Credit and financing


Keep your financial plans on-track without disrupting your investments with our credit and financing solutions.

You may be looking to buy a new home, capitalise on an investment opportunity, refinance existing loans or simply have more cash on hand. Whatever your goals, our credit specialists will partner with your relationship manager to deliver a bespoke lending solution so you can achieve both your immediate and longer-term ambitions with peace of mind.

Financing solutions tailored to your needs

Buying your home

We offer real estate financing for residential properties in prime and super-prime UK locations such as central London. Alongside mortgages, we can also provide loans secured against your investment portfolio.

Remortgaging existing home loans

Remortgaging may give you the financial flexibility you need to unlock value elsewhere in your portfolio. We offer a wide range of credit solutions for remortgaging, including term loans and revolving loans in sterling, euros or U.S. dollars.

Managing unexpected costs

Some of life’s curveballs can come with considerable unexpected costs. Our credit specialists will work with you and your relationship manager to structure a personalised solution so you don’t have to disrupt your existing investments to finance it.

Offshore life insurance bonds

Offshore life insurance bonds (or international bonds) can offer several financial benefits, including the potential to gain access to financing secured by the bond. We help you navigate the complexities of this financing method so you can leverage its full benefits.

The capital value of investments, and any income from them, may go down as well as up and you may not get back the full amount invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.


Make the most of your opportunities

Discuss strategic financing solutions with an RBC Wealth Management relationship manager.

Our insights

Borrowing against property: Five things to consider

Credit 6 minute read
– Borrowing against property: Five things to consider

Inside the S&P 500: Time to pass the baton?

Analysis 6 minute read
– Inside the S&P 500: Time to pass the baton?

Weaving the threads of U.S. equity outperformance

Analysis 6 minute read
– Weaving the threads of U.S. equity outperformance