Individuals and families

Who we help

Every ambition starts with an idea – for yourself, your family or the future you are building. We bring ours too, combining experience and strong relationships that turn conversations into clear, actionable plans. Together, we’ll keep things moving forward.

Plan for growth

Building your wealth takes more than strong investment returns alone. We help you take a coordinated approach – connecting financial planning, investment management, and long-term goals within a strategy built around your ideas.

Wealth planning and management

A personalised financial plan supports your ability to manage your wealth and focus on what matters most, with guidance tailored to your goals and family priorities.

Responsible and sustainable investing

Align your investments with your values and goals to support companies embracing sustainability and responsible business practices.

Investment management

Make your wealth work for you. Choose how your investment portfolio is managed, based on a customised strategy that reflects your risk tolerance and personal goals.

Self-directed investing

Access a range of online investment solutions that are easy to use and cost-efficient, designed for your convenience.

Secure your future

Life does not always unfold as expected. We work with you to put the right plans and structures in place to protect your wealth – helping ensure it remains resilient, well-managed and aligned with your long-term intentions.

Inheritance tax and estate planning

Your wealth tells a personal story. We’ll help you explore ways to help pass on more of it to your loved ones, securely and efficiently.

Trusts and foundations

Access professional trustees and flexible trust capabilities to help you protect what matters most today and preserve it for generations to come.

Financial protection

Manage the risks that concern you the most with a plan to help ensure you, your loved ones and, if needed, your business are protected against the unexpected.

Live well

Balance the competing needs of today with your ideas for the future. We help you structure your income, access financing where appropriate, and manage cash effectively, so your wealth supports the way you choose to live.

As part of RBC, one of the world’s largest banks, we can connect you with specialists across our global network, providing access to broader capabilities where appropriate.

Pensions and retirement planning

Enjoy the retirement you envision with a strategy built around your priorities, what you need to save, and the tools to help you get there.

Financial planning for life events

Life can change quickly. We can guide you through significant moments – whether planned or unexpected – with clear advice, insightful ideas and tailored strategies.

Banking

Dedicated banking for your personal and family interests – including services to meet your global banking needs.

Specialised credit

Manage your cash flow needs through a broad credit offering, including investment-backed (Lombard) lending and real estate financing, to maintain liquidity when needed.

Make a difference

Using your wealth to benefit others can be deeply meaningful. We help you structure your giving thoughtfully, ensuring your support for loved ones or charitable causes reflects your values and long-term intentions.

Philanthropy

Amplify your impact on the causes you care about and create a legacy through a charitable giving strategy that’s aligned with your values.

Responsible and sustainable investing

Align your investments with your values and goals to support companies embracing sustainability and responsible business practices.

Donor-advised funds

A donor-advised fund offers a simple, flexible and effective way to manage your charitable donations, providing immediate benefits and long-term impact.

Let’s bring your ideas to life


Speak with a wealth management adviser to explore what’s possible.

Our insights and ideas

How advice can boost your financial wellbeing

Wealth planning 4 minute read
– How advice can boost your financial wellbeing

Financial planning tips for parents

Family finances 5 minute read
– Financial planning tips for parents

How much do I need for retirement?

Retirement 9 minute read
– How much do I need for retirement?