{"id":1422,"date":"2018-12-03T00:00:00","date_gmt":"2018-12-03T00:00:00","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/2018\/12\/03\/pourquoi-le-barbier-riche-ne-veut-pas-agir-comme-liquidateur-meme-pour-ses-meilleurs-amis\/"},"modified":"2024-10-22T11:56:16","modified_gmt":"2024-10-22T15:56:16","slug":"pourquoi-le-barbier-riche-ne-veut-pas-agir-comme-liquidateur-meme-pour-ses-meilleurs-amis","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/pourquoi-le-barbier-riche-ne-veut-pas-agir-comme-liquidateur-meme-pour-ses-meilleurs-amis","title":{"rendered":"Pourquoi le Barbier riche ne veut pas agir comme liquidateur m\u00eame pour ses meilleurs amis"},"content":{"rendered":"\n

Cet article fait partie d\u2019une s\u00e9rie cr\u00e9\u00e9e en collaboration avec RBC Trust Royal<\/a> et David Chilton, auteur de deux livres \u00e0 succ\u00e8s sur la gestion financi\u00e8re personnelle, Un barbier riche et Le retour du barbier riche, et ancien dragon \u00e0 l\u2019\u00e9mission Dragons\u2019 Den<\/em> de la cha\u00eene CBC.<\/p>\n\n\n\n

J\u2019adore mes amis. Ils sont vraiment super.<\/p>\n\n\n\n

J\u2019ai de la chance de les avoir et je ferais tout pour eux.<\/p>\n\n\n\n

En\ufb01n, presque tout…<\/p>\n\n\n\n

Il y a deux choses que je ne ferais pas pour eux, m\u00eame s\u2019ils me suppliaient.<\/p>\n\n\n\n

Je ne les aiderais pas \u00e0 d\u00e9m\u00e9nager; je suis trop \u00e2g\u00e9 pour \u00e7a.<\/p>\n\n\n\n

Et je n\u2019agirais pas comme liquidateur<\/a> pour l\u2019un d\u2019entre eux; je suis trop intelligent pour \u00e7a.<\/p>\n\n\n\n

Se le faire demander est, certes, un honneur. Mais c\u2019est vraiment di\ufb03cile \u00e0 faire.<\/p>\n\n\n\n

Et c\u2019est particuli\u00e8rement vrai de nos jours. Les personnes fortun\u00e9es sont tellement plus nombreuses. Et souvent, richesse est synonyme de succession complexe. <\/p>\n\n\n\n

Les soci\u00e9t\u00e9s de portefeuille.<\/p>\n\n\n\n

Les \ufb01ducies familiales.<\/p>\n\n\n\n

La d\u00e9tention de titres illiquides de soci\u00e9t\u00e9s priv\u00e9es.<\/p>\n\n\n\n

Les familles recompos\u00e9es.<\/p>\n\n\n\n

Les fondations.<\/p>\n\n\n\n

Les propri\u00e9t\u00e9s immobili\u00e8res \u00e0 l\u2019\u00e9tranger.<\/p>\n\n\n\n

Les r\u00e9sidences secondaires<\/a>.<\/p>\n\n\n\n

L\u2019oncle Clyde.<\/p>\n\n\n\n

Le litige de quatre ans avec l\u2019ARC.<\/p>\n\n\n\n

La troisi\u00e8me \u00e9pouse de l\u2019oncle Clyde.<\/p>\n\n\n\n

La collection d\u2019\u0153ufs de Faberg\u00e9.<\/p>\n\n\n\n

Croyez-moi, g\u00e9rer tout cela, c\u2019est du travail. Du travail stressant. Non reconnu. Chronophage.<\/p>\n\n\n\n

Vous ai-je dit que le liquidateur peut \u00eatre tenu personnellement responsable en cas d\u2019erreur?<\/p>\n\n\n\n

Le week-end dernier, trois amis m\u2019ont parl\u00e9 de relations familiales d\u00e9truites par suite de di\ufb00\u00e9rends avec des membres de la famille qui agissaient en tant que liquidateurs. <\/p>\n\n\n\n

M\u00eame aider quelqu\u2019un \u00e0 d\u00e9m\u00e9nager semble moins d\u00e9sagr\u00e9able et risqu\u00e9.<\/p>\n\n\n\n

Vous voyez pourquoi je crois que les gens fortun\u00e9s, surtout ceux qui ont des successions compliqu\u00e9es (et c\u2019est le cas pour la plupart d\u2019entre eux), devraient embaucher un liquidateur professionnel (corporatif). Et c\u2019est particuli\u00e8rement vrai de nos jours. Les successions d\u2019un million de dollars ou plus sont tellement plus nombreuses qu\u2019auparavant. Et elles sont souvent bien plus complexes que celles des g\u00e9n\u00e9rations pr\u00e9c\u00e9dentes. <\/p>\n\n\n\n

Le liquidateur<\/a> corporatif apporte une perspective impartiale et non \u00e9motionnelle au processus. Son exp\u00e9rience de gestion des questions \ufb01scales et d\u2019\u00e9valuation est inestimable. C\u2019est un v\u00e9ritable professionnel. <\/p>\n\n\n\n

Recourir \u00e0 un liquidateur corporatif est un investissement dans la tranquillit\u00e9 d\u2019esprit et l\u2019harmonie familiale. <\/p>\n\n\n\n

Je ne veux pas que mes enfants subissent le stress et la charge de travail associ\u00e9s \u00e0 la liquidation de mes biens<\/a>, surtout apr\u00e8s avoir perdu la personne la plus in\ufb02uente de leur vie (d\u2019accord, j\u2019exag\u00e8re)!<\/p>\n","protected":false},"excerpt":{"rendered":"

Il y a deux choses que je ne ferais pas pour eux, m\u00eame s\u2019ils me suppliaient. Je ne les aiderais pas \u00e0 d\u00e9m\u00e9nager. Et je n\u2019agirais pas comme liquidateur…<\/p>\n","protected":false},"author":15,"featured_media":1424,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcwm_featured_desktop_image_position":"","rbcwm_featured_mobile_image_position":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[528],"tags":[229,216,228,68,231,233,783,824,665,92,232,230,227],"rbcwm_content_owner":[677],"rbcwm_need":[546,547],"rbcwm_segment":[538],"rbcwm_solution":[550,554],"rbcwm_topic":[553,551],"rbcwm_channel":[],"rbcwm_format":[],"class_list":["post-1422","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mentorat","tag-chilton-campaign","tag-david-chilton","tag-estate-and-trust","tag-estate-planning","tag-executor-services","tag-how-to-choose-an-executor","tag-liquidateur","tag-liquidateur-corporatif","tag-planification-successorale-au-canada","tag-the-wealthy-barber","tag-why-do-i-need-a-professional-executor-of-my-will","tag-wm2018","tag-writing-a-will","rbcwm_content_owner-royal-trust","rbcwm_need-croissance","rbcwm_need-preservation","rbcwm_segment-particuliers-et-familles","rbcwm_solution-planification-de-patrimoine","rbcwm_solution-successions-et-fiducies","rbcwm_topic-education","rbcwm_topic-votre-patrimoine"],"acf":{"rbcwm_subtitle":"Le liquidateur corporatif apporte une perspective impartiale et non \u00e9motionnelle au processus.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":[],"disclaimer_footnote":"RBC Trust Royal et RBC Gestion de patrimoine sont des secteurs d\u2019activit\u00e9 de Banque Royale du Canada. 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