{"id":30404,"date":"2026-09-28T16:25:01","date_gmt":"2026-09-28T20:25:01","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/?p=30404"},"modified":"2026-09-28T16:25:02","modified_gmt":"2026-09-28T20:25:02","slug":"total-cost-reporting-what-investors-need-to-know","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know","title":{"rendered":"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-well well is-style-b-blue-tint-4\">\n<p class=\"wp-block-paragraph\"><strong>Trois\u00a0points \u00e0 retenir pour les investisseurs\u00a0:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les d\u00e9clarations d\u2019information sur le co\u00fbt total ne sont pas de nouveaux frais; les frais sont simplement pr\u00e9sent\u00e9s plus clairement.<\/li>\n\n\n\n<li>Un nouveau ratio des frais du fonds (RFF) combine le ratio des frais de gestion (RFG) et le ratio des frais sur op\u00e9rations (RFO).<\/li>\n\n\n\n<li>Les informations am\u00e9lior\u00e9es seront incluses dans les relev\u00e9s annuels \u00e0 compter du d\u00e9but de 2027.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le secteur canadien des placements \u00e9volue. Par exemple, \u00e0 compter du d\u00e9but de&nbsp;2027, les investisseurs recevront des rapports am\u00e9lior\u00e9s qui les aideront \u00e0 suivre leur parcours de placement unique. La nouvelle initiative d\u2019information sur le co\u00fbt total vous donne plus de d\u00e9tails et de renseignements sur les co\u00fbts pr\u00e9cis que vous payez pour la gestion de votre portefeuille de placement.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les obligations d\u2019information sur le co\u00fbt total livrent une vue \u00e9largie du rendement de votre portefeuille&nbsp;\u2013 ses actifs, ses r\u00e9sultats et ses co\u00fbts connexes. Toutefois, cette mesure n\u2019est pas qu\u2019une simple r\u00e9ponse \u00e0 la curiosit\u00e9. En effet, l\u2019information sur le co\u00fbt total peut \u00e9galement vous aider, vous et votre conseiller financier, sur plusieurs aspects&nbsp;: prendre ensemble de meilleures d\u00e9cisions de gestion de portefeuille, distinguer les actifs qui d\u00e9terminent le rendement de vos placements et d\u00e9terminer si les co\u00fbts connexes sont justifi\u00e9s compte tenu des r\u00e9sultats des actifs particuliers de votre portefeuille.<\/p>\n\n\n\n<h2 id=\"h-qu-est-ce-qui-change-avec-l-information-sur-le-cout-total\" class=\"wp-block-heading\"><strong>Qu\u2019est-ce qui change avec l\u2019information sur le co\u00fbt total?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le nouveau rapport annuel sur les commissions et frais que vous recevrez en&nbsp;2027 couvrira vos activit\u00e9s de placement de&nbsp;2026. Vous remarquerez un libell\u00e9 plus simple et moins technique, con\u00e7u pour rendre votre nouveau rapport plus compr\u00e9hensible et accessible. Il s\u2019agira d\u2019une sorte de tableau de bord qui vous aidera \u00e0 prendre vos d\u00e9cisions de placement, notamment&nbsp;:<\/p>\n\n\n\n<h3 id=\"h-un-seul-chiffre-pour-les-couts-totaux-de-votre-fonds\" class=\"wp-block-heading\"><strong>Un seul chiffre pour les co\u00fbts totaux de votre fonds<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Chaque fonds de placement comporte des co\u00fbts int\u00e9gr\u00e9s. Ces derniers couvrent des \u00e9l\u00e9ments comme la gestion professionnelle ainsi que l\u2019achat et la vente continus de placements dans le fonds. Dans votre nouveau rapport, ces co\u00fbts sont combin\u00e9s en un seul chiffre facile \u00e0 comprendre&nbsp;: le ratio des frais du fonds (RFF). Il se compose de deux \u00e9l\u00e9ments&nbsp;:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ratio des frais de gestion (RFG)&nbsp;:<\/strong> le co\u00fbt de la gestion professionnelle des placements pour maintenir votre portefeuille sur la bonne trajectoire.<\/li>\n\n\n\n<li><strong>Ratio des frais sur op\u00e9rations (RFO)&nbsp;:<\/strong> le co\u00fbt des activit\u00e9s de n\u00e9gociation au sein du fonds. Il s\u2019agit des achats et des ventes que votre gestionnaire de fonds r\u00e9alise pour composer avec l\u2019\u00e9volution des conditions du march\u00e9.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ensemble, ces ratios forment votre RFF, qui repr\u00e9sente votre co\u00fbt global.<\/p>\n\n\n\n<h3 id=\"h-couts-en-dollars-pas-seulement-en-pourcentages\" class=\"wp-block-heading\"><strong>Co\u00fbts en dollars, pas seulement en pourcentages<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le rapport indiquera les co\u00fbts en dollars, pas seulement en pourcentages, ce qui permettra de mieux comprendre le co\u00fbt r\u00e9el des placements.<\/p>\n\n\n\n<h3 id=\"h-tout-est-au-meme-endroit\" class=\"wp-block-heading\"><strong>Tout est au m\u00eame endroit<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous verrez les montants vers\u00e9s \u00e0 votre conseiller et \u00e0 la soci\u00e9t\u00e9, ainsi que les frais int\u00e9gr\u00e9s pay\u00e9s sur les fonds de placement. Vous aurez ainsi une vue d\u2019ensemble de ce que vous payez.<\/p>\n\n\n\n<h2 id=\"h-s-agit-il-de-nouveaux-frais\" class=\"wp-block-heading\">S\u2019agit-il de nouveaux frais?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Lorsque vous verrez le nouveau co\u00fbt total pour la premi\u00e8re fois, il pourra vous sembler plus \u00e9lev\u00e9 que ce dont vous avez l\u2019habitude. C\u2019est tout \u00e0 fait normal. Mais rassurez-vous&nbsp;: votre co\u00fbt total n\u2019a pas chang\u00e9. Vous voyez simplement le d\u00e9tail complet de votre re\u00e7u&nbsp;: il ne s\u2019agit pas d\u2019une nouvelle facture, mais simplement d\u2019un relev\u00e9 plus pr\u00e9cis. Cela est utile pour deux&nbsp;raisons principales&nbsp;:<\/p>\n\n\n\n<h3 id=\"h-cela-vous-fournit-a-vous-et-a-votre-conseiller-davantage-d-informations-et-de-precisions\" class=\"wp-block-heading\"><strong>Cela vous fournit, \u00e0 vous et \u00e0 votre conseiller, davantage d\u2019informations et de pr\u00e9cisions<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez avoir des discussions plus constructives pour d\u00e9terminer si chaque placement vous convient, c\u2019est-\u00e0-dire s\u2019il vous apporte la valeur que vous attendez.<\/p>\n\n\n\n<h3 id=\"h-cela-montre-que-faire-appel-a-un-professionnel-peut-s-averer-payant\" class=\"wp-block-heading\"><strong>Cela montre que faire appel \u00e0 un professionnel peut s\u2019av\u00e9rer payant<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les recherches montrent que les Canadiens qui travaillent avec un conseiller accroissent consid\u00e9rablement leur patrimoine au fil du temps. Une \u00e9tude r\u00e9alis\u00e9e en avril&nbsp;2026 par l\u2019Institut C.D.&nbsp;Howe a constat\u00e9 que les investisseurs canadiens qui b\u00e9n\u00e9ficient de conseils financiers professionnels accumulent jusqu\u2019\u00e0 3,9&nbsp;fois plus de patrimoine que les investisseurs non conseill\u00e9s. Des rapports complets sur vos placements peuvent vous aider \u00e0 prendre des d\u00e9cisions plus \u00e9clair\u00e9es avec votre conseiller, ce qui peut vous aider \u00e0 maintenir votre portefeuille sur la bonne voie pour atteindre vos objectifs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il ne faut pas oublier que ce que vous verrez ne correspondra pas \u00e0 de nouveaux co\u00fbts et que les am\u00e9liorations apport\u00e9es \u00e0 l\u2019information sur le co\u00fbt total n\u2019auront aucune incidence sur votre portefeuille, vos rendements nets ou votre plan global. Lorsque votre rapport am\u00e9lior\u00e9 arrivera, vous vivrez une exp\u00e9rience plus claire en tant qu\u2019investisseur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.<\/p>\n","protected":false},"author":22,"featured_media":30405,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"rbcwm_post_date":"","editor_notices":[],"rbc_url_alias":"","rbcwm_featured_desktop_image_position":"","rbcwm_featured_mobile_image_position":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[511],"tags":[425,1299],"rbcwm_content_owner":[1298],"rbcwm_need":[546,548],"rbcwm_segment":[538],"rbcwm_solution":[545,550],"rbcwm_topic":[551],"rbcwm_channel":[],"rbcwm_format":[],"class_list":["post-30404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-placements","tag-investissement","tag-total-cost-reporting","rbcwm_content_owner-phn","rbcwm_need-croissance","rbcwm_need-dons-de-charite","rbcwm_segment-particuliers-et-familles","rbcwm_solution-placements","rbcwm_solution-planification-de-patrimoine","rbcwm_topic-votre-patrimoine"],"acf":{"rbcwm_subtitle":"Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.","rbcwm_post_author":"","rbcwm_custom_breadcrumb_text":"","rbcwm_custom_breadcrumb_link_url":"","rbcwm_disclaimers":{"add_disclosures":"","perspective_disclaimer":"","expandable":"","omit_from_pages":"","disclaimer_footnote":""},"rbcwm_insight_cta_id":[10888],"rbcwm_pagination":{"next_link":"","next_link_text":"Next article","previous_link":"","previous_link_text":"Previous article"},"rbcwm_video_duration":"","article_time":"","rbcwm_enable_toc":true,"rbcwm_toc_selector":"h2","rbcwm_toc_sub_selector":"h3"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir<\/title>\n<meta name=\"description\" content=\"Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir\" \/>\n<meta property=\"og:description\" content=\"Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know\" \/>\n<meta property=\"og:site_name\" content=\"RBC Gestion de patrimoine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/rbcgestionpatrimoine\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-28T20:25:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-28T20:25:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/09\/scl-wealthy-woman-reviewing-documents-on-laptop-hor-FR.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"RBC Gestion de Patrimoine CA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@rbcwealth\" \/>\n<meta name=\"twitter:site\" content=\"@rbcwealth\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know\"},\"author\":{\"name\":\"chloetejada\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#\\\/schema\\\/person\\\/c2bb0a72d12219d75bf7f724d256ed9c\"},\"headline\":\"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir\",\"datePublished\":\"2026-09-28T20:25:01+00:00\",\"dateModified\":\"2026-09-28T20:25:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know\"},\"wordCount\":870,\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2026\\\/09\\\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg\",\"keywords\":[\"investissement\",\"total cost reporting\"],\"articleSection\":[\"Placements\"],\"inLanguage\":\"fr-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know\",\"name\":\"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2026\\\/09\\\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg\",\"datePublished\":\"2026-09-28T20:25:01+00:00\",\"dateModified\":\"2026-09-28T20:25:02+00:00\",\"description\":\"Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know#primaryimage\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2026\\\/09\\\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2026\\\/09\\\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg\",\"width\":3210,\"height\":2140,\"caption\":\"A person in a white blazer sits at a wooden table in a bright, contemporary space, smiling as they review a laptop screen, with a vase of dried flowers and a phone resting on the table.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/insights\\\/total-cost-reporting-what-investors-need-to-know#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#website\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/\",\"name\":\"RBC Gestion de patrimoine\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#organization\",\"name\":\"RBC Gestion de Patrimoine CA\",\"alternateName\":\"RBC Gestion de Patrimoine\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2023\\\/02\\\/rbc.png\",\"contentUrl\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2023\\\/02\\\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Gestion de Patrimoine CA\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/rbcgestionpatrimoine\",\"https:\\\/\\\/x.com\\\/rbcwealth\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/rbc-wealth-management\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.rbcwealthmanagement.com\\\/fr-ca\\\/#\\\/schema\\\/person\\\/c2bb0a72d12219d75bf7f724d256ed9c\",\"name\":\"chloetejada\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g\",\"caption\":\"chloetejada\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir","description":"Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know","og_locale":"fr_CA","og_type":"article","og_title":"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir","og_description":"Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.","og_url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know","og_site_name":"RBC Gestion de patrimoine","article_publisher":"https:\/\/www.facebook.com\/rbcgestionpatrimoine","article_published_time":"2026-09-28T20:25:01+00:00","article_modified_time":"2026-09-28T20:25:02+00:00","og_image":[{"width":1200,"height":627,"url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/09\/scl-wealthy-woman-reviewing-documents-on-laptop-hor-FR.jpg","type":"image\/jpeg"}],"author":"RBC Gestion de Patrimoine CA","twitter_card":"summary_large_image","twitter_creator":"@rbcwealth","twitter_site":"@rbcwealth","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know#article","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know"},"author":{"name":"chloetejada","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/person\/c2bb0a72d12219d75bf7f724d256ed9c"},"headline":"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir","datePublished":"2026-09-28T20:25:01+00:00","dateModified":"2026-09-28T20:25:02+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know"},"wordCount":870,"publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#organization"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/09\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg","keywords":["investissement","total cost reporting"],"articleSection":["Placements"],"inLanguage":"fr-CA"},{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know","name":"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know#primaryimage"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/09\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg","datePublished":"2026-09-28T20:25:01+00:00","dateModified":"2026-09-28T20:25:02+00:00","description":"Les nouvelles informations qui seront publi\u00e9es au d\u00e9but de 2027 offrent une vue encore plus d\u00e9taill\u00e9e des co\u00fbts associ\u00e9s \u00e0 vos placements.","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know#primaryimage","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/09\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/09\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg","width":3210,"height":2140,"caption":"A person in a white blazer sits at a wooden table in a bright, contemporary space, smiling as they review a laptop screen, with a vase of dried flowers and a phone resting on the table."},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/total-cost-reporting-what-investors-need-to-know#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/"},{"@type":"ListItem","position":2,"name":"Information sur le co\u00fbt total\u00a0: ce que les investisseurs doivent savoir"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/","name":"RBC Gestion de patrimoine","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#organization","name":"RBC Gestion de Patrimoine CA","alternateName":"RBC Gestion de Patrimoine","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/rbc.png","width":3000,"height":2000,"caption":"RBC Gestion de Patrimoine CA"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/rbcgestionpatrimoine","https:\/\/x.com\/rbcwealth","https:\/\/www.linkedin.com\/company\/rbc-wealth-management"]},{"@type":"Person","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/person\/c2bb0a72d12219d75bf7f724d256ed9c","name":"chloetejada","image":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0b3dde7a1d86146de8471500a717b01fe28aa3a67f2ccf8021ba2d1a62ea01df?s=96&d=mm&r=g","caption":"chloetejada"}}]}},"jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-10-06 03:25:42","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Gestion de patrimoine","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca","push-errors":false,"jetpack_featured_media_url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/09\/wealthy-woman-reviewing-documents-on-laptop-3210x2140-1.jpg","last_revision_date":"2026-09-25 09:02:42","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/posts\/30404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/comments?post=30404"}],"version-history":[{"count":6,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/posts\/30404\/revisions"}],"predecessor-version":[{"id":30477,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/posts\/30404\/revisions\/30477"}],"acf:post":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_cta\/10888"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/media\/30405"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=30404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/categories?post=30404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/tags?post=30404"},{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_content_owner?post=30404"},{"taxonomy":"rbcwm_need","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_need?post=30404"},{"taxonomy":"rbcwm_segment","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_segment?post=30404"},{"taxonomy":"rbcwm_solution","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_solution?post=30404"},{"taxonomy":"rbcwm_topic","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_topic?post=30404"},{"taxonomy":"rbcwm_channel","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_channel?post=30404"},{"taxonomy":"rbcwm_format","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_format?post=30404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}