Explore who we help
We create a plan tailored to your complex needs
WHO WE HELP
Individuals and families
Your wealth, goals and family priorities
Business owners and entrepreneurs
Your business, wealth and next steps
Corporate executives
Complex income, equity and career transitions
UHNW and Family Offices
Significant, complex and multi-generational wealth
YOUR IDEAS & GOALS
Plan for growth
Grow your wealth and open up new opportunities
Live well
Live life to the fullest, today and into the future
Secure your future
Be prepared for whatever may happen
Make a difference
Support the causes you care about
WORKING WITH PROFESSIONALS
EU Intermediaries
Scale, security, and investment discipline for your clients
About RBC Wealth Management in Ireland
Combining Brewin Dolphin’s local expertise with RBC’s global strength and insight
Our offices
Over 30 offices across Ireland, the UK and Jersey
WHO WE ARE
Our history
Generations of clients have relied on Brewin Dolphin and RBC Wealth Management
Awards and recognition
Recognising our service and industry leadership
Leadership
The people guiding our strategy and client experience
SUSTAINABILITY
Responsible investing
Our approach to responsible investment
Explore our solutions
Let’s make your ideas happen
RBC Brewin Dolphin
Personalised financial planning and investment advice
OUR SOLUTIONS
Wealth planning and management
A bespoke plan to manage and grow your wealth
Financial advice for business owners
Guidance for growth, exit and managing proceeds
Pension and retirement planning
Plan for the retirement you want
Financial protection
Protect what matters most against the unexpected
Financial planning for life events
Guidance through life’s key moments and changes
Responsible and sustainable investing
Invest with greater purpose in line with your values
UHNW and Family Office services
Coordinating complex and multi-generational wealth
Managing ISA assets outside the UK
Integrating these assets into your wider wealth strategy
Investment management
Tailored portfolios aligned with your goals
Explore our insights and ideas
Analysis, insights and research from our local and global networks
ADDITIONAL RESOURCES
Articles
Expert analysis and commentary on market trends
Videos
Discussions on the current investment environment
Retirement is about the freedom to do more of what you love. We make it straightforward to see what’s possible – guiding you through every choice to build a plan that brings your ambitions to life.
Whether you want to travel, learn a new hobby or spend time with family, planning early increases your chances of enjoying a comfortable and fulfilling retirement.
Some of the questions to think about include:
We can help you consider your priorities and calculate your projected retirement pot. We’ll then explain how much you need to save and put a financial plan in place to help you achieve your goals.
Understanding the best way to save for retirement can feel overwhelming. Pensions are a highly tax-efficient way of saving for retirement, and other savings and investments can be important too.
We can guide you through your options and advise on a retirement savings plan that bridges the gap between where you are and where you want to be.
We can help you:
There’s more flexibility when it comes to drawing income from your pension than there was in the past. Some of your options could include buying an annuity, taking pension lump sums, transferring to an Approved Retirement Fund (ARF), or a combination of all three. Other savings and investments could also be an important source of income for you.
We can guide you through your options, transferring to an Approved Retirement Fund (ARF), and explain how much you can afford to withdraw each year. That way, you’ll feel confident that your retirement savings will go the distance.
Our wealth managers will walk you through your options and build a retirement plan that puts you in control.
You could need your pension pot to last for several decades. It’s really important not to underestimate your life expectancy.
The amount of money you’ll get from the state pension depends on your record of Pay Related Social Insurance (PRSI) contributions over your working life.
If you hope to retire in five years, it’s important to speak to one of our advisers. They can advise on whether your plans are achievable. Our wealth managers use cashflow modelling to illustrate how long your money is likely to last in retirement. This is based on your current finances, how much you’re saving and investing, your spending patterns, and your goals. This will help you understand whether you need to make any changes to your plans or saving and investing habits.
We can also check whether your pension is invested in the right way. We ensure you’re not taking on too much or too little investment risk.
An annuity provides you with a regular, guaranteed income in retirement. You can buy an annuity with some or all of your pension. How much income you receive will depend on factors such as the size of your pension, your age, existing annuity rates, where you live, and your health and lifestyle.
Whether an annuity is right for you will depend on your individual circumstances. We can help you decide on the best way of drawing income from your pension pot.
Under current Irish Revenue rules, you can take a portion of your pension savings as a tax-free lump sum at retirement. There is a lifetime limit of €200,000 on the total tax-free amount across all pension arrangements. Lump sums between €200,001 and €500,000 are taxed at 20%, and any amount above €500,000 is taxed at your marginal rate of income tax. The proportion of your fund available as a lump sum will depend on the type of pension arrangement you hold.
The value of your investment may go down as well as up. You may get back less than you invest. Past performance is not a reliable guide to future performance. If you invest in this product you may lose some or all of the money you invest. This product / service may be affected by changes in currency exchange rates. The income you get from this investment may go down as well as up.
This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future
What happens to your pension when you die depends on the type of pension, whether you’ve started drawing an income from it, and the rules of your scheme.
We strongly recommend discussing your pension nomination and estate planning arrangements with one of our wealth managers to ensure your wishes are carried out as tax-efficiently as possible.
This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.
A personalised financial plan supports your ability to manage your wealth and focus on what matters most, with guidance tailored to your goals and family priorities.
Life can change quickly. We can guide you through significant moments – whether planned or unexpected – with clear advice, insightful ideas and tailored strategies.