General Investment Account


Self-directed investing
BPS

Our General Investment Account (GIA) lets you invest as much as you want into a diverse range of funds, for greater stability and reduced risk.

Open a General Investment Account (GIA)

Invest for your future

A GIA is a flexible investment account that allows you to withdraw money whenever you want (but profits are taxed).

Key features of a GIA

Invest as much as you like

Open an account with a minimum £500 initial investment and add to it with a monthly Direct Debit from £25. This gives you the freedom to grow your savings at your own pace.

Flexible

Withdrawals can be made at any time, with profits taxed, giving you control without restricting your financial flexibility.

Easily accessible

Get 24/7 access to your portfolios with our easy-to-use online portal and BPS app.

Is a GIA right for me?

A GIA could be the right choice for you if:

  • You’re over the age of 18.
  • You’re a UK resident for tax purposes.
  • You’re comfortable investing for the long term (five years or more) and know that investments can fluctuate over different time periods.

Why choose us?

We have over a century of experience in helping people grow their wealth, taking a long-term view of investment and client relationships.

BPS is an execution only, non-advice service. We provide pre-determined portfolios which are designed by our in-house experts. We take on the hard work of picking what assets are in these portfolios, so you don’t have to. You just need to choose your investment style (active or passive) and risk category – we will do the rest.

Expert management, simple fees

You get access to our expert investment thinking through a range of pre-determined portfolios. Our simple fee structure ensures you know exactly what you’re paying, while you can track performance any time via our app or online.

A human touch

We know how important the human touch is. Our UK-based experts are on hand to answer your questions. You can call us or email us whenever you need support.

Call us on 0333 207 9003
Monday to Friday 8am to 6pm
Saturday 8am to 12pm

Email us at customer.services@brewin.co.uk

Write to us at:
Brewin Portfolio Service
Sixth Floor, Atria One
144 Morrison Street
Edinburgh, EH3 8BR

Open a GIA

Common questions about GIAs

No. The investments into a GIA aren’t guaranteed. The value of the investments in your portfolio can fall as well as rise, and you may get back less than you invested.

No. BPS uses pre-determined portfolios. We take on all the hard work of buying and selling individual assets. All you need to decide is what level of risk and investment style (active or passive) you want. Our friendly, UK-based BPS Customer Service team is here to help answer any questions you have about the service or portfolios we offer.

Our insights and ideas 

How to navigate the annual allowance taper

Tax strategies 4 minute read
– How to navigate the annual allowance taper

How to avoid an inheritance tax shock

Inheritance 3 minute read
– How to avoid an inheritance tax shock

A guide to tax-efficient investing

Investing 3 minute read
– A guide to tax-efficient investing

The value of investments, and any income from them, can fall and you may get back less than you invested. This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. You should always check the tax implications with an accountant or tax specialist.

Information is provided only as an example and is not a recommendation to pursue a particular strategy.

The value of investments and any income from them can fall, and you may not get back what you invested.