{"id":1425,"date":"2019-02-19T00:00:00","date_gmt":"2019-02-19T00:00:00","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/2019\/02\/19\/le-barbier-riche-explique-pourquoi-il-est-imprudent-de-simproviser-liquidateur\/"},"modified":"2024-10-22T11:11:57","modified_gmt":"2024-10-22T15:11:57","slug":"le-barbier-riche-explique-pourquoi-il-est-imprudent-de-simproviser-liquidateur","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/le-barbier-riche-explique-pourquoi-il-est-imprudent-de-simproviser-liquidateur","title":{"rendered":"Le Barbier riche explique pourquoi il est imprudent de s\u2019improviser liquidateur*"},"content":{"rendered":"\n

Cet article fait partie d\u2019une s\u00e9rie cr\u00e9\u00e9e en collaboration avec RBC Trust Royal<\/a> et David Chilton, auteur de deux livres \u00e0 succ\u00e8s sur la gestion financi\u00e8re personnelle, Un barbier riche et Le retour du barbier riche, et ancien dragon \u00e0 l\u2019\u00e9mission Dragons\u2019 Den de la cha\u00eene CBC.<\/p>\n\n\n\n

J\u2019ai 57 ans (mais, selon moi, je n\u2019en parais que 56). Les parents des personnes de ma g\u00e9n\u00e9ration d\u00e9c\u00e8dent avec une fr\u00e9quence d\u00e9solante. Ma m\u00e8re, qui \u00e9tait mon h\u00e9ro\u00efne, est morte il y a deux ans, pendant l\u2019\u00e9t\u00e9, et au moins une fois par mois, semble-t-il, j\u2019assiste aux fun\u00e9railles de la m\u00e8re ou du p\u00e8re d\u2019un ami ou d\u2019une amie.<\/p>\n\n\n\n

Il s\u2019agit toujours d\u2019un moment \u00e9prouvant pour la famille.<\/p>\n\n\n\n

C\u2019est \u00e9prouvant m\u00eame si la personne d\u00e9c\u00e9d\u00e9e combattait une maladie grave qui nuisait \u00e0 sa qualit\u00e9 de vie, et m\u00eame si elle a eu la chance d\u2019approcher les 90 ou les 100 ans.<\/p>\n\n\n\n

Peu importe la situation, on perd une m\u00e8re ou un p\u00e8re, une grand-m\u00e8re ou un grand-p\u00e8re, et une source d\u2019inspiration. On perd quelqu\u2019un qui a eu une influence \u00e9norme sur son identit\u00e9.<\/p>\n\n\n\n

Nous avons tous du mal \u00e0 g\u00e9rer le deuil et le stress qui y est associ\u00e9.<\/p>\n\n\n\n

\u00c0 cette difficult\u00e9 s\u2019ajoute le fait que nous faisons souvent de notre mieux pour aider les autres (comme nos enfants, c\u2019est-\u00e0-dire les petits-enfants de notre parent d\u00e9c\u00e9d\u00e9) \u00e0 traverser cette p\u00e9riode extr\u00eamement \u00e9mouvante.<\/p>\n\n\n\n

C\u2019est \u00e9puisant. Nombreux sont ceux qui disent, avec raison, que c\u2019est comme essayer de fonctionner avec l\u2019esprit embrouill\u00e9. Fait int\u00e9ressant, lorsque ma m\u00e8re est d\u00e9c\u00e9d\u00e9e, je me suis rendu compte que la personne que j\u2019avais le plus envie d\u2019appeler (il m\u2019arrivait m\u00eame de saisir le t\u00e9l\u00e9phone) pour att\u00e9nuer la douleur \u00e9tait… ma m\u00e8re, bien entendu.<\/p>\n\n\n\n

Je le r\u00e9p\u00e8te : il s\u2019agit toujours d\u2019un moment \u00e9prouvant pour la famille.<\/p>\n\n\n\n

Pourtant, alors m\u00eame qu\u2019il traverse une p\u00e9riode extr\u00eamement difficile, on demande \u00e0 un membre de la famille d\u2019assumer la lourde t\u00e2che d\u2019agir \u00e0 titre de liquidateur<\/a>.<\/p>\n\n\n\n

Selon moi, le mot \u00ab fardeau \u00bb serait plus exact que le mot \u00ab t\u00e2che \u00bb. Bon nombre d\u2019amis abonderaient dans mon sens.<\/p>\n\n\n\n

Le liquidateur porte toujours une lourde responsabilit\u00e9. De plus, il doit souvent consacrer un temps consid\u00e9rable \u00e0 sa t\u00e2che, qui entra\u00eene un stress \u00e9norme<\/a>.<\/p>\n\n\n\n

\u00c9norme.<\/p>\n\n\n\n

Et rappelons que, pendant ce temps, il doit vivre son deuil et soutenir sa famille dans le sien.<\/p>\n\n\n\n

Pourquoi ne pas obtenir l\u2019aide de professionnels ?<\/p>\n\n\n\n

Aussi \u00e9trange que cela puisse para\u00eetre, bon nombre de liquidateurs<\/a> insistent pour tout faire eux-m\u00eames, m\u00eame s\u2019ils se sentent d\u00e9pass\u00e9s. Compte tenu du stress qu\u2019entra\u00eene la situation, que j\u2019ai d\u00e9j\u00e0 mentionn\u00e9, du risque de responsabilit\u00e9 personnelle et du risque (peut-\u00eatre important) de conflit familial, est-ce judicieux ?<\/p>\n\n\n\n

Encore une fois, pourquoi ne pas obtenir de l\u2019aide ?<\/p>\n\n\n\n

Il est ici question de l\u2019aide de professionnels chevronn\u00e9s qui ont d\u00e9j\u00e0 tout vu, qui connaissent les tenants et aboutissants des d\u00e9marches juridiques et de la d\u00e9claration des revenus, qui disposent de la distance n\u00e9cessaire et qui s\u2019occupent de dossiers semblables jour apr\u00e8s jour.<\/p>\n\n\n\n

Bref, il est question de l\u2019aide d\u2019experts.<\/p>\n\n\n\n

Collaborer avec un professionnel d\u2019exp\u00e9rience \u00e0 certaines \u00e9tapes du r\u00e8glement successoral, \u00e7a rel\u00e8ve du bon sens. Il pourra prendre en charge autant d\u2019\u00e9l\u00e9ments que l\u2019exige le dossier. Et, tout au long du processus, les d\u00e9cisions finales vous reviendront.<\/p>\n\n\n\n

Il ne s\u2019agit pas simplement d\u2019ex\u00e9cuter les dispositions du testament le mieux possible, bien que ce soit extr\u00eamement important (rappelons que le liquidateur est tenu d\u2019accomplir les derni\u00e8res volont\u00e9s de la personne d\u00e9c\u00e9d\u00e9e, qui m\u00e9rite qu\u2019on s\u2019en charge avec la plus grande diligence). Il s\u2019agit \u00e9galement de s\u2019assurer la tranquillit\u00e9 d\u2019esprit et l\u2019harmonie familiale que procure une aide professionnelle. Voil\u00e0 ce qu\u2019on a trop souvent tendance \u00e0 oublier ou \u00e0 n\u00e9gliger.<\/p>\n\n\n\n

\u00c0 n\u2019en point douter, il vaut la peine d\u2019investir dans des services professionnels.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00catre un ex\u00e9cuteur testamentaire\/liquidateur est une \u00e9norme responsabilit\u00e9 et implique souvent beaucoup de temps et de stress. Pourquoi ne pas obtenir …<\/p>\n","protected":false},"author":15,"featured_media":1427,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcwm_featured_desktop_image_position":"","rbcwm_featured_mobile_image_position":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[513],"tags":[229,216,228,68,231,633,783,92,232],"rbcwm_content_owner":[677],"rbcwm_need":[547],"rbcwm_segment":[538],"rbcwm_solution":[550,554],"rbcwm_topic":[553,551],"rbcwm_channel":[],"rbcwm_format":[],"class_list":["post-1425","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-planification-successorale","tag-chilton-campaign","tag-david-chilton","tag-estate-and-trust","tag-estate-planning","tag-executor-services","tag-le-barbier-riche","tag-liquidateur","tag-the-wealthy-barber","tag-why-do-i-need-a-professional-executor-of-my-will","rbcwm_content_owner-royal-trust","rbcwm_need-preservation","rbcwm_segment-particuliers-et-familles","rbcwm_solution-planification-de-patrimoine","rbcwm_solution-successions-et-fiducies","rbcwm_topic-education","rbcwm_topic-votre-patrimoine"],"acf":{"rbcwm_subtitle":"Obtenir de l'aide professionnelle, c'est avoir la tranquillit\u00e9 d'esprit et l'harmonie familiale. C'est souvent oubli\u00e9e ou sous-estim\u00e9e.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":[],"disclaimer_footnote":"*<\/sup>Liquidateur (Quebec), Ex\u00e9cuteur testamentaire (reste du Canada)\r\n\r\nRBC Trust Royal et RBC Gestion de patrimoine sont des secteurs d\u2019activit\u00e9 de Banque Royale du Canada. Veuillez cliquer sur le lien \u00ab Conditions d\u2019utilisation \u00bb qui figure au bas de cette page pour obtenir plus d\u2019information sur les entit\u00e9s qui sont des soci\u00e9t\u00e9s membres de RBC Gestion de patrimoine. Nous n\u2019approuvons ni ne recommandons le contenu de cette publication, qui est fourni \u00e0 titre d\u2019information seulement et ne vise pas \u00e0 donner des conseils. \u00ae\/ MC Marque(s) de commerce de Banque Royale du Canada, utilis\u00e9e(s) sous licence. \u00a9 Banque Royale du Canada 2024. Tous droits r\u00e9serv\u00e9s."},"rbcwm_insight_cta_id":[10888],"rbcwm_pagination":{"next_link":"","next_link_text":"","previous_link":"","previous_link_text":""},"rbcwm_video_duration":"","article_time":"","rbcwm_enable_toc":false,"rbcwm_toc_selector":"h2"},"yoast_head":"\nLe Barbier riche explique pourquoi il est imprudent de s\u2019improviser liquidateur*<\/title>\n<meta name=\"description\" content=\"\u00catre un ex\u00e9cuteur testamentaire\/liquidateur est une \u00e9norme responsabilit\u00e9 et implique souvent beaucoup de temps et de stress. 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