{"id":5936,"date":"2023-06-28T12:54:17","date_gmt":"2021-11-23T00:23:15","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-us\/?page_id=5936"},"modified":"2026-01-09T17:56:14","modified_gmt":"2026-01-09T22:56:14","slug":"health-care-in-retirement","status":"publish","type":"page","link":"https:\/\/www.rbcwealthmanagement.com\/en-us\/campaign\/health-care-in-retirement","title":{"rendered":"Health care in retirement"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm rbc-hero-has-image-bleed rbc-hero-overlap rbc-hero-overlap-mobile rbc-hero-ub7t64jo3 hide-mobile-energy-lines rbc-hero-pb\"><style>\n\t\t.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\tbackground: linear-gradient(90deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before {\n\t\t\tbackground: linear-gradient(180deg, #023169 20%, rgba(94, 120, 131, 0) 60%);\n\t\t}\n\n\t\t.rbc-hero-ub7t64jo3 .rbc-hero-energy-lines.rbc-hero-energy-lines-left {\n\t\t\ttransform: scaleX(-1);\n\t\t}\n\n\t\t@media (max-width: 991px) {\n\t\t\t.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient::before,\n\t\t\t.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom::before,\n\t\t\t.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient.rbc-hero-has-image-bleed::before {\n\t\t\t\tbackground: none;\n\t\t\t}\n\n\t\t\t.rbc-hero-ub7t64jo3.rbc-hero-has-image-full.hide-mobile-energy-lines .rbc-hero-energy-lines {\n\t\t\t\tdisplay: none;\n\t\t\t}\n\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient .rbc-hero-img-wrap::after {\n\t\t\t\tbackground: linear-gradient( 0deg, #023169 0%, rgba(94, 120, 131, 0) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .rbc-hero-img-wrap::before,\n            .wp-block-rbcwm-hero-block.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient.rbc-hero-has-image-bottom .container .rbc-hero-img-wrap::before {\n\t\t\t\tbackground: linear-gradient( 180deg, #023169 0%, rgba( 94, 120, 131, 0 ) 25% );\n\t\t\t}\n\t\t\t\n\t\t\t.wp-block-rbcwm-hero-block.rbc-hero-ub7t64jo3.is-style-rbc-hero-gradient .rbc-hero-card {\n\t\t\t\tbackground: #023169;\n\t\t\t}\n\t\t}\n\t<\/style><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-7 rbc-hero-card-content\"><div class=\"rbc-card rbc-hero-card rbc-hero has-content\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>Health care in retirement<\/span><\/h1>\n<p class=\"rbc-hero-subtitle\">Examining the current health care landscape<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"rbc-hero-img-wrap col-lg-5 order-2 order-lg-1\"><div class=\"rbc-hero-img bleed-img-right  rbc-hero-img-desktop-bottom-center rbc-hero-img-mobile-bottom-center\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/06\/grandfather-and-grandson-with-fishing-rods.webp?w=1600)\"><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey rbc-block-has-overlap has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"row wrap blockId-76450b11-066c-4cf7-bb58-9471a12b34de\">\n<div class=\"wp-block-rbcwm-column col-lg-12\">\n<h2 class=\"wp-block-heading mb-0\" id=\"h-the-financial-goal-you-can-t-ignore\">The financial goal you can&#8217;t ignore<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-mini-accent my-1-half\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-6 mb-3 mb-lg-0\">\n<p class=\"is-style-intro\">Health care expenses may be one of the most underestimated yet significant financial challenges to living the retirement lifestyle you envision. Explore our RBC Wealth Insights report&nbsp;&#8220;Taking control of health care in retirement&#8221;&nbsp;to learn how you can prepare for your future, today.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-6\">\n<p><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end justify-content-end blockId-81f3fae8-23e1-48fa-9940-7dd0cd6b1117 blockId-1baabc71-4b21-4c70-9dea-d952b6073e4c blockId-788ba9b6-d8da-4d31-a11b-839d3337481c blockId-d8568e39-f649-4b8d-812b-bdbd1fe8b177 blockId-404d25f8-d7e6-448a-a578-7444c1abf98f blockId-1d32e9a0-6545-47fc-bf54-1fb8e9d39e88 b-rbc-block-grey overlap-bottom\"><div class=\"col-lg-6 order-1\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/assets\/wp-content\/uploads\/documents\/insights\/taking-control-of-health-care-in-retirement.pdf\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\" rel=\"noopener\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><span>Download the full report<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-image-full has-parallax\"><div class=\"rbc-block-image-img rbc-block-image-full-img \" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><div class=\"rbc-block-image-parallax\" style=\"opacity:1;background-position:top\" data-src=\"https:\/\/wpvip-rbcwealthmanagement-com-preprod.go-vip.net\/en-us\/wp-content\/uploads\/sites\/7\/2023\/10\/two-hikers-looking-over-mountain-range.jpg\" data-lazy=\"true\"><\/div><\/div><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100\"><header class=\"col-lg-9 rbc-block-image-header\"><h2 class=\"rbc-block-image-title\"><span>Pain points to consider<\/span><\/h2><div class=\"wrap row\"><p class=\"col-lg-9\">When it comes to planning for your retirement health care costs, the choices you make now can help you get a head start on having sufficient resources for the health care you may someday need.<\/p><\/div><\/header>\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-12\"><div class=\"\">\n<h2 class=\"wp-block-heading\" id=\"h-\"><\/h2>\n\n\n\n<div class=\"wp-block-group wrap not-staggered-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"row blockId-f315f47d-6889-426f-8171-cc71a6f38e9a\">\n<div class=\"wp-block-rbcwm-column col-lg-4  mb-1 not-staggered-col\">\n<div class=\"wp-block-rbcwm-card rbc-card ani-opacity-up h-100\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity-up&quot;,&quot;remove&quot;:&quot;ani-opacity-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div>\n<div class=\"wp-block-group text-center mb-2 is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-medium is-resized img-fluid\"><img decoding=\"async\" src=\"https:\/\/wpvip-rbcwealthmanagement-com-preprod.go-vip.net\/en-us\/wp-content\/uploads\/sites\/7\/2023\/10\/Universal-concern-80-percent.png?w=300\" alt=\"\" class=\"wp-image-15291\" style=\"width:150px;height:150px\"\/><\/figure>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Universal concern<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-mini-accent my-1\"\/>\n\n\n\n<p>80% of respondents indicated worries over their ability to fund health care expenses in retirement. Although this concern spanned all demographic categories, women and college-educated were more likely to be concerned.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-4  mb-1 not-staggered-col\">\n<div class=\"wp-block-rbcwm-card rbc-card ani-opacity-up h-100\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity-up&quot;,&quot;remove&quot;:&quot;ani-opacity-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div>\n<div class=\"wp-block-group text-center mb-2 is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-medium is-resized img-fluid\"><img decoding=\"async\" src=\"https:\/\/wpvip-rbcwealthmanagement-com-preprod.go-vip.net\/en-us\/wp-content\/uploads\/sites\/7\/2023\/10\/No-plan-56-percent.png?w=300\" alt=\"\" class=\"wp-image-15293\" style=\"width:150px;height:150px\"\/><\/figure>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">No plan<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-mini-accent my-1\"\/>\n\n\n\n<p>Despite this anxiety, only about half of our survey group have taken the time to factor health care expenses into their plan. Among the group that hasn\u2019t planned for health expenses, more than half say they have no wealth plan for retirement at all.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-column col-lg-4  mb-1 not-staggered-col\">\n<div class=\"wp-block-rbcwm-card rbc-card ani-opacity-up h-100\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity-up&quot;,&quot;remove&quot;:&quot;ani-opacity-up-from&quot;}\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div>\n<div class=\"wp-block-group text-center mb-2 is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-medium is-resized img-fluid\"><img decoding=\"async\" src=\"https:\/\/wpvip-rbcwealthmanagement-com-preprod.go-vip.net\/en-us\/wp-content\/uploads\/sites\/7\/2023\/10\/Unease-persists-50-percent.png?w=300\" alt=\"\" class=\"wp-image-15294\" style=\"width:150px;height:150px\"\/><\/figure>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Unease persists<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-mini-accent my-1\"\/>\n\n\n\n<p>Of the group that took action to factor health care expenses into their plan, half believed they underestimated the true cost. <\/p>\n\n\n\n<p>Due to longevity and prevalence of chronic diseases like dementia, women need to plan to spend more on health care as they age.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-media-card-columns row\">\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/closeup-medical-hospital-bill-prescription-medicine.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/closeup-medical-hospital-bill-prescription-medicine.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Projecting the real cost of<br>health care in retirement<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">With seniors more active than ever \u2013 and with lifespans steadily increasing \u2013 maintaining good health as you age is a top priority. Yet, as the cost o\u2026<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/projecting-the-real-cost-of-health-care-in-retirement\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\"3 minute read\" class=\"rbc-media-card-cta-link\">3 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/happy-young-man-and-woman-reviewing-finances-in-page.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/happy-young-man-and-woman-reviewing-finances-in-page.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Start planning now for retirement healthcare costs<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">Whether retirement is a long-range goal or a near-term prospect, your most valuable asset is time. The choices you make now can help you get a head st\u2026<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/start-planning-now-for-retirement-healthcare-costs\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\"4 minute read\" class=\"rbc-media-card-cta-link\">4 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/close-up-of-female-making-calculations.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/close-up-of-female-making-calculations.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Explore the benefits of a Health Savings Account<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">Health Savings Accounts offer you a tax advantaged way to build a nest egg to specifically fund health care expenses. It pays to start as early as you\u2026<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/explore-the-benefits-of-a-health-savings-account\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\"6 minute read\" class=\"rbc-media-card-cta-link\">6 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/Seniors-practicing-yoga-under-sunny-blue-sky-in-page.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/Seniors-practicing-yoga-under-sunny-blue-sky-in-page.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>How to plan your health care and life expectancy<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">Successfully planning for retirement health care includes not only considering how long you may realistically live, but also thinking about your perso\u2026<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/how-to-plan-your-health-care-and-life-expectancy\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\"3 minute read\" class=\"rbc-media-card-cta-link\">3 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/elderly-woman-laughing-with-a-nurse-in-page.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/elderly-woman-laughing-with-a-nurse-in-page.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Plan ahead for potential long-term care expenses<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">Maintaining independence for as long as possible remains a top priority for most Americans. Learn how to plan for the retirement you desire.<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/plan-ahead-for-potential-long-term-care-expenses\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\"7 minute read\" class=\"rbc-media-card-cta-link\">7 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/patient-insurance-form-with-stethoscope.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/patient-insurance-form-with-stethoscope.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Understanding Medicare costs and coverage<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">Making sense of the various parts of Medicare, what they cover \u2013 and often what they do not cover \u2013 as well as the costs and co-pays you are responsib\u2026<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/understanding-medicare-costs-and-coverage\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\"5 minute read\" class=\"rbc-media-card-cta-link\">5 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/senior-couple-leafing-through-their-wedding-album.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/senior-couple-leafing-through-their-wedding-album.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Addressing memory decline and dementia<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">The number of Americans living with dementia is growing rapidly, particularly among women. Without a proven cure, it\u2019s important to recognize the warn\u2026<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/addressing-memory-decline-and-dementia\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\"3 minute read\" class=\"rbc-media-card-cta-link\">3 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-media-card rbc-card-col-my rbc-media-card-col col-lg-4 col-md-6 col-12\"><div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical \"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body \"><div aria-label=\"an image of https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/senior-woman-doing-paperwork-at-home.webp\" role=\"img\" class=\"rbc-media-card-image\" style=\"background-image:url(https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/07\/senior-woman-doing-paperwork-at-home.webp)\"><\/div><h4 class=\"rbc-media-card-title rbc-media-card-title-wrap \"><span class=\"rbc-media-card-title-link\"><span>Dementia: How I lost my life savings<\/span><\/span><\/h4><span class=\"category rbc-media-card-category\">Health care<\/span><p class=\"rbc-media-card-text\">Nancy Carlson&#8217;s life took an unexpected turn when her husband of 30 years started making a series of bad financial decisions.<\/p><a href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/dementia-how-i-lost-my-life-savings\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\"><span aria-label=\" 7 minute read\" class=\"rbc-media-card-cta-link\"> 7 minute read<div class=\"rbc-icon\"><i aria-hidden=\"true\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/span><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\"><div class=\"wrap\">\n<p class=\"is-style-caption has-dark-grey-color has-text-color\">Neither RBC Wealth Management, a division of RBC Capital Markets, LLC (\u201cRBC WM\u201d), nor its affiliates or employees provide legal, accounting or tax advice. All legal, accounting or tax decisions regarding your accounts and any transactions or investments entered into in relation to such accounts, should be made in consultation with your independent advisors. No information, including but not limited to written materials, provided by RBC WM or its affiliates or employees should be construed as legal, accounting or tax advice.<\/p>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-grey rbc-footer-footnotes rbc-block-small has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"row wrap blockId-15f0b13c-8892-405c-99e1-3e0e98983ef8\">\n<div class=\"wp-block-rbcwm-column col-lg-12\">\n<p class=\"is-style-caption has-dark-grey-color has-text-color\"><strong>Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.<\/strong> <\/p>\n\n\n\n<p class=\"is-style-caption has-dark-grey-color has-text-color\"><strong>RBC Wealth Management, a division of RBC Capital Markets, LLC, registered investment adviser and Member <a href=\"https:\/\/www.nyse.com\/index\">NYSE<\/a>\/<a href=\"https:\/\/www.finra.org\/\">FINRA<\/a>\/<a href=\"https:\/\/www.sipc.org\/\">SIPC<\/a>.<\/strong><\/p>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Health care expenses may be one of the most underestimated yet significant financial challenges to living the retirement lifestyle you envision. Prepare for your future today.<\/p>\n","protected":false},"author":35,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"campaign\/health-care-in-retirement","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-5936","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Health care in retirement \u2013 RBC Wealth Management<\/title>\n<meta name=\"description\" content=\"Health care expenses may be one of the most underestimated yet significant financial challenges to living the retirement lifestyle you envision. 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