{"id":221,"date":"2023-09-14T11:59:00","date_gmt":"2023-09-14T11:59:00","guid":{"rendered":"https:\/\/www.rbcwealthmanagement.com\/tc-asia\/?p=221"},"modified":"2024-03-04T13:58:22","modified_gmt":"2024-03-04T13:58:22","slug":"how-to-keep-calm-during-a-market-downturn","status":"publish","type":"post","link":"https:\/\/www.rbcwealthmanagement.com\/sc-asia\/insights\/how-to-keep-calm-during-a-market-downturn","title":{"rendered":"\u5982\u4f55\u5728\u5e02\u573a\u4f4e\u8ff7\u671f\u4fdd\u6301\u51b7\u9759"},"content":{"rendered":"\n<p>\u5f53\u5e02\u573a\u8868\u73b0\u4f4e\u8ff7\u65f6\uff0c\u6295\u8d44\u8005\u81ea\u7136\u4f1a\u62c5\u5fc3\u5176\u6295\u8d44\u7ec4\u5408\u7684\u8868\u73b0\u3002<\/p>\n\n\n\n<p>\u6c11\u4f17\u5bf9\u7ecf\u6d4e\u8870\u9000\u7684\u4e0d\u6ee1\u3001\u8bf8\u5982\u901a\u80c0\u8d70\u9ad8\u7b49\u7ecf\u6d4e\u56e0\u7d20\uff0c\u4ee5\u53ca\u5a92\u4f53\u4e0a\u6d8c\u73b0\u7684\u51b2\u7a81\u89c2\u70b9\uff0c\u5f80\u5f80\u4f1a\u8ba9\u6295\u8d44\u8005\u611f\u5230\u66f4\u52a0\u7d27\u5f20\u3002\u5f53\u5c40\u8005\u8ff7\uff0c\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u718a\u5e02\u662f\u957f\u671f\u6295\u8d44\u5468\u671f\u4e2d\u4e0d\u53ef\u907f\u514d\u7684\u4e00\u4e2a\u9636\u6bb5\u3002<\/p>\n\n\n\n<p>\u8981\u5e94\u5bf9\u4f4e\u8ff7\u7684\u5e02\u573a\uff0c\u4e00\u4e2a\u5e38\u89c1\u5bf9\u7b56\u662f\u5927\u5e45\u8c03\u6574\u6295\u8d44\u7ec4\u5408\uff0c\u4f46\u662f\u8fd9\u6837\u5e76\u4e0d\u5229\u4e8e\u6295\u8d44\u8005\u5b9e\u73b0\u5176\u957f\u671f\u76ee\u6807\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4fdd\u6301\u51b7\u9759-\u575a\u5b88\u6295\u8d44\u76ee\u6807\">\u4fdd\u6301\u51b7\u9759\uff0c\u575a\u5b88\u6295\u8d44\u76ee\u6807<\/h2>\n\n\n\n<p>RBC \u8d22\u5bcc\u7ba1\u7406\u4e9a\u6d32\u533a\u7684\u6295\u8d44\u89e3\u51b3\u65b9\u6848\u4e0e\u4ea7\u54c1\u4e3b\u7ba1 <a href=\"https:\/\/www.rbcwealthmanagement.com\/sc-asia\/people\/juan-aronna\">Juan Aronna<\/a>\u8868\u793a\uff1a\u201c\u793e\u4ea4\u5a92\u4f53\u548c\u5373\u65f6\u4fe1\u606f\u6539\u53d8\u4e86\u7ecf\u6d4e\u548c\u653f\u6cbb\u52a8\u5411\u3002\u201d<\/p>\n\n\n\n<p>\u4ed6\u63d0\u9192\u79f0\uff0c\u5207\u52ff\u6839\u636e\u6b64\u7c7b\u4fe1\u606f\u505a\u51b3\u7b56\uff0c\u4ee5\u514d\u6389\u5165\u5e02\u573a\u65cb\u6da1\uff0c\u9677\u5165\u9ad8\u4e70\u4f4e\u5356\u7684\u56f0\u5c40\u3002<\/p>\n\n\n\n<p>Aronna \u8865\u5145\u9053\uff0c\u4fdd\u6301\u4ee5\u6295\u8d44\u57fa\u672c\u9762\u548c\u957f\u671f\u8d44\u4ea7\u914d\u7f6e\u4e3a\u57fa\u7840\u7684\u5b8f\u89c2\u7b56\u7565\uff0c\u540c\u65f6\u6839\u636e\u5e02\u573a\u5468\u671f\u8fdb\u884c\u7b56\u7565\u6027\u8c03\u6574\uff0c\u53ef\u80fd\u662f\u66f4\u597d\u7684\u6295\u8d44\u65b9\u5f0f\u3002\u5728\u4fe1\u606f\u8fc7\u591a\uff0c\u6295\u8d44\u8005\u7684\u5224\u65ad\u5bb9\u6613\u53d7\u5230\u5f71\u54cd\u65f6\uff0c\u8fd9\u79cd\u6295\u8d44\u65b9\u5f0f\u5c24\u4e3a\u9002\u7528\u3002<\/p>\n\n\n\n<p>RBC \u8d22\u5bcc\u7ba1\u7406\u4e9a\u6d32\u533a\u65b0\u52a0\u5761\u6295\u8d44\u4e0e\u6295\u8d44\u7ec4\u5408\u54a8\u8be2\u4e3b\u7ba1 Gautam Chadda \u8ba4\u4e3a\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u7684\u65f6\u671f\uff0c\u60a8\u7684\u6295\u8d44\u7ec4\u5408\u7684\u4ef7\u503c\u53ef\u80fd\u4f1a\u4e0b\u8dcc\uff0c\u867d\u7136\u6b64\u65f6\u5f88\u96be\u505a\u5230\u6e05\u6670\u51b7\u9759\u5730\u601d\u8003\uff0c\u4f46\u60a8\u53ef\u4ee5\u59d4\u6258\u4e13\u4e1a\u987e\u95ee\uff0c\u4ed6\u4eec\u5c06\u4ee3\u8868\u60a8\u884c\u4e8b\uff0c\u5e2e\u52a9\u60a8\u5ea6\u8fc7\u96be\u5173\u3002<\/p>\n\n\n\n<p>Chadda \u8868\u793a\uff1a\u201c\u6211\u4eec\u5c06\u5411\u6295\u8d44\u8005\u9610\u8ff0\u6295\u8d44\u7ba1\u7406\u6d3b\u52a8\u4e0e\u6295\u8d44\u7ec4\u5408\u4ea4\u6613\u4e4b\u95f4\u7684\u533a\u522b\uff0c\u8fd9\u4e5f\u662f\u6211\u4eec\u5e2e\u52a9\u6295\u8d44\u8005\u63d0\u5347\u8d22\u52a1\u7d20\u517b\u7684\u4e3b\u8981\u65b9\u6cd5\u3002\u201d<\/p>\n\n\n\n<p>\u4ed6\u89e3\u91ca\u9053\uff0c\u524d\u8005\u6d89\u53ca\u5206\u6790\u7ecf\u6d4e\u5f62\u52bf\u3001\u91d1\u878d\u5e02\u573a\u52a8\u6001\u548c\u6295\u8d44\u7ec4\u5408\u914d\u7f6e\uff0c\u7136\u540e\u6839\u636e\u5bf9\u672a\u6765\u6295\u8d44\u524d\u666f\u7684\u9884\u671f\u4f18\u5316\u6295\u8d44\u7ec4\u5408\uff0c\u800c\u540e\u8005\u5219\u6d89\u53ca\u5bf9\u6295\u8d44\u7ec4\u5408\u8fdb\u884c\u5927\u89c4\u6a21\u8c03\u6574\u3002\u4ed6\u8865\u5145\u8bf4\uff0c\u771f\u6b63\u5173\u952e\u7684\u5de5\u4f5c\u5728\u4e8e\u5206\u6790\u548c\u51b3\u7b56\uff0c\u800c\u8fd9\u672a\u5fc5\u4f1a\u6539\u53d8\u6295\u8d44\u7ec4\u5408\u7684\u914d\u7f6e\u3002<\/p>\n\n\n\n<p>\u4ed6\u79f0\uff1a\u201c\u6211\u4eec\u4e0d\u5e94\u8be5\u5c06\u6295\u8d44\u7ba1\u7406\u6d3b\u52a8\u4e0e\u6295\u8d44\u7ec4\u5408\u4ea4\u6613\u6d3b\u52a8\u6df7\u4e3a\u4e00\u8c08\u3002\u82e5\u6df7\u4e3a\u4e00\u8c08\uff0c\u60a8\u53ef\u80fd\u5c31\u4f1a\u4e3a\u4e86\u505a\u67d0\u4ef6\u4e8b\u800c\u91c7\u53d6\u67d0\u4e2a\u884c\u52a8\uff0c\u6700\u7ec8\u9650\u5236\u6295\u8d44\u7ec4\u5408\u7684\u957f\u671f\u6536\u76ca\u3002\u201d<\/p>\n\n\n\n<p>Chadda \u6307\u51fa\uff0c\u6295\u8d44\u8005\u5e94\u638c\u63e1\u53ca\u5b9e\u8df5\u8fd9\u9879\u91cd\u8981\u6982\u5ff5\uff0c\u5c24\u5176\u662f\u5728\u5e02\u573a\u8270\u96be\u671f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u76f8\u6bd4\u4e8e\u628a\u63e1\u5e02\u573a\u65f6\u673a-\u7559\u5728\u5e02\u573a\u624d\u662f\u5173\u952e\">\u76f8\u6bd4\u4e8e\u628a\u63e1\u5e02\u573a\u65f6\u673a\uff0c\u7559\u5728\u5e02\u573a\u624d\u662f\u5173\u952e<\/h2>\n\n\n\n<p>\u5e02\u573a\u53cd\u5f39\u4e0d\u4f1a\u5728\u660e\u786e\u7684\u65f6\u95f4\u70b9\u53d1\u751f\uff0c\u56e0\u6b64\u8bd5\u56fe\u638c\u63e1\u5e02\u573a\u65f6\u673a\u53ef\u80fd\u5e76\u975e\u660e\u667a\u4e4b\u4e3e\u3002<\/p>\n\n\n\n<p>Aronna\u8868\u793a\uff1a\u201c\u6bcf\u79cd\u6295\u8d44\u7684\u60c5\u51b5\u4e0d\u5c3d\u76f8\u540c\u3002\u60a8\u53ef\u4ee5\u9009\u62e9\u6295\u8d44\u90a3\u4e9b\u5177\u5907\u51fa\u8272\u8d22\u52a1\u8bb0\u5f55\u6216\u8005 ESG\uff08\u73af\u5883\u3001\u793e\u4f1a\u4e0e\u4f01\u4e1a\u7ba1\u6cbb\uff09\u5f97\u5206\u8f83\u9ad8\u7684\u4f18\u8d28\u516c\u53f8\uff0c\u8fd9\u6837\u60a8\u7684\u6295\u8d44\u6536\u76ca\u5c06\u66f4\u6709\u4fdd\u969c\u3002\u201d\u7136\u800c\uff0c\u6210\u957f\u80a1\u548c\u72ec\u89d2\u517d\u516c\u53f8\u5e76\u4e0d\u5c5e\u4e8e\u6b64\u5904\u8003\u8651\u7684\u8303\u7574\u3002<\/p>\n\n\n\n<p>\u4ed6\u8865\u5145\u9053\uff0c\u5e02\u573a\u662f\u5468\u671f\u6027\u7684\uff0c\u5728\u7ecf\u6d4e\u8870\u9000\u7684\u65f6\u671f\u540e\uff0c\u6295\u8d44\u8005\u7684\u6295\u8d44\u7ec4\u5408\u53ef\u80fd\u4f1a\u9762\u4e34\u66f4\u591a\u98ce\u9669\u3002<\/p>\n\n\n\n<p>Chadda\u8868\u793a\uff0c\u6295\u8d44\u8005\u5f88\u96be\u9884\u6d4b\u5728 20 \u5e74\u7684\u5468\u671f\u5185\uff0c\u54ea 10 \u5929\u300120 \u5929\u6216 30 \u5929\u7684\u5e02\u573a\u8868\u73b0\u6700\u4f73\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u9519\u8fc7\u5e02\u573a\u9ec4\u91d1\u671f\u53ef\u80fd\u4f1a\u5bf9\u6295\u8d44\u7ec4\u5408\u4ea7\u751f\u4e0d\u5229\u5f71\u54cd\">\u9519\u8fc7\u5e02\u573a\u9ec4\u91d1\u671f\u53ef\u80fd\u4f1a\u5bf9\u6295\u8d44\u7ec4\u5408\u4ea7\u751f\u4e0d\u5229\u5f71\u54cd<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\u81ea-2003-\u5e74-1-\u6708\u81f3-2022-\u5e74-12-\u6708-\u6295\u8d44-10-000-\u81f3\u6807\u666e-500-\u6307\u6570\u5bf9\u5e94\u7684\u4ef7\u503c-\u5305\u62ec\u80a1\u606f\">\u81ea 2003 \u5e74 1 \u6708\u81f3 2022 \u5e74 12 \u6708\uff0c\u6295\u8d44 $10,000 \u81f3\u6807\u666e 500 \u6307\u6570\u5bf9\u5e94\u7684\u4ef7\u503c\uff08\u5305\u62ec\u80a1\u606f\uff09<\/h4>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"455\" width=\"1024\" src=\"https:\/\/www.rbcwealthmanagement.com\/sc-asia\/wp-content\/uploads\/sites\/17\/2023\/10\/dollar-value-invested-asia-chart-SC.png?w=1024\" alt=\"\" class=\"wp-image-10395\" srcset=\"https:\/\/www.rbcwealthmanagement.com\/sc-asia\/wp-content\/uploads\/sites\/17\/2023\/10\/dollar-value-invested-asia-chart-SC.png 3210w, https:\/\/www.rbcwealthmanagement.com\/sc-asia\/wp-content\/uploads\/sites\/17\/2023\/10\/dollar-value-invested-asia-chart-SC.png?resize=300,133 300w, https:\/\/www.rbcwealthmanagement.com\/sc-asia\/wp-content\/uploads\/sites\/17\/2023\/10\/dollar-value-invested-asia-chart-SC.png?resize=768,341 768w, https:\/\/www.rbcwealthmanagement.com\/sc-asia\/wp-content\/uploads\/sites\/17\/2023\/10\/dollar-value-invested-asia-chart-SC.png?resize=1024,455 1024w, https:\/\/www.rbcwealthmanagement.com\/sc-asia\/wp-content\/uploads\/sites\/17\/2023\/10\/dollar-value-invested-asia-chart-SC.png?resize=1536,682 1536w, https:\/\/www.rbcwealthmanagement.com\/sc-asia\/wp-content\/uploads\/sites\/17\/2023\/10\/dollar-value-invested-asia-chart-SC.png?resize=2048,909 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u6570\u636e\u6765\u6e90\uff1aRBC \u8d22\u5bcc\u7ba1\u7406<\/figcaption><\/figure>\n\n\n\n<p>\u4ed6\u8865\u5145\u9053\uff1a\u201c\u6301\u7eed\u6295\u8d44\u6216\u7559\u5728\u5e02\u573a\u662f\u957f\u671f\u6295\u8d44\u7684\u5173\u952e\u4e00\u73af\u3002<\/p>\n\n\n\n<p>\u8fd9\u662f\u4e00\u79cd\u6709\u6761\u4e0d\u7d0a\u7684\u6295\u8d44\u65b9\u6cd5\uff0c\u9700\u8981\u6211\u4eec\u6301\u7eed\u6295\u8d44\u3001\u4fdd\u6301\u6295\u8d44\u591a\u5143\u5316\u3001\u964d\u4f4e\u6760\u6746\uff0c\u5e76\u6839\u636e\u672a\u6765\u6570\u6708\u53ca\u6570\u5e74\u5185\u7684\u9884\u671f\u5e02\u573a\u73af\u5883\u8c03\u6574\u6295\u8d44\u7ec4\u5408\u3002\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" 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