p>Lifetime gifting can be a useful wealth transfer strategy to mitigate taxes and help heirs.  <\/p>\n<\/p>\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/giving-while-living\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t7 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Giving while living: How to start gifting assets during your lifetime<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2018\/09\/smiling-mature-woman-looking-out-window.jpg');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Inheritance planning: Beating the \u201cshirtsleeves to shirtsleeves\u201d adage<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tLegacy\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<p class=\"rbc-media-card-text\"><p>The path to a successful inheritance requires planning and education between the generations. Are you and your heirs ready?<\/p>\n<\/p>\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/inheritance-planning-beating-the-shirtsleeves-to-shirtsleeves-adage\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t7 minute read\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Inheritance planning: Beating the \u201cshirtsleeves to shirtsleeves\u201d adage<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush has-white-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<p class=\"is-style-caption\"><strong>Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.<\/strong><\/p>\n\n\n\n<p class=\"is-style-caption\"><strong>IMPORTANT: The projections or other information generated by RBC WealthPlan regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.<\/strong><\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":26,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"campaign\/wealth-transfer-are-you-ready","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-21789","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Wealth transfer: Are you ready? - RBC Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wealth transfer: Are you ready?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready\" \/>\n<meta property=\"og:site_name\" content=\"RBC Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-20T20:58:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/share-logo-1200x630-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready\",\"name\":\"Wealth transfer: Are you ready? - RBC Wealth Management\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website\"},\"datePublished\":\"2025-06-09T18:25:44+00:00\",\"dateModified\":\"2025-06-20T20:58:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Wealth transfer: Are you ready?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/\",\"name\":\"RBC Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization\",\"name\":\"RBC Wealth Management\",\"alternateName\":\"RBC Wealth Management\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png\",\"contentUrl\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Wealth Management\"},\"image\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Wealth transfer: Are you ready? - RBC Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready","og_locale":"en_US","og_type":"article","og_title":"Wealth transfer: Are you ready?","og_url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready","og_site_name":"RBC Wealth Management","article_modified_time":"2025-06-20T20:58:28+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/share-logo-1200x630-1.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready","name":"Wealth transfer: Are you ready? - RBC Wealth Management","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website"},"datePublished":"2025-06-09T18:25:44+00:00","dateModified":"2025-06-20T20:58:28+00:00","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/wealth-transfer-are-you-ready#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/en-us\/"},{"@type":"ListItem","position":2,"name":"Wealth transfer: Are you ready?"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/","name":"RBC Wealth Management","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/en-us\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization","name":"RBC Wealth Management","alternateName":"RBC Wealth Management","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png","width":3000,"height":2000,"caption":"RBC Wealth Management"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/"}}]}},"jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-04-13 03:59:25","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"rbcwm_content_owner","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Wealth Management","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/en-us","push-errors":false,"last_revision_date":"2025-06-20 16:58:27","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/pages\/21789","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/comments?post=21789"}],"version-history":[{"count":46,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/pages\/21789\/revisions"}],"predecessor-version":[{"id":22443,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/pages\/21789\/revisions\/22443"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/media?parent=21789"}],"wp:term":[{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_content_owner?post=21789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}