RBC Insured Deposits Interest Rates

Rates as of November 7, 2018

Value of Total Bank Sweep Balances(1,3,4)
From To APY(2)
$5 million and above 1.00%
$2 million $4,999,999 0.90%
$1 million $1,999,999 0.70%
$500,000 $999,999 0.65%
$250,000 $499,999 0.45%
$100,000 $249,999 0.35%
$0 $99,999 0.25%

In determining household Total Bank Sweep Balance values, RBC Wealth Management looks at multiple pieces of client information, including street address, tax ID, last name, telephone number, zip code and account type to determine which accounts belong together. RBC Wealth Management reserves the right to modify how it links household accounts and the right to amend the definition of eligible assets.


Non-deposit investment products offered through RBC Wealth Management are not FDIC insured, are not a deposit or other obligation of, or guaranteed by, a bank, and are subject to investment risks, including possible loss of the principal amount invested.