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Take care of your daily banking with personal, dedicated services and privileges that make you and your family feel rewarded.

Welcome to RBC Private Banking

Our goal is to make managing your day-to-day banking easier with services and products that put your needs first. You can rely on our team to provide thoughtful solutions and guidance to help you make informed decisions. You and your family will also enjoy exclusive rewards.

As our client, you have access to:

  • An expanded selection and preferred rates on term deposits, GICs, T-bills and commercial paper
  • Flexible high-end credit and cash-management solutions, including the Private Banking RateLink account
  • Fixed-rate borrowing options and preferred rates
  • Personalized bank account options: primary personal operating accounts, a personal holding company or a family trust account
  • Mobile and online banking, Interac e-Transfer® and email money transfers

Distinctive debit and credit cards

The RBC Private Banking client card

This black client card identifies you at RBC branches as a Private Banking client and provides you with a $3,000 daily cash withdrawal limit and a $5,000 retail direct payment limit.

An exclusive credit card for private banking clients

You also have access to apply for the RBC® Avion Visa® Infinite Privilege for Private Banking card1, 2, which offers a robust combination of privileges and rewards. Treat yourself and loved ones to one-of-a-kind experiences—and receive exclusive offers and dedicated assistance for your travel and entertainment needs.

RBC Concierge, at your service

A complimentary service exclusively for RBC® Avion Visa® Infinite Privilege for Private Banking cardholders, RBC Concierge3 is your portal to extraordinary entertainment, dining and travel services. Enjoy priority access and extras not available to the general public—with dedicated service 24 hours a day, 365 days a year.

1 Subject to credit approval. RBC® Avion Visa® Infinite Privilege for Private Banking card is billed separately and available at a reduced annual fee with a Private Banking account package.

2 For full details on Visa® Infinite Privilege, visit visainfinite.ca/privilege or refer to the Visa® Infinite Privilege – Benefit and Services Terms and Conditions at www.rbcroyalbank.com/cards/documentation . You must be an eligible Visa® Infinite Privilege cardholder with a valid Visa® Infinite Privilege card to take advantage of the Visa® Infinite Privilege offers, benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor Royal Bank of Canada is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers, benefits and services at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions , including third party suppliers’ terms and conditions, available at www.visainfinite.ca/privilege . The Visa® Infinite Privilege privacy policy , available at www.visainfinite.ca/privilege , applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa® Infinite Privilege Concierge or the Visa® Infinite Privilege website or mobile app. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa® Infinite Privilege cardholders are subject to such third parties’ own privacy policies.

3 You must be an eligible RBC® Avion Visa® Infinite Privilege for Private Banking cardholder to take advantage of the RBC Concierge services, offers and benefits. RBC Concierge is provided by Ten Lifestyle Management Limited (“TEN”), not Royal Bank of Canada, and all services, offers and benefits made available through RBC Concierge are subject to complete terms and conditions, including third-party suppliers’ terms and conditions, available online at www.rbcconcierge.com. TEN reserves the right to modify or cancel services, offers and benefits at any time and without notice. Royal Bank of Canada is not responsible for any claims or damages arising from the use of any services or benefits provided by TEN or a third party OR Royal Bank of Canada is not responsible for the actual performance of any person, company or product made available to you through RBC Concierge.

Enjoy dedicated services and exclusive perks as an RBC Private Banking client.