{"id":2700,"date":"2025-04-10T10:45:09","date_gmt":"2025-04-10T14:45:09","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insightswealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\/"},"modified":"2026-03-12T13:49:53","modified_gmt":"2026-03-12T17:49:53","slug":"wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence","title":{"rendered":"Wealth planning considerations to help protect your portfolio from market turbulence"},"content":{"rendered":"\n

In times of market turbulence, investors may wonder how long the roller coaster ride will last, and whether they need to get off at the next stop.<\/p>\n\n\n\n

Even those who have traditionally made all the right moves, such as investing for the long term and keeping their portfolios diversified, might find it difficult to keep their emotions in check.<\/p>\n\n\n\n

It\u2019s important to remember that weathering market downturns and corrections is a normal part of the wealth-building process. Since 1928, the S&P 500 has experienced a correction\u2014typically defined as a decline of at least 10 percent from recent highs\u2014every one to two years, on average. And each time, it eventually recovered lost ground and moved to new heights.<\/p>\n\n\n\n

Instead of making knee-jerk reactions<\/a> during difficult times, investors should focus on their long-term plans and take deliberate steps that can further those goals.<\/p>\n\n\n\n

\u201cWe can’t control what’s going on in the market, but we as investors are not completely powerless,” says Angie O’Leary<\/a>, head of Wealth Strategies and Solutions at RBC Wealth Management\u2013U.S. \u201cThere are things we can do to strengthen our financial health in a down market.”<\/p>\n\n\n\n

Here are seven important strategies to consider during market turbulence.<\/p>\n\n\n\n

1. Revisit your wealth plan with your financial advisor<\/h2>\n\n\n\n

Even if you have a solid plan, you should be prepared for your net worth to take a hit, depending on your asset allocation. But as long as you stay invested, the loss is merely a paper loss, and doesn\u2019t become a realized loss until you sell. History tells us that recoveries happen, and in those situations, the best offense has been a good defense that holds the line.<\/p>\n\n\n\n

So take this opportunity to ask big-picture questions about your wealth plan<\/a>. Have your goals changed? Is your risk tolerance and time horizon still appropriate, and does your portfolio still have an appropriate level of diversification? Having this conversation with your financial advisor can help redirect your focus out of the short-term uncertainty and back to planning for the long term instead.<\/p>\n\n\n\n

2. Review sources of liquidity to cover surprise expenses<\/h2>\n\n\n\n

Uncertain times may lead to unexpected expenses. Create a liquidity plan that includes an emergency fund<\/a>, as well as access to credit and lending. This can be a vital safety net if you\u2019re unable or don\u2019t want to tap into your other investments because they\u2019re impacted by the market, or are more illiquid or inaccessible.<\/p>\n\n\n\n

3. Retirees and near-retirees should conduct an income check-up<\/h2>\n\n\n\n

Market volatility can take an especially significant toll on those in or near retirement. That makes it critical to work with your financial advisor to understand how the market, inflation, taxes, interest rates and other risks could impact your nest egg and income needs.<\/p>\n\n\n\n

In some cases, annuity strategies can make sense to proactively plan guaranteed income streams for essential expenses during retirement. This approach can take pressure off having to take larger distributions for recurring expenses during volatile periods.<\/p>\n\n\n\n

4. Consider opportunities within your portfolio to tactically harvest losses for tax purposes and reposition your portfolio for growth<\/h2>\n\n\n\n

This can be especially impactful if you have realized gains and see an opportunity to trade up in quality, growth potential or even to better align your portfolio with your personal values. Keep in mind that even if you don\u2019t use losses generated in the current year to offset gains, those losses may be carried forward to future years. Consult your tax advisor to determine if this strategy makes sense for your particular tax situation.<\/p>\n\n\n\n

5. Consider a Roth IRA conversion<\/h2>\n\n\n\n

With a Roth IRA conversion<\/a>, you convert some or all of your money in a traditional IRA into a Roth IRA, and owe income taxes on any funds you convert. A down market could be a good time to consider a Roth IRA conversion or partial conversion, because when your IRA\u2019s value is lower, the tax liability of a Roth conversion would also be reduced. Once converted, your assets can grow tax free and your withdrawals in retirement are also tax free. You may want to consider spreading out your planned Roth conversion over the course of the tax year by using smaller conversions, in case markets continue to drop further. Your financial and tax advisors can help you assess if this strategy is right for you and your particular situation.<\/p>\n\n\n\n

6. Lower your tax bill through charitable contributions<\/h2>\n\n\n\n

Giving to charity can provide personal fulfillment by supporting a cause you\u2019re passionate about, while also providing income and estate tax benefits. For example, if you\u2019re over age 70 \u00bd, you could consider a qualified charitable distribution, where you can donate up to $111,000 (2026 amount) from an IRA directly to a charity. This would reduce your income for the year by the amount of the donation, though you won\u2019t be able to take the charitable deduction.<\/p>\n\n\n\n

7. Discuss plans to reduce estate tax exposure<\/h2>\n\n\n\n

Consider timely strategies that work well in down markets, such as annual gifting or trust strategies using depressed stock. If you have concerns about federal and\/or state estate taxes, one of the guiding planning principles is to transfer assets that have significant growth potential using as little of your gift-tax exemption as possible. Depressed market conditions set the stage for this scenario ideally. It\u2019s important to have a solid wealth plan in place prior to considering these gifting strategies, but a down market can be a great opportunity to effectively gift depressed assets.<\/p>\n\n\n\n

The bottom line<\/h2>\n\n\n\n

Focus on your plan, not on the market. Don\u2019t jeopardize your long-term investment strategy out of fear or other emotional decisions. If you\u2019ve created a strategy that reflects your risk tolerance, time horizon and financial goals, and you make the relevant adjustments over time, you\u2019ll give yourself the ability to look past today\u2019s headlines.<\/p>\n\n\n\n

This article was updated in March 2026.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

How investors react during periods of decline is critical to their long-term success.<\/p>\n","protected":false},"author":22,"featured_media":2702,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcwm_featured_desktop_image_position":"","rbcwm_featured_mobile_image_position":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[52,81,138],"tags":[163,160,161,162],"rbcwm_content_owner":[],"rbcwm_need":[466,463,483],"rbcwm_segment":[467,460,469],"rbcwm_solution":[465],"rbcwm_topic":[470,464],"rbcwm_channel":[],"rbcwm_format":[],"class_list":["post-2700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth-planning","category-your-business","category-your-finances","tag-financial-goals","tag-investment-strategy","tag-market-turbulence","tag-tax-liability","rbcwm_need-grow","rbcwm_need-protect","rbcwm_need-support","rbcwm_segment-business-owners-and-entrepreneurs","rbcwm_segment-individuals-and-families","rbcwm_segment-institutions","rbcwm_solution-wealth-planning","rbcwm_topic-your-business","rbcwm_topic-your-wealth"],"acf":{"rbcwm_subtitle":"How investors react during periods of decline is critical to their long-term success.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":"","disclaimer_footnote":"Neither RBC Wealth Management, a division of RBC Capital Markets, LLC (\u201cRBC WM\u201d), nor its affiliates or employees provide legal, accounting or tax advice. All legal, accounting or tax decisions regarding your accounts and any transactions or investments entered into in relation to such accounts, should be made in consultation with your independent advisors. No information, including but not limited to written materials, provided by RBC WM or its affiliates or employees should be construed as legal, accounting or tax advice.\r\n\r\nPast performance does not guarantee future results.\r\n\r\nInvestment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.<\/strong>"},"rbcwm_insight_cta_id":[8486],"rbcwm_pagination":{"next_link":"","next_link_text":"","previous_link":"","previous_link_text":""},"rbcwm_video_duration":"","article_time":"","rbcwm_enable_toc":false,"rbcwm_toc_selector":"h2"},"yoast_head":"\nWealth planning considerations to help protect your portfolio from market turbulence<\/title>\n<meta name=\"description\" content=\"How investors react during periods of decline is critical to their long-term success.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wealth planning considerations to help protect your portfolio from market turbulence\" \/>\n<meta property=\"og:description\" content=\"How investors react during periods of decline is critical to their long-term success.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\" \/>\n<meta property=\"og:site_name\" content=\"RBC Wealth Management\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-10T14:45:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-12T17:49:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/04\/scl-advisor-meeting-with-couple-hor-EN.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"chloetejada\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Wealth planning considerations to help protect your portfolio from market turbulence\" \/>\n<meta name=\"twitter:description\" content=\"How investors react during periods of decline is critical to their long-term success.\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\"},\"author\":{\"name\":\"chloetejada\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/person\/c2bb0a72d12219d75bf7f724d256ed9c\"},\"headline\":\"Wealth planning considerations to help protect your portfolio from market turbulence\",\"datePublished\":\"2025-04-10T14:45:09+00:00\",\"dateModified\":\"2026-03-12T17:49:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\"},\"wordCount\":991,\"publisher\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg\",\"keywords\":[\"financial goals\",\"investment strategy\",\"market turbulence\",\"tax liability\"],\"articleSection\":[\"Wealth planning\",\"Your business\",\"Your finances\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\",\"name\":\"Wealth planning considerations to help protect your portfolio from market turbulence\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg\",\"datePublished\":\"2025-04-10T14:45:09+00:00\",\"dateModified\":\"2026-03-12T17:49:53+00:00\",\"description\":\"How investors react during periods of decline is critical to their long-term success.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg\",\"contentUrl\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg\",\"width\":3210,\"height\":2140},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Wealth planning considerations to help protect your portfolio from market turbulence\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/\",\"name\":\"RBC Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization\",\"name\":\"RBC Wealth Management\",\"alternateName\":\"RBC Wealth Management\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png\",\"contentUrl\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Wealth Management\"},\"image\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/person\/c2bb0a72d12219d75bf7f724d256ed9c\",\"name\":\"chloetejada\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g\",\"caption\":\"chloetejada\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Wealth planning considerations to help protect your portfolio from market turbulence","description":"How investors react during periods of decline is critical to their long-term success.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence","og_locale":"en_US","og_type":"article","og_title":"Wealth planning considerations to help protect your portfolio from market turbulence","og_description":"How investors react during periods of decline is critical to their long-term success.","og_url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence","og_site_name":"RBC Wealth Management","article_published_time":"2025-04-10T14:45:09+00:00","article_modified_time":"2026-03-12T17:49:53+00:00","og_image":[{"width":1200,"height":627,"url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2025\/04\/scl-advisor-meeting-with-couple-hor-EN.jpg","type":"image\/jpeg"}],"author":"chloetejada","twitter_card":"summary_large_image","twitter_title":"Wealth planning considerations to help protect your portfolio from market turbulence","twitter_description":"How investors react during periods of decline is critical to their long-term success.","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#article","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence"},"author":{"name":"chloetejada","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/person\/c2bb0a72d12219d75bf7f724d256ed9c"},"headline":"Wealth planning considerations to help protect your portfolio from market turbulence","datePublished":"2025-04-10T14:45:09+00:00","dateModified":"2026-03-12T17:49:53+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence"},"wordCount":991,"publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg","keywords":["financial goals","investment strategy","market turbulence","tax liability"],"articleSection":["Wealth planning","Your business","Your finances"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence","name":"Wealth planning considerations to help protect your portfolio from market turbulence","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg","datePublished":"2025-04-10T14:45:09+00:00","dateModified":"2026-03-12T17:49:53+00:00","description":"How investors react during periods of decline is critical to their long-term success.","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#primaryimage","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg","width":3210,"height":2140},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/insights\/wealth-planning-considerations-to-help-protect-your-portfolio-from-market-turbulence#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/en-us\/"},{"@type":"ListItem","position":2,"name":"Wealth planning considerations to help protect your portfolio from market turbulence"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/","name":"RBC Wealth Management","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/en-us\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#organization","name":"RBC Wealth Management","alternateName":"RBC Wealth Management","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/02\/rbc.png","width":3000,"height":2000,"caption":"RBC Wealth Management"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/person\/c2bb0a72d12219d75bf7f724d256ed9c","name":"chloetejada","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rbcwealthmanagement.com\/en-us\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g","caption":"chloetejada"}}]}},"jetpack_featured_media_url":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-content\/uploads\/sites\/7\/2023\/04\/advisor-meeting-with-couple.jpg","jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-05-06 20:38:32","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Wealth Management","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/en-us","push-errors":false,"last_revision_date":"2026-03-10 10:02:47","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/posts\/2700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/comments?post=2700"}],"version-history":[{"count":14,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/posts\/2700\/revisions"}],"predecessor-version":[{"id":25808,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/posts\/2700\/revisions\/25808"}],"acf:post":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_cta\/8486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/media\/2702"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/media?parent=2700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/categories?post=2700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/tags?post=2700"},{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_content_owner?post=2700"},{"taxonomy":"rbcwm_need","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_need?post=2700"},{"taxonomy":"rbcwm_segment","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_segment?post=2700"},{"taxonomy":"rbcwm_solution","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_solution?post=2700"},{"taxonomy":"rbcwm_topic","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_topic?post=2700"},{"taxonomy":"rbcwm_channel","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_channel?post=2700"},{"taxonomy":"rbcwm_format","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/en-us\/wp-json\/wp\/v2\/rbcwm_format?post=2700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}