Align your financial goals with your personal values
“We recognize our clients’ growing interest in aligning their investments with their deeply held personal values. That’s why we are proud to help clients include any number of responsible investing options in their wealth planning decisions.”— Michael Armstrong, CEO of RBC Wealth Management - U.S.
Most of the time, financial considerations may be your top priority when making decisions about asset allocation or the individual securities you own. Responsible investing strategies allow you to go beyond these financial factors to include the ability of an investment to support your deeply held personal beliefs in addition to its ability to help you build and preserve your wealth.
Responsible investing encompasses a number of investing approaches you may have heard of, including Socially Responsible Investing (SRI), Environmental, Social, and Governance Investing (ESG), and Impact Investing.
Responsible investing assets have more than doubled in the last five years, according to the Forum for Sustainable and Responsible Investment growing from $3.7 trillion in 2010 to $8.1 trillion in 2016. That means that one out of every five dollars under professional management in the United States is involved in a responsible investing strategy.
Responsible investing offers a high degree of flexibility. First determine what is important to you. Then identify how you want to act on your beliefs.
Responsible investing can have a positive impact on performance. A 2012 meta-analysis by DB Climate Change Advisors of more than 100 academic studies, found that incorporating ESG data in investment analysis is “correlated with superior risk-adjusted returns at a securities level” and that SRI approaches, while showing little upside, do not underperform.
The U.S. Forum for Sustainable and Responsible Investment web site provides further evidence for the usefulness of responsible approaches.
Simple changes to how you invest may help make a dramatic impact on both your financial life and the change you want to see in the world.
Past performance does not guarantee future results.
Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.