{"id":3018,"date":"2022-01-10T10:40:41","date_gmt":"2022-01-10T10:40:42","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/?p=3018"},"modified":"2023-10-03T16:17:09","modified_gmt":"2023-10-03T20:17:09","slug":"group-pensions-and-retirement-savings-plans","status":"publish","type":"rbcwm_solutions","link":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans","title":{"rendered":"R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs"},"content":{"rendered":"\n<div class=\"wp-block-rbcwm-hero-block rbc-hero-wm  rbc-hero-overlap rbc-hero-overlap-mobile rbc-overlap-zindex-1\"><div class=\"container\"><div class=\"row no-gutters\"><div class=\"col-lg-12\"><div class=\"rbc-card rbc-hero-card rbc-hero\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"rbc-hero-body-content\"><h1 class=\"rbc-hero-title\"><span>R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs<\/span><\/h1><span class=\"rbc-hero-category\"><span>Planification de patrimoine<\/span><\/span><div class=\"rbc-hero-breadcrumb link-chev-left\"><div class=\"rbc-icon mr-half\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-left\" style=\"color:#006ac3\"><\/i><\/div><span style=\"color:#006ac3\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/\" data-type=\"URL\" data-id=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/\">Solutions<\/a><\/span><\/div><hr class=\"rbc-hero-hr hr-mini bdr-accent\"\/>\n<p>Favorisez la motivation et la loyaut\u00e9 en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbcwm-image-block rbc-block rbc-block-image rbc-block-grey rbc-block-flush-bottom rbc-block-image-bleed rbc-block-image-mobile-top content-detail has-block-grey-background-color has-background\"><div class=\"container rbc-block-image-container\"><div class=\"row justify-content-between h-100 no-gutters\">\n<div class=\"wp-block-rbcwm-block-image-content rbc-block-image-content rbc-block-image-content-center col-lg-6 order-2 order-lg-1\"><div class=\"rbc-block-image-bleed-body wrap\">\n<p>De nombreux facteurs contribuent \u00e0 la r\u00e9ussite de votre entreprise et l\u2019un des plus importants, c\u2019est votre personnel. Attirer et fid\u00e9liser les meilleurs talents et constituer une main-d\u2019\u0153uvre motiv\u00e9e et loyale peut contribuer \u00e0 stimuler la croissance de votre entreprise.<\/p>\n\n\n\n<p>RBC Gestion de patrimoine peut vous aider \u00e0 mettre en place et \u00e0 g\u00e9rer des r\u00e9gimes de retraite et de rente collectifs pour votre entreprise. Nous savons qu\u2019investir dans vos employ\u00e9s peut \u00eatre b\u00e9n\u00e9fique pour votre entreprise.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"h-regimes-d-epargne-offerts-par-l-employeur\">R\u00e9gimes d\u2019\u00e9pargne offerts par l\u2019employeur<\/h2>\n\n\n\n<p>Les r\u00e9gimes d\u2019\u00e9pargne offerts par l\u2019employeur sont un \u00e9l\u00e9ment important de la planification de la retraite et peuvent aider vos employ\u00e9s \u00e0 se sentir mieux pr\u00e9par\u00e9s pour leur future retraite.<\/p>\n\n\n\n<p>En collaboration avec vos conseillers juridiques, fiscaux et financiers, nous pouvons vous aider \u00e0 d\u00e9finir le r\u00e9gime de retraite qui convient \u00e0 votre entreprise et \u00e0 vos employ\u00e9s. Voici quelques-unes des options de r\u00e9gimes les plus courantes :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>R\u00e9gimes enregistr\u00e9s d\u2019\u00e9pargne-retraite collectifs (REER collectif)<\/li>\n\n\n\n<li>R\u00e9gime de pension agr\u00e9\u00e9 (RPA)<\/li>\n\n\n\n<li>R\u00e9gimes de retraite \u00e0 cotisations d\u00e9termin\u00e9es<\/li>\n\n\n\n<li>R\u00e9gime de retraite \u00e0 prestations d\u00e9termin\u00e9es<\/li>\n<\/ul>\n\n\n\n<p>RBC Gestion de patrimoine peut vous guider tout au long du processus pour cr\u00e9er le r\u00e9gime de votre choix.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"h-regimes-de-retraite-optimises\">R\u00e9gimes de retraite optimis\u00e9s<\/h2>\n\n\n\n<p>Pour vos cadres et dirigeants, il existe d\u2019autres options et strat\u00e9gies qui peuvent vous aider \u00e0 optimiser leur \u00e9pargne-retraite et \u00e0 les fid\u00e9liser sur le long terme, notamment diff\u00e9rentes formes de r\u00e9gimes de retraite compl\u00e9mentaires pour les cadres, comme les conventions de retraite (CR) ou les r\u00e9gimes de retraite individuels (RRI).<\/p>\n\n\n\n<p>RBC Gestion de patrimoine peut vous aider \u00e0 \u00e9valuer les atouts des avantages sociaux optimis\u00e9s, y compris les REER collectifs, les CR et les RRI, et \u00e0 mettre en place et g\u00e9rer ces r\u00e9gimes.<\/p>\n\n\n\n<div class=\"wp-block-rbcwm-disclaimer\"><div class=\"my-1\"><div class=\"disclaimer\">\n<p><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbcwm-blockimage-image col-lg-5 order-0 rbc-block-image-bleed-col order-lg-2\"><div class=\"rbc-block-image-bleed-img-wrap \"><div class=\"rbc-block-image-img rbc-block-image-bleed-img bleed-img-right\" data-src=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg\" data-lazy=\"true\" data-observe=\"{&quot;add&quot;:&quot;ani-opacity&quot;,&quot;remove&quot;:&quot;ani-opacity-from&quot;}\"><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey rbc-block-has-overlap rbc-block-small has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<div class=\"wp-block-rbcwm-rbc-button alignfull rbc-button-block row no-gutters align-items-end b-white blockId-717de9cb-5cec-4b1f-8b33-dfb6ee318c31 overlap-bottom\"><div class=\"rbc-card\"><div class=\"rbc-card-wrap\"><div class=\"rbc-card-body\"><div class=\"row\"><div class=\"col-lg-8\"><h3 class=\"mb-0 rbc-button-block-title\"><span>Attirer et retenir les meilleurs talents<\/span><\/h3><hr class=\"hr-mini my-1-half bdr-warm-grey\"\/>\n<p class=\"paragraph-intro\">Parlez \u00e0 un conseiller de RBC Gestion de patrimoine de la mise en \u0153uvre et de la gestion des r\u00e9gimes d&#8217;employ\u00e9s.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-7\"><a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/contact\/\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-warm-grey rbc-button-block\"><div class=\"rbc-icon rbc-button-icon-right\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-fal fa-angle-right\"><\/i><\/div><span>Nous joindre<\/span><\/a><\/div><\/div>\n<\/div><\/div><\/div><\/section>\n\n\n\t\t\t<section class=\"rbc-block rbc-block-featured b-primary\" data-location_id=\"Related solutions - Article two column card list\">\n\t\t\t\t<div class=\"container\">\n\t\t\t\t\t<div>\n\t\t\t\t\t\t<header class=\"row rbc-block-header\">\n\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"rbc-block-header-title col-lg-8\">Solutions connexes<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 rbc-block-header-cta-wrap text-lg-right text-left mb-half mb-lg-0\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\" class=\"link-chev rbc-block-header-cta wp-block-rbcwm-related-solutions-link\"><span>Toutes les solutions<\/span><div class=\"rbc-icon\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/header>\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t\t\t\t\t<div class=\"wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card rbc-card-cta rbc-card-mb rbc-card-hover rbc-card-cta-translucent ani-card-up\">\n\t\t\t\t\t\t\t\t\t\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col d-flex\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row w-100 align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"rbc-card-cta-title h5\">Planification pour les propri\u00e9taires d\u2019entreprise<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7 rbc-card-cta-seperator\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Passez en revue avec assurance chaque \u00e9tape du cycle de vie de votre entreprise gr\u00e2ce \u00e0 une planification personnalis\u00e9e, appuy\u00e9e par des connaissances d\u2019experts, pour r\u00e9pondre \u00e0 vos besoins en constante \u00e9volution.<\/p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/business-owner-planning\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Planification pour les propri\u00e9taires d\u2019entreprise<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card rbc-card-cta rbc-card-mb rbc-card-hover rbc-card-cta-translucent ani-card-up\">\n\t\t\t\t\t\t\t\t\t\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col d-flex\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row w-100 align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"rbc-card-cta-title h5\">Planification de la rel\u00e8ve d&rsquo;une entreprise<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7 rbc-card-cta-seperator\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Affrontez l\u2019avenir avec confiance gr\u00e2ce \u00e0 un plan de rel\u00e8ve et une pr\u00e9paration optimale pour votre entreprise et pour vous-m\u00eame.<\/p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/business-succession-planning\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Planification de la rel\u00e8ve d&rsquo;une entreprise<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card rbc-card-cta rbc-card-mb rbc-card-hover rbc-card-cta-translucent ani-card-up\">\n\t\t\t\t\t\t\t\t\t\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col d-flex\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row w-100 align-items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-left mb-1 mb-lg-0 col-xl-4 col-lg-5\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"rbc-card-cta-title h5\">Planification financi\u00e8re<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rbc-card-cta-col-right col-xl-8 col-lg-7 rbc-card-cta-seperator\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Un plan personnalis\u00e9 peut faciliter la gestion de votre patrimoine et vous permettre de vous concentrer sur ce qui est important pour vous et votre famille.<\/p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/financial-planning\" class=\"col-auto align-self-lg-center rbc-card-link-full position-static\"><span class=\"sr-only\">Planification financi\u00e8re<\/span><div class=\"rbc-icon rbc-card-cta-arrow fa-3x\"><i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i><\/div><\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\n\n\n<section class=\"wp-block-rbcwm-rbc-block rbc-block rbc-block-flush-bottom rbc-block-grey rbc-block-has-overlap has-block-grey-background-color has-background\"><div class=\"container\"><div class=\"row \"><div class=\"col-lg-12\">\n<header class=\"wp-block-rbcwm-block-header row rbc-block-header\"><div class=\"col-lg-12\">\n<div class=\"row\">\n\n<h2 class=\"wp-block-heading rbc-block-header-title col-lg-12\" id=\"h-nos-perspectives\">Nos perspectives<\/h2>\n\n<\/div>\n\n\n\n<div class=\"wp-block-rbcwm-block-header-description rbc-block-header-description\">\n<p><\/p>\n<\/div>\n<\/div><\/header>\n\n\n\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-lg-12\">\n\t\t\t\t<div class=\"row overlap-bottom\">\n\t\t\t\t\t\n\t\t\t\t\t\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/04\/man-filling-car-gas-tank-3210x2140-1.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Actions mondiales\u00a0: Bouclez votre ceinture, mais n\u2019abandonnez pas<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tAnalyse\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/global-equity-buckle-up-but-dont-give-up\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t11 minutes de lecture\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Actions mondiales\u00a0: Bouclez votre ceinture, mais n\u2019abandonnez pas<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/04\/senior-couple-signing-document-3210x2140-2.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>Un r\u00f4le en \u00e9volution pour le dollar et la Fed<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tAnalyse\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/an-evolving-role-for-the-dollar-and-the-fed\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t7 minutes de lecture\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; Un r\u00f4le en \u00e9volution pour le dollar et la Fed<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"rbc-media-card-col rbc-card-col-my col-lg-4 col-md-6\">\n\t<div class=\"rbc-card rbc-media-card rbc-card-hover rbc-media-card-stacked-vertical\">\n\t\t<div draggable=\"false\" class=\"rbc-card-wrap\">\n\t\t\t<div class=\"rbc-card-body rbc-hero-img-background-position\">\n\t\t\t\t\t\t\t\t<div class=\"rbc-media-card-image\" style=\"background-image: url('https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2026\/04\/professional-man-looking-thoughtful-relaxed-3210x2140-2.jpg?w=1024');\"><\/div>\n\t\t\t\t\t\t\t<h3 class=\"rbc-media-card-title rbc-media-card-title-wrap\"><span class=\"rbc-media-card-title-link\"><span>M\u00e9canismes d\u2019adaptation \u00e0 la volatilit\u00e9 des march\u00e9s boursiers<\/span><\/span><\/h3>\t\t\t\t<span class=\"category rbc-media-card-category\">\n\t\t\t\t\tAnalyse\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/coping-mechanisms-for-equity-market-volatility\" class=\"rbc-media-card-footer-link align-self-end link-chev rbc-card-link-full\">\n\t\t\t\t\t\t<span class=\"rbc-media-card-cta-link\">\n\t\t\t\t\t\t\t7 minutes de lecture\t\t\t\t\t\t\t<div class=\"rbc-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<span class=\"sr-only\">&#8211; M\u00e9canismes d\u2019adaptation \u00e0 la volatilit\u00e9 des march\u00e9s boursiers<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t<div class=\"rbc-button-block row no-gutters align-items-end rbc-block-spacer-t justify-content-end\">\n\t\t\t\t\t\t\t\t<div class=\"col-lg-5 order-1\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/insights\/\" class=\"rbc-button rbc-button-block-cta rbc-button-large rbc-button-secondary rbc-button-block\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"rbc-icon rbc-button-icon-right\">\n\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" role=\"img\" class=\"rbc-icon-img fal fa-angle-right\"><\/i>\n\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tD\u00e9couvrez d&#039;autres perspectives\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.<\/p>\n","protected":false},"author":35,"featured_media":8963,"template":"","meta":{"_acf_changed":false,"editor_notices":[],"rbc_url_alias":"","footnotes":""},"rbcwm_content_owner":[],"class_list":["post-3018","rbcwm_solutions","type-rbcwm_solutions","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>R\u00e9gimes d&#039;\u00e9pargne-retraite et de pension collectifs \u2013 RBC Gestion de patrimoine<\/title>\n<meta name=\"description\" content=\"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs\" \/>\n<meta property=\"og:description\" content=\"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans\" \/>\n<meta property=\"og:site_name\" content=\"RBC Gestion de patrimoine\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-03T20:17:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2250\" \/>\n\t<meta property=\"og:image:height\" content=\"1500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs\" \/>\n<meta name=\"twitter:description\" content=\"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans\",\"name\":\"R\u00e9gimes d'\u00e9pargne-retraite et de pension collectifs \u2013 RBC Gestion de patrimoine\",\"isPartOf\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg\",\"datePublished\":\"2022-01-10T10:40:42+00:00\",\"dateModified\":\"2023-10-03T20:17:09+00:00\",\"description\":\"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#primaryimage\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg\",\"contentUrl\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg\",\"width\":2250,\"height\":1500},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#website\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/\",\"name\":\"RBC Gestion de patrimoine\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#organization\",\"name\":\"RBC Gestion de Patrimoine\",\"alternateName\":\"RBC Gestion de Patrimoine\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/rbc.png\",\"contentUrl\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/rbc.png\",\"width\":3000,\"height\":2000,\"caption\":\"RBC Gestion de Patrimoine\"},\"image\":{\"@id\":\"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"R\u00e9gimes d'\u00e9pargne-retraite et de pension collectifs \u2013 RBC Gestion de patrimoine","description":"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans","og_locale":"fr_CA","og_type":"article","og_title":"R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs","og_description":"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.","og_url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans","og_site_name":"RBC Gestion de patrimoine","article_modified_time":"2023-10-03T20:17:09+00:00","og_image":[{"width":2250,"height":1500,"url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs","twitter_description":"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans","name":"R\u00e9gimes d'\u00e9pargne-retraite et de pension collectifs \u2013 RBC Gestion de patrimoine","isPartOf":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#primaryimage"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#primaryimage"},"thumbnailUrl":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg","datePublished":"2022-01-10T10:40:42+00:00","dateModified":"2023-10-03T20:17:09+00:00","description":"Fid\u00e9lisez votre effectif en aidant vos employ\u00e9s \u00e0 planifier leur avenir. R\u00e9pondez \u00e0 leurs besoins tout en atteignant vos objectifs commerciaux.","breadcrumb":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#primaryimage","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/solutions-group-pension.jpg","width":2250,"height":1500},{"@type":"BreadcrumbList","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/solutions\/group-pensions-and-retirement-savings-plans#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/"},{"@type":"ListItem","position":2,"name":"R\u00e9gimes d\u2019\u00e9pargne-retraite et de pension collectifs"}]},{"@type":"WebSite","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#website","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/","name":"RBC Gestion de patrimoine","description":"","publisher":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#organization","name":"RBC Gestion de Patrimoine","alternateName":"RBC Gestion de Patrimoine","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/rbc.png","contentUrl":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-content\/uploads\/sites\/6\/2023\/02\/rbc.png","width":3000,"height":2000,"caption":"RBC Gestion de Patrimoine"},"image":{"@id":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/#\/schema\/logo\/image\/"}}]}},"jetpack_sharing_enabled":true,"publishpress_future_action":{"enabled":false,"date":"2026-04-22 12:58:34","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"rbcwm_content_owner","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"RBC Gestion de patrimoine","distributor_original_site_url":"https:\/\/www.rbcwealthmanagement.com\/fr-ca","push-errors":false,"last_revision_date":"2023-10-03 16:17:08","_links":{"self":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_solutions\/3018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_solutions"}],"about":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/types\/rbcwm_solutions"}],"author":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/users\/35"}],"version-history":[{"count":12,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_solutions\/3018\/revisions"}],"predecessor-version":[{"id":18352,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_solutions\/3018\/revisions\/18352"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/media\/8963"}],"wp:attachment":[{"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=3018"}],"wp:term":[{"taxonomy":"rbcwm_content_owner","embeddable":true,"href":"https:\/\/www.rbcwealthmanagement.com\/fr-ca\/wp-json\/wp\/v2\/rbcwm_content_owner?post=3018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}