Specialised credit

Flexible credit solutions to keep you moving

You may be looking to buy a new home, capitalise on an investment opportunity, refinance existing loans or simply have more cash on hand. Whatever your goals, our credit specialists will partner with your relationship manager to deliver a bespoke lending solution so you can achieve your immediate and longer-term ambitions with peace of mind.

Buying your home

We offer real estate financing for residential properties in prime and super-prime UK locations, including central London. We can also provide loans secured against your investment portfolio, alongside traditional mortgages.

Remortgaging your home

Remortgaging can provide the financial flexibility you need to unlock value elsewhere in your portfolio. We offer a wide range of credit solutions for remortgaging, including term loans and revolving loans in sterling, euros or U.S. dollars.

Managing unexpected costs

Some of life’s curveballs can come with considerable unexpected costs. Our credit specialists will work with you and your relationship manager to structure a personalised solution so you have the liquidity you need without having to disrupt your existing investments.

Offshore life insurance bonds

Offshore life insurance bonds (or international bonds) can offer several financial advantages, including the potential to access financing secured by the bond itself. We’ll help you navigate the details of this approach so you can leverage its full benefits with
confidence.

The capital value of investments, and any income from them, may go down as well as up and you may not get back the full amount invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

RBC 1823