Perspective

July 2026

Your quarterly source of ideas and expert insights to help you build your financial future with confidence.

The longevity conversation

With many people now expecting to spend 30 or even 40 years beyond full-time work, we’re living in the age of longevity – and our plans should reflect that. Here, CEO Robin Beer and Head of RBC Brewin Dolphin, Nick Oliver explore what longevity means for your wealth, your purpose and making the most of what comes next.

The Bank of Mum and Dad – How to gift efficiently

Wealth transfer

With the right financial plan in place, helping your children or grandchildren through life’s milestones doesn’t have to come at the expense of your own retirement.

6 minute read

The £500,000 pension that became £180,000

Pensions

A single pension rule is changing in April 2027. Discover the proactive steps you can take today to keep your family’s plans on track.

7 minute read

Ageing well: Five science-backed habits from the English Longitudinal Study of Ageing (ELSA) study

Wealth protection

Professor Andrew Steptoe explains what the latest research tells us about how to live a happy and fulfilled later life.

10 minute read

AI IPOs: What investors need to know

Market trends

The AI listings are historic. The valuations may be, too. Chief Strategist Guy Foster on what the excitement justifies – and what it does not.

9 minute read

The day the pupils became the coaches

Charitable giving

Cricket has always been about more than the game. At a Manchester cricket ground, a group of young women proved exactly that.

4 minute read