OUR SERVICES
Investment management for charities
A bespoke portfolio built around your organisation’s objectives, income needs and risk appetite
Reporting and administraton
Meet your obligations with clarity through robust reporting, portfolio analysis and administration
About RBC Wealth Management
Experienced local Brewin Dolphin wealth managers, backed by the global strength of RBC
Our offices
Over 30 offices in the UK, Ireland and Jersey
WHO WE ARE
Our history
Generations of clients have relied on RBC Wealth Management and Brewin Dolphin
Awards and recognition
Recognising our service and industry leadership
Leadership
The experts guiding our strategy and client experience
SUSTAINABILITY
Responsible investing
Our approach to responsible investment
Community involvement
Supporting communities where we live and work
CAREERS
Work with us
You can thrive here
Diversity and inclusion
Our differences make us stronger
Search careers
Find your opportunity
Explore our insights and thought leadership
Analysis, insights and research from our local and global networks
Sustainable drawdowns
Key themes have the potential to shape economic developments and drive certain sectors for decades to come.
Specialist investment management that helps your charity make a lasting difference for the people and causes you support.
ADDITIONAL RESOURCES
Charities Perspectives magazine
An annual publication featuring industry insights for charity leaders
Insights and ideas
Articles exploring the events and trends driving the world and the third sector
Case studies
Real experiences showing how we turn ideas into action
Give your child or grandchild a head start in life by investing in their future. We have two options available, Junior ISAs and Bare Trusts.
With a Junior ISA (JISA), you can invest up to £9,000 on behalf of each child in each tax year. There’s no income tax or capital gains tax due on your returns, and the money’s locked away until the child turns 18.
Set up a direct debit from as little as £25 a month to help make regular savings into the child’s account.
View your portfolios 24/7 with our easy-to-use online portal. You can also access your account through the BPS app.
As your money is invested in the stock market, it has the potential to deliver higher returns than savings accounts. But it’s important to remember that investments aren’t guaranteed. The value of your investments could fall, and you may get back less than you invested.
A Bare Trust allows you to invest as much as you like for your child or grandchild’s future. By appointing yourself as a trustee, you can retain some control over what the money is used for.
* An exception is gifts for parents – if the income exceeds £100, the full income for the account will be taxed as if it belongs to the parent.
Child Trust Funds (CTFs) were offered by the government to children born between 2002 and 2011. Children received cash vouchers of £250 (or £500 if you were on a low income), which were added to their CTF by the government.
New CTFs can no longer be opened, but your child may still have one. You can add up to £9,000 a year into it, or you can transfer a CTF into a Junior ISA. To do this, simply open a Junior ISA and complete a transfer form.
There are some potential benefits:
We have over a century of experience in helping people grow their wealth, taking a long-term view of investment and client relationships.
BPS is an execution only, non-advised service. We provide pre-built portfolios which are designed by our in-house experts. We take on the hard work of picking what assets are in these portfolios, so you don’t have to. You just need to choose your investment style and risk category – we will do the rest.
You get access to our expert investment thinking through a range of pre-determined portfolios. Our simple fee structure ensures you know exactly what you’re paying, while you can track performance any time via our app or online.
We know how important the human touch is, so you’ll always speak directly to a member of the team. Our UK-based experts are on hand when you need them to answer any questions you may have.
Call us on 0333 207 9003Monday to Friday 8am to 6pmSaturday 8am to 12pm
Email us at customer.services@brewin.co.uk
Write to us at:Brewin Portfolio ServiceSixth Floor, Atria One144 Morrison StreetEdinburgh, EH3 8BR
No. The investment is exposed to risk. The value of the underlying stock market investments can fall as well as rise.
No. BPS uses pre-determined portfolios. We take on all the hard work of buying and selling individual assets. All you need to decide is what level of risk and investment style (active or passive) you want. Our friendly, UK-based BPS Customer Service team is here to help answer any questions you have about the service or portfolios we offer.
This does not constitute tax or legal advice. Tax treatment depends on the individual circumstances of each client. It may be subject to change in the future. You should always check the tax implications with an accountant or tax specialist. Information is provided only as an example and is not a recommendation to pursue a particular strategy.