Retirement plans

Provide a quality plan for employees and meet your fiduciary obligations

At RBC Wealth Management, we understand the complexities and challenges you face in creating and maintaining a retirement plan for your business. We know how important it is that you offer a quality plan that helps you to recruit and retain top talent, and positions your employees to save for a secure retirement.

Our financial advisors have access to tools, resources, and highly experienced wealth management professionals to serve your unique needs. We can provide a wide variety of services to help you and your employees, from plan design to participant education. We have access to a broad array of non-proprietary retirement plan solutions from top providers in the industry, and can help you find the one that fits you best.

Creating and managing a retirement plan is a significant responsibility. Let an RBC Wealth Management financial advisor help you by providing you with the assistance you need including:

  • Plan design
  • Benchmarking and fee analysis
  • Provider search and evaluation
  • Investment policy review and development
  • Employee communications and education
  • Investment research and insight

A full spectrum of plan options

We have expertise in a variety of plan types:

  • Simplified Employee Pension (SEP)
  • SIMPLE IRAs & SIMPLE 401(k)
  • Profit Sharing plans
  • Age weighted/comparability Profit Sharing
  • Owner only 401(k) plans
  • 401(k) plans
  • Safe-harbor 401(k)
  • 403(b) plans
  • 457 plans
  • Defined Benefit plans
  • Cash Balance plans
  • Employee stock ownership plans (ESOP)
 

Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.